Comparison

iobook vs 고정지출관리 Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iobook

Features
Read full description

iobook keeps personal finance simple — only the essentials, with a clean and minimal experience. Track every transaction, see where your money goes, and sync seamlessly across all your Apple devices. KEY FEATURES - Easy Transaction Entry – Add income, expenses, and transfers with a clean, intuitive interface - AI-Powered Bulk Upload – Paste text or pick a screenshot, and the app parses multiple transactions for you at once - Apple Intelligence Support – On-device receipt parsing on supported devices for private, offline entry - Smart Auto-Category – Recognizes similar past transactions to auto-fill categories - Duplicate Detection – Same-date, same-amount transactions are flagged automatically during bulk upload and skipped on save - Credit & Debit Cards – Track liabilities and debit card spending separately, with a real-time Assets/Liabilities/Total header - Customizable Categories – Organize income, expenses, and assets your way with category groups and subcategories - Visual Analysis – Monthly bar charts with tab navigation, a current-month area chart that includes today, and side-by-side current vs previous month rank charts - Calendar View – See your spending patterns across the whole month at a glance - iCloud Sync – Access your data on every Apple device, anytime - Personalized Look – Choose between multiple app icons to match your home screen PERFECT FOR THOSE WHO - Want to simplify personal finance without losing detail - Feel overwhelmed by complex finance apps - Need a quick way to track income, expenses, and credit card use - Prefer visual, chart-based analysis of finances - Use multiple Apple devices and want seamless data sync SUBSCRIPTION INFORMATION - iobook offers an auto-renewing monthly subscription for $1.99(USD)/month and an auto-renewing yearly subscription for $19.99(USD)/year, unlocking unlimited assets and category groups. - Payment will be charged to your iTunes Account at confirmation of purchase. - You can manage your subscription and turn off auto-renewal at any time in your Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/iobook/privacy-policy-en

About

고정지출관리 Budget

Effortlessly manage your recurring monthly expenses like subscriptions, rent, and bills. Visualize your spending with category breakdowns and receive timely payment reminders to avoid late fees. All your financial data is securely stored on your device.

Highlights
  • Recurring expense management
  • Payment reminders
  • Category-based spending analysis
  • One-tap subscription addition
  • Dark mode support
  • On-device data storage
Features
Read full description

매달 빠져나가는 고정 지출, 제대로 관리하고 계신가요? 넷플릭스, 유튜브 프리미엄, 스포티파이 같은 구독 서비스부터 월세, 관리비, 보험료, 통신비까지... 매달 자동으로 빠져나가는 돈들, Budget 하나로 깔끔하게 관리하세요. 주요 기능 • 한눈에 보는 대시보드 이번 달 고정 지출 총액과 곧 결제될 항목을 한눈에 확인하세요. 복잡한 메뉴 없이 앱을 열자마자 중요한 정보를 바로 볼 수 있습니다. 결제일 알림 • 결제일을 깜빡해서 연체료를 낸 적 있으신가요? Budget이 결제 전날 알림을 보내드립니다. 더 이상 결제일을 기억하느라 스트레스받지 마세요. 카테고리별 분석 • 구독료, 주거비, 통신비, 보험료 등 카테고리별로 지출을 분류하고 분석하세요. 어디에 얼마나 쓰고 있는지 직관적인 차트로 확인할 수 있습니다. 간편한 지출 등록 • 자주 사용하는 구독 서비스는 미리 등록되어 있어 탭 한 번으로 추가할 수 있습니다. 직접 입력도 간단합니다. 다크 모드 지원 • 밤에도 눈이 편한 다크 모드를 지원합니다. 시스템 설정에 따라 자동으로 변경되거나, 원하는 테마를 직접 선택할 수 있습니다. 개인정보 보호 • 모든 데이터는 기기에만 저장됩니다. 서버로 전송되지 않아 개인 금융 정보가 안전하게 보호됩니다.

Screenshots

iobook4 screens
고정지출관리 Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: 고정지출관리 Budget at none against iobook's 2. 고정지출관리 Budget also leads on update cadence (every 8 days vs every 3 weeks) and iOS requirement (15.1 vs 18.0). iobook's advantage is ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iobook sells 2 in-app purchases, starting at $1.99 per month. 고정지출관리 Budget asks for nothing beyond the download.

UpkeepUpdate frequency

iobook ships an update every 3 weeks, 고정지출관리 Budget every 8 days. The most recent releases landed on October 11, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
iobook versus 고정지출관리 Budget: the parameters behind the verdict, then further details
Parameteriobook고정지출관리 Budget
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size6 MB47 MB
Age rating4+4+
DeveloperJoonhee ChoYUNHO LEE

In-app purchases

2 purchases

iobook

Subscriptions2
  • Basic (Monthly)$1.991 Month
  • Basic (Yearly)$19.991 Year
None

고정지출관리 Budget

No in-app purchases

Questions

Is iobook free?
iobook is free to download, with in-app purchases available.
Is 고정지출관리 Budget free?
고정지출관리 Budget is free to download, with no in-app purchases.
Do iobook or 고정지출관리 Budget have ads?
고정지출관리 Budget shows ads; iobook does not.
Which is updated more often, iobook or 고정지출관리 Budget?
iobook ships an update every 3 weeks, and 고정지출관리 Budget every 8 days. Most recently, iobook was updated on October 11, 2026 and 고정지출관리 Budget on October 14, 2026.

Other comparisons