Net Worth Tracker vs Wealthio

NetTrack consolidates every account - bank, card, brokerage, crypto, and manual - into one dashboard. Track your net worth, budgeting, cash flow, and investments in real time, with AI-powered insights that explain what changed and why. With automatic account syncing and multiple daily snapshots, your financial picture is always current and accurate. Key Features • Net Worth Tracking Visualize and monitor your assets, liabilities, and investments at a glance. • Budgeting Create envelope-style budgets by category, track spending in real time, and see exactly where your money is going each month. • Cash Flow Analysis View income vs. expenses, calculate your savings rate, and understand where your money went. • Investments Track every holding with portfolio value, cost basis, gain/loss, and rate of return. • Home Screen Widgets Net worth, cash flow, savings rate, and goal progress at a glance on your home screen, updated automatically all day. Pick the time range per widget, with privacy mode respected. • Savings Goals Set goals, assign accounts to fund them, and watch progress update as your balances grow with projected completion dates. • Portfolio Analysis Break down your portfolio by sector, industry, and country to understand allocation and exposure. • Financial Health Score A single 0–100 score across savings rate, net worth growth, debt-to-asset ratio, emergency runway, and spending stability - plus a one-line summary showing which factor impacts your score the most. • Projections Model where your net worth is headed. Adjust monthly contributions, return assumptions, and inflation to compare real vs. nominal growth over time. • AI Chat & Insights Ask questions about your net worth, spending, and savings. Get instant personalized answers plus weekly and monthly financial insights. • Recurring Transactions Identify recurring charges and upcoming expenses so you can plan ahead. • Transactions & Account Details View balances and activity across every account in one place. • Households Securely invite your partner or family members to manage and track your combined finances together. • Automatic Account Sync Secure, reliable account connections that stay connected - without constant reauthentication. • Bank-Level Security Your data is encrypted and protected with industry-standard security and privacy practices. Take control of your financial future with NetTrack. Learn more: https://nettrack.me/about

See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for additional tools to keep your financial picture current and available across your devices: • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/