Comparison

SEC Móvil vs SIPY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

SEC Móvil

Features

Read full description

Aplicativo móvil para la Cooperativa de Ahorro y Crédito SEC Ltda para realizar sus transacciones y consulta de sus productos, además, puedes realizar todos tus pagos desde la comodidad de tu hogar.

About

SIPY

Features

Read full description

SIPY: ¡Paga y Cobra a Tu Manera! Olvídate del efectivo con Sipy, la app que te da control total de tu dinero. Paga, envía, recibe y recarga al instante. Con Sipy puedes: Pagar con QR en tus comercios favoritos. Enviar y recibir dinero entre contactos al instante. Recargar tu cuenta y consultar tu saldo en tiempo real. Pagar servicios de Cuenca desde un solo lugar (Municipio, ETAPA) Compra tus tickets del Tranvía ¿Tienes un negocio? Crea tu comercio en Sipy y recibe pagos de forma fácil y segura. ¡Seguro, gratis y más fácil que decir "Sipy"!

Screenshots

SEC Móvil3 screens

SIPY4 screens

Verdict

The call

The clearest difference is update cadence: SIPY at fortnightly against SEC Móvil's every 2 months. SEC Móvil's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SEC Móvil ships an update every 2 months, SIPY fortnightly. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 4 level

SEC Móvil versus SIPY: the parameters behind the verdict, then further details
Parameter	SEC Móvil	SIPY
Price	Free	Free
Update frequency	Every 2 months	Fortnightly — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	13.0 — better	15.1
Further details — not scored
Size	27 MB	131 MB
Age rating	17+	17+
Developer	Vimasistem	Banco del Austro

In-app purchases

None

SEC Móvil

No in-app purchases

None

SIPY

No in-app purchases

Questions

Is SEC Móvil free?

SEC Móvil is free to download, with no in-app purchases.

Is SIPY free?

SIPY is free to download, with no in-app purchases.

Do SEC Móvil or SIPY have ads?

Neither SEC Móvil nor SIPY shows ads.

Which is updated more often, SEC Móvil or SIPY?

SEC Móvil ships an update every 2 months, and SIPY fortnightly. Most recently, SEC Móvil was updated on October 25, 2026 and SIPY on October 19, 2026.