Comparison

finerd.ai vs SubSweeper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

finerd.ai

Consolidate all your financial accounts, cards, investments, and debts in one place. This app automates bookkeeping, categorizes transactions, and uses AI to help you grow wealth and identify savings opportunities. It also facilitates shared finances and expense tracking.

Highlights
  • Consolidated account view
  • Automated transaction categorization
  • AI-driven financial insights
  • Budget setting and tracking
  • Subscription management
  • Shared finances and expense splitting
  • Receipt scanning and itemization
Features
Read full description

finerd was born out of the need to see all your money in one place. Every account, card, investment and debt comes together in finerd, however complex your finances are. finerd takes over the routine bookkeeping and shows what to change to grow your wealth. finerd connects through several bank data aggregators and picks the best one for each bank and brokerage in the US, Canada, the UK, Norway and the EU. You can even connect crypto wallets. If a bank won't connect, finerd imports its statements, or your AI adds the transactions via MCP. Every Apple Pay tap and every payment notification from your bank becomes a transaction in finerd. finerd categorizes every transaction by context, so a small charge at a gas station goes to coffee and a large one goes to fuel. Fix a category once and finerd applies the fix to similar transactions. Online orders from email and scanned receipts are split item by item across categories. Paid cash? Say what you bought and AI adds the transaction. finerd was built for your AI too. Connect finerd to ChatGPT, Claude or Gemini and ask "Where can I save?" or "Can I afford a new car?" The AI bases every answer on your transactions in finerd. With your permission, the AI adapts finerd to your goals, creating budgets and categories and adding or editing transactions. finerd finds subscriptions and recurring payments, so you see which ones to cancel. Invite a partner, share only the accounts and expenses you choose, and see who paid for what at home. Snap a restaurant receipt and send friends a link where each one picks what they ordered, no app needed. finerd keeps track of who still owes you. Set budgets by category to see where money leaks. finerd never sees or stores bank logins and has read-only access to accounts. Delete your data anytime. Real people answer questions in the app and at support@finerd.ai. Terms of use: https://finerd.ai/terms-of-use Privacy policy: https://finerd.ai/privacy-policy

About

SubSweeper

Read full description

SubSweeper finds and tracks your subscriptions so you always know what you're paying for. Connect your Gmail and SubSweeper automatically scans your inbox for subscription emails – Netflix, Spotify, gym memberships, cloud storage, and more. No manual entry needed. The app extracts the service name, price, and renewal date, then organizes everything in one place. Seeing them all together is usually the point. The free trial you forgot to cancel, the streaming service you're paying for twice, the app you stopped opening months ago – they're obvious once they're in one list. KEY FEATURES • Automatic Gmail scanning – discovers subscriptions from your email history • Dashboard with spending analytics – see monthly and yearly totals at a glance • Calendar view – know exactly when each payment is coming • Notifications – get reminded before renewals hit • Any recurring cost – streaming, software, insurance, rent, loans • Multi-currency – track in 25 currencies, totalled in yours • Manual entry – add subscriptions that aren't in your email • Categories – organize subscriptions your way • Light and dark themes – follows your iPhone, or set it yourself • Available in English, French, Spanish, Russian and Ukrainian PRIVACY FIRST SubSweeper requests read-only Gmail access solely to identify subscription-related emails. No emails are stored on our servers — only extracted metadata like the company name, price, and renewal date. You can revoke access at any time. Sign in with Google or Apple. Your data stays yours. SUBSCRIPTION SubSweeper Pro unlocks unlimited subscription tracking, daily scans, and full detection results. • SubSweeper Pro Monthly – CA$4.99 per month • SubSweeper Pro Annual – CA$49.99 per year Both plans begin with a 14-day free trial. Prices vary by region and are shown in your local currency in the app before you confirm. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel it at any time in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.subsweeper.com/privacy-policy SubSweeper Terms of Service: https://www.subsweeper.com/terms-of-service

Screenshots

finerd.ai4 screens
SubSweeper4 screens

Verdict

The call

The clearest difference is update cadence: finerd.ai at every 3 days against SubSweeper's every 3 weeks. SubSweeper's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. finerd.ai sells 1 in-app purchase, starting at $14.99 per month and SubSweeper sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

finerd.ai ships an update every 3 days, SubSweeper every 3 weeks. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
finerd.ai versus SubSweeper: the parameters behind the verdict, then further details
Parameterfinerd.aiSubSweeper
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size386 MB41 MB
Age rating4+4+
DeveloperfinerdSmart Moose Canada Inc

In-app purchases

1 purchases

finerd.ai

Subscriptions1
  • Full Nerd$14.991 Month
3 purchases

SubSweeper

One-time3
  • Buy a coffee$3.99
  • Fund a feature$6.99
  • Fuel the team$69.99

Questions

Is finerd.ai free?
finerd.ai is free to download, with in-app purchases available.
Is SubSweeper free?
SubSweeper is free to download, with in-app purchases available.
Do finerd.ai or SubSweeper have ads?
Neither finerd.ai nor SubSweeper shows ads.
Which is updated more often, finerd.ai or SubSweeper?
finerd.ai ships an update every 3 days, and SubSweeper every 3 weeks. Most recently, finerd.ai was updated on November 12, 2026 and SubSweeper on October 31, 2026.

Other comparisons