Comparison

iobook vs Money

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

iobook

Features
Read full description

iobook keeps personal finance simple β€” only the essentials, with a clean and minimal experience. Track every transaction, see where your money goes, and sync seamlessly across all your Apple devices. KEY FEATURES - Easy Transaction Entry – Add income, expenses, and transfers with a clean, intuitive interface - AI-Powered Bulk Upload – Paste text or pick a screenshot, and the app parses multiple transactions for you at once - Apple Intelligence Support – On-device receipt parsing on supported devices for private, offline entry - Smart Auto-Category – Recognizes similar past transactions to auto-fill categories - Duplicate Detection – Same-date, same-amount transactions are flagged automatically during bulk upload and skipped on save - Credit & Debit Cards – Track liabilities and debit card spending separately, with a real-time Assets/Liabilities/Total header - Customizable Categories – Organize income, expenses, and assets your way with category groups and subcategories - Visual Analysis – Monthly bar charts with tab navigation, a current-month area chart that includes today, and side-by-side current vs previous month rank charts - Calendar View – See your spending patterns across the whole month at a glance - iCloud Sync – Access your data on every Apple device, anytime - Personalized Look – Choose between multiple app icons to match your home screen PERFECT FOR THOSE WHO - Want to simplify personal finance without losing detail - Feel overwhelmed by complex finance apps - Need a quick way to track income, expenses, and credit card use - Prefer visual, chart-based analysis of finances - Use multiple Apple devices and want seamless data sync SUBSCRIPTION INFORMATION - iobook offers an auto-renewing monthly subscription for $1.99(USD)/month and an auto-renewing yearly subscription for $19.99(USD)/year, unlocking unlimited assets and category groups. - Payment will be charged to your iTunes Account at confirmation of purchase. - You can manage your subscription and turn off auto-renewal at any time in your Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/iobook/privacy-policy-en

About

Money

Features
Read full description

Money makes it simple to stay on top of your finances. Add expenses and income in seconds, organize by categories, and see where your money goes with clear statistics. - Quick Record: Add transactions from your home screen widget or with just a few taps - Smart Categories: Organize spending with customizable categories - Statistics: Breakdowns by month, year, or custom date range - Currency Format: Display amounts in any world currency - iCloud Backup: Export and restore your data as CSV via iCloud Drive or local storage - App Lock: Protect your financial data with Face ID or Touch ID - Home & Lock Screen Widgets: See your spending summary at a glance - Dark Mode: Full support for light, dark, and system appearance - Localized: Available in English, Spanish, French, German, Japanese, Portuguese (Brazil), Korean, Italian, Dutch, and Ukrainian Your data stays on your device. No accounts, no cloud sync, no tracking β€” just a fast, private expense tracker that respects your privacy. Privacy Policy: https://github.com/vladzhila/legal/blob/main/money/privacy-policy.md Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

iobook4 screens
Money4 screens

Verdict

The call

The clearest difference is update cadence: Money at every 3 days against iobook's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. iobook sells 2 in-app purchases, starting at $1.99 per month and Money sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

iobook ships an update every 3 weeks, Money every 3 days. The most recent releases landed on September 25, 2026 and October 8, 2026 respectively.

Scorecard1 real difference Β· 5 level
iobook versus Money: the parameters behind the verdict, then further details
ParameteriobookMoney
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.0 β€” better
Further details β€” not scored
Size6 MB6 MB
Age rating4+4+
DeveloperJoonhee ChoVlad Zhila

In-app purchases

2 purchases

iobook

Subscriptions2
  • Basic (Monthly)$1.991 Month
  • Basic (Yearly)$19.991 Year
3 purchases

Money

Subscriptions2
  • Monthly Plan14 Days trial$1.991 Month
  • Annual Plan14 Days trial$9.991 Year
One-time1
  • Lifetime Access$29.99

Questions

Is iobook free?
iobook is free to download, with in-app purchases available.
Is Money free?
Money is free to download, with in-app purchases available.
Do iobook or Money have ads?
Neither iobook nor Money shows ads.
Which is updated more often, iobook or Money?
iobook ships an update every 3 weeks, and Money every 3 days. Most recently, iobook was updated on September 25, 2026 and Money on October 8, 2026.

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