iobook vs Moss
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
iobook
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iobook keeps personal finance simple β only the essentials, with a clean and minimal experience. Track every transaction, see where your money goes, and sync seamlessly across all your Apple devices. KEY FEATURES - Easy Transaction Entry β Add income, expenses, and transfers with a clean, intuitive interface - AI-Powered Bulk Upload β Paste text or pick a screenshot, and the app parses multiple transactions for you at once - Apple Intelligence Support β On-device receipt parsing on supported devices for private, offline entry - Smart Auto-Category β Recognizes similar past transactions to auto-fill categories - Duplicate Detection β Same-date, same-amount transactions are flagged automatically during bulk upload and skipped on save - Credit & Debit Cards β Track liabilities and debit card spending separately, with a real-time Assets/Liabilities/Total header - Customizable Categories β Organize income, expenses, and assets your way with category groups and subcategories - Visual Analysis β Monthly bar charts with tab navigation, a current-month area chart that includes today, and side-by-side current vs previous month rank charts - Calendar View β See your spending patterns across the whole month at a glance - iCloud Sync β Access your data on every Apple device, anytime - Personalized Look β Choose between multiple app icons to match your home screen PERFECT FOR THOSE WHO - Want to simplify personal finance without losing detail - Feel overwhelmed by complex finance apps - Need a quick way to track income, expenses, and credit card use - Prefer visual, chart-based analysis of finances - Use multiple Apple devices and want seamless data sync SUBSCRIPTION INFORMATION - iobook offers an auto-renewing monthly subscription for $1.99(USD)/month and an auto-renewing yearly subscription for $19.99(USD)/year, unlocking unlimited assets and category groups. - Payment will be charged to your iTunes Account at confirmation of purchase. - You can manage your subscription and turn off auto-renewal at any time in your Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/iobook/privacy-policy-en
Moss
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Screenshots
Verdict
The clearest difference is in-app purchases: Moss at none against iobook's 2. Moss also leads on update cadence (every 5 days vs every 3 weeks) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. iobook sells 2 in-app purchases, starting at $1.99 per month. Moss asks for nothing beyond the download.
iobook ships an update every 3 weeks, Moss every 5 days. The most recent releases landed on September 25, 2026 and July 4, 2026 respectively.
| Parameter | iobook | Moss |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 5 days β better |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.1 β better |
| Further details β not scored | ||
| Size | 6 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Joonhee Cho | Yemin Lee |
In-app purchases
iobook
- Basic (Monthly)$1.991 Month
- Basic (Yearly)$19.991 Year
Moss
No in-app purchases





