Comparison

CashComPay User vs Stratum Remit

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

CashComPay User

Features
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At CashCom, we specialize in providing cutting-edge digital payment solutions for both merchants and buyers. Our comprehensive suite of services includes payment gateways, invoice issuance, payment links, card issuance, and tailored accounts designed specifically for e-commerce businesses. Our goal is to deliver a seamless, reliable, and efficient payment experience for all our clients, while ensuring smooth integration with our e-commerce platform to facilitate easy and secure online transactions.

About

Stratum Remit

Features
Read full description

Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent โ€” with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees โ€” Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters โ€” not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON โ€” giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount โ€” see the exchange rate and zero fees instantly 4. Confirm and send โ€” your recipient gets the money fast FEATURES โ€ข Zero transfer fees on every transaction โ€ข Real-time exchange rates with no hidden markups โ€ข AI assistant (Kora) for hands-free transfers โ€ข Recurring transfers โ€” set it and forget it โ€ข Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) โ€ข Bank-level encryption and security โ€ข 24/7 support via in-app chat, email, and phone โ€ข Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: โ€ข In-app AI chat โ€” available 24/7 โ€ข Email: support@orokii.com โ€ข Phone: (646) 535-8730 โ€ข Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home โ€” the way it should be.

Screenshots

CashComPay User4 screens
Stratum Remit4 screens

Verdict

The call

The clearest difference is update cadence: Stratum Remit at every 3 months against CashComPay User's every 16 months. CashComPay User's advantage is iOS requirement (15.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CashComPay User ships an update every 16 months, Stratum Remit every 3 months. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard2 real differences ยท 4 level
CashComPay User versus Stratum Remit: the parameters behind the verdict, then further details
ParameterCashComPay UserStratum Remit
PriceFreeFree
Update frequencyEvery 16 monthsEvery 3 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.6 โ€” better26.0
Further details โ€” not scored
Size89 MB85 MB
Age rating4+17+
DeveloperCASHCOM PAYMENT SERVICES PROVIDER L.L.COrokii

In-app purchases

None

CashComPay User

No in-app purchases

None

Stratum Remit

No in-app purchases

Questions

Is CashComPay User free?
CashComPay User is free to download, with no in-app purchases.
Is Stratum Remit free?
Stratum Remit is free to download, with no in-app purchases.
Do CashComPay User or Stratum Remit have ads?
Neither CashComPay User nor Stratum Remit shows ads.
Which is updated more often, CashComPay User or Stratum Remit?
CashComPay User ships an update every 16 months, and Stratum Remit every 3 months. Most recently, CashComPay User was updated on October 28, 2026 and Stratum Remit on October 25, 2026.

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