Comparison

MoneyChat vs チャット家計簿

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyChat

Effortlessly manage your finances with an AI-powered chat interface. Track expenses, organize bills, and set budgets with smart recommendations and visual insights. Supports over 110 currencies and cryptocurrencies.

Highlights
  • AI-powered chat for managing finances
  • Receipt scanning and automatic categorization
  • Visual insights and financial reports
  • Budget planning for savings goals
  • Bill organization and due date reminders
  • Supports 110+ currencies and crypto
Features
Read full description

MoneyChat is an expense tracker that works like a chat. Type an amount, send it, and the expense is logged and sorted by category. No spreadsheets, no setup, no ten-field forms. HOW IT WORKS Open the app, type 15, send. That's a coffee, logged. Type 120 — groceries. MoneyChat picks the category itself and learns from your corrections. If it gets one wrong, tap the entry and fix it. Your spending history reads like a conversation you can scroll back through. ACCOUNTS AND CURRENCIES Keep a card, cash, and savings as separate accounts and switch between them with one tap. Every account has its own currency — dollars, euro, zloty, hryvnia, crypto — and the balance converts at current rates. Transfers between accounts are recorded once and show up on both sides. BUDGET AND ANALYTICS See how much you spent this month, which categories take the biggest share, and how this month compares to the last. The money manager shows the trend without charts you have to decode: a short summary in plain words, then the details if you want them. RECEIPT SCANNER Snap a photo of a receipt and MoneyChat splits it into entries by category — groceries, household, alcohol — so a supermarket trip isn't just one lump sum. Edit any line, drop the ones you don't need, or save the receipt as a single expense. BUILT FOR DAILY USE • Evening reminder to log the day's spending — one a day, no spam • Custom categories with search, separate for expenses and income • Change the date of an entry for things you forgot yesterday • Dark theme, iPad support, seven languages • Android: optional suggestions from your bank's notifications — off by default, nothing is saved without your confirmation PRIVATE BY DEFAULT Start using MoneyChat without creating an account. Sign in with Apple or Google only if you want your data on another device. Delete your account and all data at any time from Settings — it is erased, not hidden. MONEYCHAT PREMIUM The free version is a complete expense tracker with ads shown occasionally when switching accounts. Premium removes ads and unlocks the receipt scanner and full analytics. Plans: weekly, monthly, or yearly, each with a 3-day free trial. The price is shown in the app in your local currency before you subscribe. Payment is charged to your App Store or Google Play account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in your account settings. Terms of Use: https://moneychat.pro/terms Privacy Policy: https://moneychat.pro/privacy Money is easier to keep track of when logging an expense takes three seconds. Type a number. Send. Done.

About

チャット家計簿

Read full description

話しかけるだけで家計簿が完成。 「コンビニでパン280」と入力するだけで、AIが金額・カテゴリ・タグを自動で整理します。 入力が面倒で家計簿が続かなかった方へ。考えるコストゼロの、新しい家計簿アプリです。 --- 特徴 --- ・自然文を入力するだけで支出記録 ・AIが金額・カテゴリ・タグを自動抽出 ・データはすべてローカル保存 ・月10件まで無料で利用可能 ・タグ機能・カレンダー・グラフで振り返りやすい ・カレンダー画面はヒートマップ表示に対応(色で支出の多い日がひと目で分かる) --- 使い方(例)--- アプリを開いて「コンビニでパン280」と入力 AIが「金額:280円」「カテゴリ:食費」「タグ:コンビニ、パン」と自動分類 カレンダーやグラフ画面で支出を確認・振り返り! --- こんな方におすすめ --- ・家計簿アプリは面倒ですぐやめてしまう人 ・ノートやExcelの家計簿が続かなかった人 ・なるべく簡単に、でも見返せる家計簿をつけたい --- 見やすいレポート機能 --- ・カレンダー画面で支出日を一覧表示 ・ヒートマップ表示で支出の偏りが一目瞭然 ・カテゴリごとの円グラフで何に使ったかを可視化 ・日別・カテゴリ別に詳細な一覧表示も可能 --- よくある質問(FAQ) --- Q. 無料でも使えますか? はい。月に30件まで無料で記録できます。試しに使ってみたい方にも安心です。 Q. データはどこに保存されますか? すべてお使いの端末内(ローカル)に保存されます。 Q. 音声入力には対応していますか? はい。音声入力を使えば、さらに素早く支出を記録できます(端末のキーボード機能に依存)。 --- 今すぐダウンロードして、あなた専用のかんたん家計簿をはじめましょう! --- - 利用規約 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MoneyChat4 screens

Verdict

The call

The clearest difference is in-app purchases: チャット家計簿 at none against MoneyChat's 3. MoneyChat's advantage is rating (5.0 vs 4.7) and device support. On ratings volume and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

ReceptionRating · Positive reviews · Number of ratings

MoneyChat holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 5 and 3 respectively.

Scorecard3 real differences · 7 level
MoneyChat versus チャット家計簿: the parameters behind the verdict, then further details
ParameterMoneyChatチャット家計簿
PriceFree — better—
Rating5.0 (5 ratings) — better4.7 (3 ratings)
Positive reviews100.0% of reviews—
Number of ratings5 — better3
Update frequencyEvery 2 weeks—
AdsYes—
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — better—
Requires iOS15.6 — better16.0
Further details — not scored
Size56 MB37 MB
Age rating4+4+
DeveloperSo Wonderful Apps, LLCShion Kajimoto

In-app purchases

3 purchases

MoneyChat

Subscriptions3
  • MoneyChat Pro | Weekly3 Days trial$1.997 Days
  • MoneyChat Pro | Monthly3 Days trial$5.991 Month
  • MoneyChat Pro | Annual3 Days trial$39.991 Year
None

チャット家計簿

No in-app purchases

Questions

Is MoneyChat free?
MoneyChat is free to download, with in-app purchases available.
Is チャット家計簿 free?
Pricing for チャット家計簿 is not currently listed on the App Store.
Which has better reviews, MoneyChat or チャット家計簿?
MoneyChat is rated higher. MoneyChat averages 5.0 out of 5 from 5 ratings, while チャット家計簿 averages 4.7 from 3 ratings.

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