finerd.ai vs Economee

finerd was born out of the need to see all your money in one place. Every account, card, investment and debt comes together in finerd, however complex your finances are. finerd takes over the routine bookkeeping and shows what to change to grow your wealth. finerd connects through several bank data aggregators and picks the best one for each bank and brokerage in the US, Canada, the UK, Norway and the EU. You can even connect crypto wallets. If a bank won't connect, finerd imports its statements, or your AI adds the transactions via MCP. Every Apple Pay tap and every payment notification from your bank becomes a transaction in finerd. finerd categorizes every transaction by context, so a small charge at a gas station goes to coffee and a large one goes to fuel. Fix a category once and finerd applies the fix to similar transactions. Online orders from email and scanned receipts are split item by item across categories. Paid cash? Say what you bought and AI adds the transaction. finerd was built for your AI too. Connect finerd to ChatGPT, Claude or Gemini and ask "Where can I save?" or "Can I afford a new car?" The AI bases every answer on your transactions in finerd. With your permission, the AI adapts finerd to your goals, creating budgets and categories and adding or editing transactions. finerd finds subscriptions and recurring payments, so you see which ones to cancel. Invite a partner, share only the accounts and expenses you choose, and see who paid for what at home. Snap a restaurant receipt and send friends a link where each one picks what they ordered, no app needed. finerd keeps track of who still owes you. Set budgets by category to see where money leaks. finerd never sees or stores bank logins and has read-only access to accounts. Delete your data anytime. Real people answer questions in the app and at support@finerd.ai. Terms of use: https://finerd.ai/terms-of-use Privacy policy: https://finerd.ai/privacy-policy

Subscriptions charge you quietly. One at a time they look small; together they turn into a bill nobody agreed to. Economee gathers them in one place, works out what they cost you in a month and in a year, and warns you before each charge — so you decide, instead of finding out afterwards. WHAT YOU GET FOR FREE • Unlimited subscriptions, in any currency • What you spend per month and per year • Charge calendar — the whole month at a glance: which days, and how much • Reminders before a charge, at the time you choose • Trial endings, in time to decide • The savings counter: cancel something and watch what comes back • Five screenshot scans to start with • Seven languages WITH PREMIUM • Worth a look — overlaps, duplicates and the one that eats the budget • Statistics — where the money goes, by tag, service and card • Payment cards — how much to keep on each one by the start of the month • Screenshot scanning without a limit • Bank import — subscriptions find themselves in your Monobank statement THE SAVINGS COUNTER Cancelling a subscription is a decision that pays out every month, quietly, where nobody sees it. Economee makes it visible: cancel something for €15 a month and the counter keeps that €15 in view for a year. YOUR DATA STAYS YOURS Your subscriptions, cards and savings history live on your device and in your own private iCloud, and they appear on your other devices with the same Apple ID. The list itself never reaches our server — we could not read it if we wanted to. One button in Account deletes everything you entered. Once a day the app sends anonymous statistics, so we can see what to improve: how many subscriptions you have, what they come to per month, how much the savings counter holds, your base currency and whether Premium is on. Totals only, under a random number made when you install the app — no service names, no notes, no card details, nothing with your name on it. You can turn the statistics off in Settings. Screenshot recognition runs on the device using Apple's Vision framework. No image leaves the phone. Bank import uses a personal Monobank token, kept in the device Keychain and sent only to the bank. The token is read-only: the app cannot move money. HONEST NUMBERS Where a number is a guess, Economee says so. Where a currency has no exchange rate, it says that too, instead of quietly leaving the amount out of the total. Findings suggest what to look at — they never claim to know the price of a plan we have not seen. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://economee.tradegreat.io/privacy On iPad the list and the details sit side by side, and the widest widget tile shows twelve charges at once.