Simple One vs Keel
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple One
Manage your money with this app designed for teens aged 12-17. Receive pocket money instantly, track spending in real-time, send money to friends, and top up your phone. A Mastercard allows for secure payments online and in-store, with parental oversight for added security.
- Instant pocket money reception
- Real-time spending tracking
- Send money to friends
- Phone top-up
- Mastercard for in-store and online payments
- Contactless payments with Apple Pay and Google Pay
- No overdrafts
- Parental oversight
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Simple One L’appli et la carte des 12–17 ans. Ton argent. Ton app. Ta liberté. Gère ton argent simplement Reçois ton argent de poche instantanément. Suis tes dépenses en temps réel. Envoie de l’argent à tes amis. Recharge ton téléphone en quelques secondes. Tout depuis ton app. Une carte pour payer partout Avec ta carte Mastercard, tu peux : • Payer en magasin • Acheter en ligne • Retirer de l’argent • Payer au Maroc et à l’étranger • Payer avec Apple Pay et Google Pay partout où le paiement sans contact est accepté Simplement et en toute sécurité. Aucun stress Pas de découvert autorisé. Tes parents gardent un œil sur ton compte. Tu reçois des notifications en temps réel pour chaque opération. Tu apprends à gérer ton argent en toute autonomie. Qui peut ouvrir un compte ? L’offre Simple One est réservée aux jeunes de 12 à 17 ans. Pour en profiter, l’un de tes parents doit avoir un compte Simple ou Attijariwafa bank. Pas encore client ? Il suffit d’ouvrir un compte depuis Simple ou Attijari Mobile. Comment ça marche ? 1. Ton parent t’inscrit depuis Simple, Attijari Mobile ou en agence 2. Tu télécharges l’app Simple One 3. Tu te connectes avec ton identifiant 4. Tu définis ton mot de passe 5. Et c’est parti Rejoins l’univers Simple One Invite tes amis à découvrir l’expérience Simple One et retrouve toutes les nouveautés de la communauté sur Instagram, TikTok et les réseaux Simple. Toute l’équipe Simple One a hâte de t’accompagner vers plus d’autonomie.
Keel
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Most trackers stop at "Netflix, 13.99, monthly". Keel tracks the way you actually pay: subscriptions, bills, pay-in-X purchases and yearly ambushes, each from its own bank account. The sofa bought in 3 keeps its remaining balance and its next due date. The insurance that hits once a year is smoothed into your real monthly number. Every payment knows which account it leaves, so you see what goes out from where, before it does. EVERY PAYMENT, ONE CALM PLACE • Subscriptions, bills, memberships and split purchases, side by side • What hits and when, day by day, plus a calendar with brand logos on their due days • Multi-currency, converted honestly at daily rates IT SETS ITSELF UP • Paste a rough list or screenshots into the AI you already use, Keel reads the answer • You review every line before anything is saved • Prefer manual? Common services come pre-filled in a tap, and AI switches off entirely. AI is completely optional, and manual operations are optimized for a smooth on-boarding. PAY IN 3? TRACKED LIKE EVERYTHING ELSE • Progress paid, amount left, every installment on the calendar • Tick payments off right in the list STAY AHEAD • Reminders your way: up to three per commitment, any lead, repeating nudges until the due day • Trials warn before they convert, price increases before they bite • Widgets keep the next payments on your home screen INSIGHTS THAT RECONCILE • What you really paid next to what the year still plans to charge • Yearly costs smoothed into your monthly baseline • Spending by category and by account, and price creep since the day you signed up YOURS. ON YOUR PHONE. • No account, no server, no tracking, no data collection • Face ID lock, local backups, file export any time • Built by a cybersecurity engineer who'd rather there be nothing to breach • Transparent and educational about settings impact ONE PRICE, NOT A SUBSCRIPTION Everything is free for 45 days. No card, nothing renews, nothing to cancel. Then one single purchase unlocks Keel for good, shareable with up to five people through Apple Family Sharing. If you never buy, your data, your charts, marking paid and exports keep working forever. And your whole year sails into a harbor, one ship per billing day, the big bills arriving as container ships. You'll find it. Questions, ideas, corrections: contactkeel@protonmail.com
Screenshots
Verdict
The clearest difference is in-app purchases: Simple One at none against Keel's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Keel sells 2 one-off in-app purchases. Simple One asks for nothing beyond the download.
| Parameter | Simple One | Keel |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (30 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 30 — better | — |
| Update frequency | Every 7 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 169 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Attijariwafa bank | Maxime Teuber |
In-app purchases
Simple One
No in-app purchases
Keel
- Full Keel, early$12.99
- Full Keel$17.99









