Tekpay vs Payluk Escrow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tekpay
Easily pay all your bills in one place, anytime, anywhere. This app simplifies transactions for services like airtime, electricity, internet, cable TV, and betting.
- Airtime & Data Top-up
- Electricity & Utility Bills
- Cable TV & Entertainment Payments
- Betting Fund Management
- Secure Transactions
- Fast and Reliable Payments
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Make paying bills a breeze with TekPay! Whether it’s airtime, electricity, internet, data bundles, cable TV, or betting, TekPay simplifies your life by letting you pay all your bills in one place—anytime, anywhere. Key Features: Airtime & Data Top-up – Recharge instantly, 24/7. Electricity & Utility Bills – Pay without the hassle of long queues. Cable TV & Entertainment – Never miss your favorite shows. Betting – Fund your bets directly from the app. Experience secure, fast, and reliable transactions with TekPay—your all-in-one bill payment solution!
Payluk Escrow
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Payluk Escrow is Nigeria’s trusted escrow fintech platform, designed to protect buyers and sellers from online fraud in e-commerce, services, and B2B deals. By holding funds securely until agreements are fulfilled, Payluk ensures safe transactions with bank-grade encryption and fraud detection. Tailored for Nigeria’s vibrant market, Payluk supports businesses, individuals, and corporates with seamless mobile and web experiences. Why Payluk Escrow? Safe Transactions: Escrow holds funds until delivery or services are confirmed, preventing scams. User-Friendly: Easy onboarding and intuitive interfaces for all users. Trusted by All: From social commerce to corporate procurement, Payluk secures diverse transactions. Transparent Tracking: Monitor funds with our real-time escrow tracker. Local Support: Responsive assistance via WhatsApp and email for Nigerian users. For Businesses E-commerce vendors, freelancers, car dealers, and event planners rely on Payluk to secure payments. Integrate our API for seamless checkouts, reduce disputes, and build trust. Join SMEs in Lagos and Abuja using Payluk for scam-free sales. For Individuals Shop or sell confidently on social platforms like Instagram or WhatsApp. Payluk protects your money for peer-to-peer trades, from gadgets to services. Start with guided tutorials and earn referral credits. For Corporates Streamline B2B payments, property deals, or contracts with secure escrow services. Compliant with Nigerian regulations, Payluk offers customizable solutions for procurement units, developers, and NGOs. Key Features Secure escrow for goods, digital products, and services Optional KYC verification for enhanced trust Dispute resolution support API integration for e-commerce platforms Multi-currency support (coming soon) Get Started Download Payluk Escrow to trade securely in Nigeria’s online marketplace. Whether buying a phone, selling services, or closing corporate deals, Payluk ensures your money is safe. Join thousands building trust today!
Screenshots
Verdict
The clearest difference is update cadence: Tekpay at every 8 days against Payluk Escrow's monthly. Tekpay also leads on iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tekpay ships an update every 8 days, Payluk Escrow monthly. The most recent releases landed on October 9, 2026 and October 5, 2026 respectively.
| Parameter | Tekpay | Payluk Escrow |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 8 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 37 MB | 46 MB |
| Age rating | 17+ | 4+ |
| Developer | Tekskillz Technology LLC | Payluk |
In-app purchases
Tekpay
No in-app purchases
Payluk Escrow
No in-app purchases









