Mándalo vs WhatPay

Mándalo is the dollar account for life across borders. Get a card, hold USD, all from one app. Built for freelancers, founders, and anyone who earns in dollars but lives where their local currency keeps slipping. THE MÁNDALO CARD A Visa card you can add to Apple Pay. Spend USD anywhere in the world without conversion surprises. Virtual card the moment you're approved, physical card on request. YOUR DOLLAR ACCOUNT Receive USD from international employers and clients. Hold it without watching it shrink against your local currency. Move funds in and out whenever you want. No lockups, no minimums, no hoops. ABOUT MÁNDALO Mándalo is not a bank and does not take deposits. USD balances are held as regulated stablecoins (1:1 backed by US dollars) in a self-custodial wallet you control. Card services provided through Gnosis Pay (Visa). Available in Spanish and English. Designed for Mexico, Colombia, and the wider Latin American region. Support: support@mandalo.app

WhatPay Wallet is a seedless, self-custody, multi-chain crypto wallet. Your private key is generated on your device using MPC and never exists as one whole key — WhatPay can never access or move your funds. SECURE BY DESIGN - Seedless MPC: no 12-word seave stolen. - Your key is split into encrypted shares; a complete private key is never assembled in one place. - Face ID approves every transfer, and signing happens only on your device. - True self-custody: only you AI ASSISTANT - Just ask in plain language — check your balances, token prices, gas fees, or any on-chain question, and get a - Instant token insights: safety, liquidity and market data at a glance, powered by on-chain research. - Understand your holdings and the market in seconds. The assistant informs — you stay in full control. ONE WALLET, 45+ CHAINS - Bitcoin, Ethereum, BNB Chain, Solana, Tron, Base, Arbitrum, Optimism, Polygon, Avalanche, Cosmos, TON, Sui, ogecoin and many more. - See all your balances and tokens across every chain in one place. SEND & RECEIVE - Receive with a QR code or srted chain. - Each send is signed on-device with Face ID. - Clear, per-asset transactio LIVE MARKETS & RESEARCH - Follow real-time prices for trending tokens, major coins, tokenized stocks and RWA. - Look up any token's safety,before you decide. - Built-in anti-spam filtering hides scam tokens. RECOVERY YOU OWN - Set your own recovery code without ever exposing yourkeys to WhatPay or anyone else. WhatPay Wallet is non-custodial and does not provide any cryptocurrency exchange. You are always in control of your