Comparison

iobook vs Budget Today

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

iobook

Features
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iobook keeps personal finance simple โ€” only the essentials, with a clean and minimal experience. Track every transaction, see where your money goes, and sync seamlessly across all your Apple devices. KEY FEATURES - Easy Transaction Entry โ€“ Add income, expenses, and transfers with a clean, intuitive interface - AI-Powered Bulk Upload โ€“ Paste text or pick a screenshot, and the app parses multiple transactions for you at once - Apple Intelligence Support โ€“ On-device receipt parsing on supported devices for private, offline entry - Smart Auto-Category โ€“ Recognizes similar past transactions to auto-fill categories - Duplicate Detection โ€“ Same-date, same-amount transactions are flagged automatically during bulk upload and skipped on save - Credit & Debit Cards โ€“ Track liabilities and debit card spending separately, with a real-time Assets/Liabilities/Total header - Customizable Categories โ€“ Organize income, expenses, and assets your way with category groups and subcategories - Visual Analysis โ€“ Monthly bar charts with tab navigation, a current-month area chart that includes today, and side-by-side current vs previous month rank charts - Calendar View โ€“ See your spending patterns across the whole month at a glance - iCloud Sync โ€“ Access your data on every Apple device, anytime - Personalized Look โ€“ Choose between multiple app icons to match your home screen PERFECT FOR THOSE WHO - Want to simplify personal finance without losing detail - Feel overwhelmed by complex finance apps - Need a quick way to track income, expenses, and credit card use - Prefer visual, chart-based analysis of finances - Use multiple Apple devices and want seamless data sync SUBSCRIPTION INFORMATION - iobook offers an auto-renewing monthly subscription for $1.99(USD)/month and an auto-renewing yearly subscription for $19.99(USD)/year, unlocking unlimited assets and category groups. - Payment will be charged to your iTunes Account at confirmation of purchase. - You can manage your subscription and turn off auto-renewal at any time in your Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/iobook/privacy-policy-en

About

Budget Today

Features
Read full description

"How much can I spend today?" Say goodbye to complicated budget apps. Check how much you can spend every morning. Budget Today splits your monthly budget into a daily amount you can actually act on. [Key Features] โ— Today's Spendable Amount Set a monthly budget and we calculate what you can spend today from the days left. Your remaining budget updates the moment you log an expense. Start your budget cycle on payday โ€” the 1st, the 25th, or the last day of the month. โ— Payment Screenshot Auto-Entry Capture card payment notifications as screenshots and upload them in bulk. AI reads the amount, merchant, and category so nothing slips through. โ— AI Receipt Scanner Snap a photo of a receipt and the amount, merchant, and category fill in automatically. โ— Income Tracking Log salary, allowance, and side income alongside expenses. See both side by side in the calendar, history, and statistics. โ— Budget Report & Custom Budgets Review how well you kept this month's budget, and set separate budgets like "$100 on dining this week" by category and period. โ— Fixed Expenses & Installments Subscriptions and bills are logged automatically every month, and installment purchases are spread across months in your budget. โ— Home Widget See today's spendable amount and today's spending without opening the app. โ— Desktop App (Windows ยท macOS) Quick entries on your phone, calm review on your PC. Sign in with the same account and everything stays in sync. โ— Excel Import Bring your history from another app โ€” any spreadsheet layout. AI maps the columns and duplicates are skipped automatically. โ— Offline First ยท Your Data Stays Yours Works without internet. Data lives on your device by default; sync only when you turn it on. [Perfect For] - Anyone who wonders "Where did all my money go this month?" - People who gave up on budgeting because manual entry was a chore - Workers who budget from payday to payday - Students managing an allowance - Spreadsheet users who want phone + desktop together - Anyone who wants a simple, no-fuss budget tracker Start building smarter spending habits with Budget Today!

Screenshots

iobook4 screens
Budget Today4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Today at none against iobook's 2. Budget Today also leads on device support (4 vs 2) and iOS requirement (15.5 vs 18.0). On price, update cadence and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. iobook sells 2 in-app purchases, starting at $1.99 per month. Budget Today asks for nothing beyond the download.

UpkeepUpdate frequency

iobook ships an update every 3 weeks, Budget Today every 10 days. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

Scorecard3 real differences ยท 3 level
iobook versus Budget Today: the parameters behind the verdict, then further details
ParameteriobookBudget Today
PriceFreeFree
Update frequencyEvery 3 weeksEvery 10 days โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad, iPod, Mac โ€” better
Requires iOS18.015.5 โ€” better
Further details โ€” not scored
Size6 MB59 MB
Age rating4+4+
DeveloperJoonhee ChoMOTEY STUDIO

In-app purchases

2 purchases

iobook

Subscriptions2
  • Basic (Monthly)$1.991 Month
  • Basic (Yearly)$19.991 Year
None

Budget Today

No in-app purchases

Questions

Is iobook free?
iobook is free to download, with in-app purchases available.
Is Budget Today free?
Budget Today is free to download, with no in-app purchases.
Do iobook or Budget Today have ads?
Neither iobook nor Budget Today shows ads.
Which is updated more often, iobook or Budget Today?
iobook ships an update every 3 weeks, and Budget Today every 10 days. Most recently, iobook was updated on October 11, 2026 and Budget Today on October 24, 2026.

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