FinGym vs WealthyMe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinGym
This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.
- Offline net worth tracking
- Encrypted data storage
- Asset and liability management
- Automatic net worth calculations
- Compound interest calculator
- ROI calculator
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Your Wealth. Your Privacy. Your Control. Most finance apps ask for your data, FinGym doesn't. FinGym is your offline, encrypted, and fully private net worth tracker, giving you full control of your finances without anyone looking over your shoulder. From day one, FinGym is built to put privacy and security first while helping you track assets, liabilities, and your total net worth. Whether you’re managing investments, clearing debts, or simply keeping track of your wealth, FinGym is the secure and simple way to stay organized. * Complete Privacy & Security All data stays on your device. AES-256 + SQLCipher encryption. No cloud, no accounts, no tracking. * Powerful Net Worth Management Track cash, real estate, stocks, crypto & more. Manage liabilities: loans, debts, credit cards. Automatic net worth calculations. * Smart Built-in Calculators Compound interest & ROI calculator. Make informed financial decisions easily. * Built for Privacy-Lovers Fully offline — even airplane mode works. Lightweight, modern & easy to use. No login, no sync, no data leakage. * Why Users Love FinGym: Finally, a net worth app that respects my privacy. Clean, simple, and no hidden data sharing. Download FinGym today and own your financial story, secure, offline, and 100% yours.
WealthyMe
This personal finance app helps you track, analyze, and grow your wealth. Visualize your net worth, get personalized insights, and build confidence with stress-free financial management tools and educational resources.
- Dynamic wealth dashboard
- Personalized financial insights
- Stress-free financial confidence
- Wealth-building plans
- Financial literacy education
- Real-time asset and debt tracking
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WealthyMe is your all-in-one personal finance app designed to dynamically track, analyze, and accelerate your wealth growth. Effortlessly visualize your net worth, gain personalized financial insights, reduce stress around money, and celebrate your financial wins — all within a relaxing, stress-free experience. Why Choose WealthyMe? * Dynamic Wealth Tracking Clearly visualize your total net worth and dynamically track assets, debts, and investments in real-time. * Personalized Financial Insights and Analytics Receive deep, personalized analytics tailored specifically to your financial situation, offering actionable hints to boost your financial growth. * Stress-Free Financial Confidence Ease financial anxiety (your #1 stress) by gaining full clarity and control over your finances through intuitive, calming visuals and simple tools. * Celebrate Your Financial Wins Stay motivated by clearly recognizing and celebrating each financial milestone, fostering continuous progress and financial empowerment. * Financial Literacy Education Gain access to practical, insightful educational resources designed to enhance your financial literacy, ensuring long-term financial success. ——————— ### Budgeting Alone Isn’t Enough — You Need Wealth Tracking "67% of people who only budget still struggle with financial security. But those who track net worth alongside budgeting report 42% higher financial confidence." — FINRA Investor Education Foundation ——————— Main Features: • Dynamic Wealth Dashboard: Clearly visualize your net worth and monitor categorized assets in real-time. • Personalized Wealth Analytics: Receive tailored financial insights and actionable advice to accelerate your growth. • Wealth-Building Plans: Follow step-by-step, personalized plans designed to achieve your financial goals through incremental progress. Small wins = huge long-term financial success • Financial Literacy and Education: Access practical guides and tips seamlessly integrated to enhance your financial knowledge and confidence. ——————— Backed by Powerful Research Insights: • 68% report money as their top stress — net worth tracking reduces anxiety by 60%. (APA “Stress in America”) • People who actively track finances save 21% more annually. (U.S. Bureau of Economic Analysis) • Households tracking net worth grow wealth 2.5x faster. (National Bureau of Economic Research) • Recognizing small financial wins boosts motivation by 45%. (Journal of Behavioral Finance) ——————— WealthyMe: Your Personal Wealth Tracker and Financial Growth App Chill and Cozy WealthyMe is built to reduce financial anxiety, foster healthy financial habits, and create an approachable and calming money-management experience. Stop stressing. Start thriving. Download WealthyMe today and effortlessly take control of your financial future. ——————— The WealthyMe Premium subscription renews automatically at the end of each period (each week, month, 6 months, year, or otherwise, depending on the selected option) until you cancel. Canceling your subscription means the automatic renewal will be disabled. However, you will still have access to all your subscription features for the remaining time of your then-current period. Note that deleting the app does not cancel your subscriptions. Terms of Use:https://www.wealthyme.world/terms-of-service Privacy Policy:https://www.wealthyme.world/privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: WealthyMe at 100% against FinGym's 50%. WealthyMe also leads on iOS requirement (13.0 vs 15.1). FinGym's advantage is update cadence (every 3 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and WealthyMe sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.
FinGym ships an update every 3 weeks, WealthyMe every 4 months. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.
| Parameter | FinGym | WealthyMe |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 48 MB |
| Age rating | 17+ | 4+ |
| Developer | Karthik Dechiraju | Oleksandr Zaitsev |
Customer experience
FinGym
WealthyMe
In-app purchases
FinGym
- Monthly$4.991 Month
- Yearly$44.991 Year
WealthyMe
- WealthyMe Premium Monthly$7.991 Month
- WealthyMe Premium Annual$69.991 Year









