Comparison

Peek vs splitmaster

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Peek

This AI-powered financial coach offers personalized guidance to help you make stress-free money decisions. It translates abstract financial goals into actionable daily tasks and provides clear insights, making managing your finances feel like a rewarding game.

Highlights
  • Personalized AI financial coaching
  • Actionable daily tasks for goals
  • Fun, game-like money management experience
  • Automated account connections
  • Bite-sized financial lessons
  • Goal-based guidance
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Peek is the money app that doesn't lecture you. No spreadsheets, no guilt trips, no budgets you'll abandon by Tuesday. Instead, Peek talks to you. It notices a charge, asks what happened, and helps you see the story behind your spending — the impulse TikTok buy, the Friday coffee ritual, the "while I'm here" spiral. Over time, it learns how you think about money and reflects it back so you actually understand your own patterns. How it works: Peek checks in with you about your recent spending through quick, casual conversations. It asks the right questions — not "did you stay under budget?" but "was that worth it to you?" — and builds a picture of your spending behavior that gets sharper over time. What makes Peek different: → Conversations, not spreadsheets → Self-awareness, not restrictions → Understands your "why," not just your "what" → Built for how Gen Z actually relates to money Peek won't tell you to stop buying oat milk. It'll help you notice that you buy it every time you're stressed — and let you decide what to do with that. Your money. Your patterns. Your call.

About

splitmaster

Features
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Stop overpaying when you split a bill. Even splits shortchange the person who ordered less — the salad eater always ends up subsidizing the steak eater. Next time someone says "let's just split it evenly", you'll have a better answer. splitmaster ends that. Scan the receipt, add your friends, and let everyone claim exactly what they ordered. splitmaster calculates each person's share — down to the cent. Fair to the cent. No guessing. No one pays for someone else's meal. Every feature is free — no paywall, no pro tier, no ads, no data selling. You get free receipt scans per month, refilled automatically. HOW IT WORKS Point your camera at any receipt — every item appears automatically Add your friends to the bill Everyone swipes what they ordered Fair shares appear automatically — done Shared a dish? Split it by quantity — two slices of pizza vs one, you pay two thirds. Tax and tip? Distributed proportionally, no separate tip calculator. The math is invisible. The result is fair. WHAT MAKES SPLITMASTER DIFFERENT Most bill splitting apps make you type amounts or split evenly. splitmaster shows every line item from the scanned receipt and lets each person swipe exactly what they ordered. Shared dishes split by quantity. No typing. No arguing about who had what. SMART DEBT SIMPLIFICATION After a trip, your group ends up with a tangled web of IOUs. splitmaster untangles it automatically and settles everyone in the fewest possible payments. No awkward conversations about who owes what. GROUPS & RUNNING BALANCES Create a group for your apartment, travel crew, or weekly dinner squad. Every receipt feeds into a running tab — see who owes what at a glance, across every shared dinner, every group trip, every roommate grocery run. Share a QR code or deep link and your friends join instantly. NOT JUST RECEIPTS No receipt? Add shared expenses manually. Split evenly, by amount, or by percentage. One-on-one or any size group. 150+ CURRENCIES Every currency tracked separately — never forced into a conversion you didn't ask for. Live rates on demand. EVERY FEATURE FREE • Receipt scanning & itemization — scan receipts, let friends claim items • Smart debt simplification — fewest transfers, no awkward math • Two settlement modes — Simplified or Bilateral, per group • Live currency conversion — 150+ currencies, tracked separately • Manual splits — even, by amount, or by percentage • Groups with QR code and deep link invites — join instantly • Running balances — per friend, per group, per currency • Activity feed & push notifications — never miss a settlement • Settle up — record a payment with a single swipe • Sign in with Apple, Google, or email • No ads. No data selling. No subscription. PERFECT FOR • Restaurant bills with friends • Roommate rent and shared household expenses • Travel and vacation group costs in multiple currencies • Office lunch groups, wedding weekends, ski crews • Couples sharing daily expenses and household budget YOUR DATA, YOUR CONTROL No ads. No data selling. Delete your account and all data from the app — 30-day grace period, then permanent erasure. GDPR compliant. FREQUENTLY ASKED • Is it really free? Yes. Every feature. No ads. No data selling. We don't run ads and we don't sell your data — that's how. • Do I need an account? A free account — takes seconds with Sign in with Apple, Google, or email. • What if a friend doesn't have the app? Share QR or link to invite them to install the app and connect you automatically. • Does it work for travel? Yes — 150+ currencies, each tracked separately. • Where is my data stored? Encrypted in transit and at rest. Delete anytime. Scan. Claim. Settle. Fair. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitmaster.co/privacy

Screenshots

Peek4 screens
splitmaster4 screens

Verdict

The call

Peek and splitmaster are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Peek ships an update every 6 days, splitmaster weekly. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

ScorecardNo meaningful differences
Peek versus splitmaster: the parameters behind the verdict, then further details
ParameterPeeksplitmaster
PriceFreeFree
Rating4.4 (225 ratings) — better—
Positive reviews88.5% of reviews—
Number of ratings225 — better—
Update frequencyEvery 6 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size74 MB65 MB
Age rating17+4+
DeveloperSherry JiangAndrii Korshenko

Bugs and requests

Peek

Reported bugs

2 issues
  • Onboarding chat not showing messages
  • Account login issues, unable to access account

Requested features

2 requests
  • More user-friendly onboarding experience
  • Less chat-based, more visual finance management

splitmaster

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Peek

No in-app purchases

None

splitmaster

No in-app purchases

Questions

Is Peek free?
Peek is free to download, with no in-app purchases.
Is splitmaster free?
splitmaster is free to download, with no in-app purchases.
Do Peek or splitmaster have ads?
Neither Peek nor splitmaster shows ads.
Which is updated more often, Peek or splitmaster?
Peek ships an update every 6 days, and splitmaster weekly. Most recently, Peek was updated on October 24, 2026 and splitmaster on October 16, 2026.

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