Comparison

iobook vs Moss

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

iobook

Features
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iobook keeps personal finance simple β€” only the essentials, with a clean and minimal experience. Track every transaction, see where your money goes, and sync seamlessly across all your Apple devices. KEY FEATURES - Easy Transaction Entry – Add income, expenses, and transfers with a clean, intuitive interface - AI-Powered Bulk Upload – Paste text or pick a screenshot, and the app parses multiple transactions for you at once - Apple Intelligence Support – On-device receipt parsing on supported devices for private, offline entry - Smart Auto-Category – Recognizes similar past transactions to auto-fill categories - Duplicate Detection – Same-date, same-amount transactions are flagged automatically during bulk upload and skipped on save - Credit & Debit Cards – Track liabilities and debit card spending separately, with a real-time Assets/Liabilities/Total header - Customizable Categories – Organize income, expenses, and assets your way with category groups and subcategories - Visual Analysis – Monthly bar charts with tab navigation, a current-month area chart that includes today, and side-by-side current vs previous month rank charts - Calendar View – See your spending patterns across the whole month at a glance - iCloud Sync – Access your data on every Apple device, anytime - Personalized Look – Choose between multiple app icons to match your home screen PERFECT FOR THOSE WHO - Want to simplify personal finance without losing detail - Feel overwhelmed by complex finance apps - Need a quick way to track income, expenses, and credit card use - Prefer visual, chart-based analysis of finances - Use multiple Apple devices and want seamless data sync SUBSCRIPTION INFORMATION - iobook offers an auto-renewing monthly subscription for $1.99(USD)/month and an auto-renewing yearly subscription for $19.99(USD)/year, unlocking unlimited assets and category groups. - Payment will be charged to your iTunes Account at confirmation of purchase. - You can manage your subscription and turn off auto-renewal at any time in your Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/iobook/privacy-policy-en

About

Moss

Features
Read full description

흩어진 ꡬ독을 ν•œκ³³μ—μ„œ μ •λ¦¬ν•˜κ³ , λ‹€μŒ κ²°μ œμ™€ μ§€μΆœ 흐름을 더 μ‰½κ²Œ ν™•μΈν•΄λ³΄μ„Έμš”. MossλŠ” 이런 λΆ„λ“€κ»˜ 잘 λ§žμ•„μš” - μ—¬λŸ¬ ꡬ독 μ„œλΉ„μŠ€λ₯Ό ν•œ λ²ˆμ— κ΄€λ¦¬ν•˜κ³  싢은 λΆ„ - 맀달 어디에 μ–Όλ§ˆλ‚˜ μ“°λŠ”μ§€ κ°€λ³κ²Œ ν™•μΈν•˜κ³  싢은 λΆ„ - λ³΅μž‘ν•œ 가계뢀보닀 λ‹¨μˆœν•œ ꡬ독 관리가 ν•„μš”ν•œ λΆ„ λ³΅μž‘ν•˜μ§€ μ•Šκ²Œ, ν•˜μ§€λ§Œ λ†“μΉ˜μ§€ μ•Šκ²Œ. Moss둜 ꡬ독을 더 κ°€λ³κ²Œ κ΄€λ¦¬ν•΄λ³΄μ„Έμš”.

Screenshots

iobook4 screens
Moss4 screens

Verdict

The call

The clearest difference is in-app purchases: Moss at none against iobook's 2. Moss also leads on update cadence (every 5 days vs every 3 weeks) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. iobook sells 2 in-app purchases, starting at $1.99 per month. Moss asks for nothing beyond the download.

UpkeepUpdate frequency

iobook ships an update every 3 weeks, Moss every 5 days. The most recent releases landed on September 25, 2026 and July 4, 2026 respectively.

Scorecard3 real differences Β· 3 level
iobook versus Moss: the parameters behind the verdict, then further details
ParameteriobookMoss
PriceFreeFree
Update frequencyEvery 3 weeksEvery 5 days β€” better
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.1 β€” better
Further details β€” not scored
Size6 MB40 MB
Age rating4+4+
DeveloperJoonhee ChoYemin Lee

In-app purchases

2 purchases

iobook

Subscriptions2
  • Basic (Monthly)$1.991 Month
  • Basic (Yearly)$19.991 Year
None

Moss

No in-app purchases

Questions

Is iobook free?
iobook is free to download, with in-app purchases available.
Is Moss free?
Moss is free to download, with no in-app purchases.
Do iobook or Moss have ads?
Neither iobook nor Moss shows ads.
Which is updated more often, iobook or Moss?
iobook ships an update every 3 weeks, and Moss every 5 days. Most recently, iobook was updated on September 25, 2026 and Moss on July 4, 2026.

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