Comparison

WealthRoots vs Payfold

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WealthRoots

Consolidate all your financial assets, from real estate to stocks, in one secure location. Track net worth, monitor investments, and gain insights into your portfolio's performance. Offers offline access and smart alerts for value changes.

Highlights
  • Real estate and property tracking
  • Vehicle asset management
  • Jewelry and valuables cataloging
  • JSE stock tracking
  • Cash and bank account monitoring
  • Portfolio performance insights
  • Smart alerts and notifications
  • Offline access
Features
Read full description

WealthRoots – Your All-in-One Wealth Tracker WealthRoots is a comprehensive asset and investment tracking app tailored for Jamaicans. Securely consolidate all your financial information – from real estate to stocks – in one place. Track your net worth, monitor assets, and gain valuable insights with ease, all through a single app. Key Features • Real Estate & Property Tracking: Keep tabs on property values and home equity. • Vehicle Asset Management: Monitor your cars’ values, maintenance, and depreciation. • Jewelry & Valuables Catalog: Catalog your jewelry, artwork, and collectibles with current valuations. • JSE Stock Tracking: Follow your Jamaica Stock Exchange investments with basic tracking tools. • Cash & Bank Accounts: Stay updated on balances across cash holdings and bank accounts. • Portfolio Performance Insights: Visualize your overall net worth and asset performance over time. • Smart Alerts & Notifications: Receive timely alerts for asset value changes and important updates. • Secure Data Encryption: Bank-level security ensures your sensitive data remains private. • Multi-Currency Support (JMD & USD): Manage assets in Jamaican Dollars or US Dollars. • Offline Access: Access key financial data even without an internet connection. Ideal For WealthRoots is perfect for: • Jamaican investors and asset holders • Real estate investors • Car & vehicle owners • Collectors of valuable items (e.g., jewelry, art) Subscription Required (7-Day Free Trial) Please Note: WealthRoots requires an active subscription to unlock and use all features. New users receive a 7-day free trial to explore every feature risk-free. Choose a Monthly or Yearly plan to continue with unlimited access after the trial. You can cancel anytime (The annual plan offers greater savings.) Subscription Details: • Payment is charged to your Apple ID account at the end of the 7-day free trial, unless you cancel at least 24 hours before the trial ends. • Subscription auto-renews (monthly or yearly) unless auto-renew is turned off at least 24 hours before the end of the current period. • You will be charged for renewal within 24 hours prior to the end of the current period, at the same cost as your chosen plan. • Manage or cancel your subscription anytime via your Apple ID account settings. • Any unused portion of the free trial will be forfeited if you purchase a subscription before the trial period ends. Take control of your financial future – download WealthRoots today and start your 7-day free trial! The WealthRoots Watch App requires the WealthRoots iPhone app with a signed-in account to display portfolio data. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://phoenixdgtl.com/wealthroots-privacy-policy/

About

Payfold

Features
Read full description

Payfold shows you exactly what lands in your bank account — not just your gross salary. Enter your salary or hourly rate, pick your state and filing status, and get a full breakdown: federal income tax, state income tax, Social Security, and Medicare, all using current tax-year figures for every state (including the nine states with no income tax). WHY PAYFOLD • All 50 states + DC — flat-rate, bracketed, and no-tax states, done right • Salary or hourly, any pay frequency (weekly, biweekly, semimonthly, monthly, annual) • Pre-tax deductions: 401(k), HSA, health insurance • Full FICA breakdown, including Additional Medicare for high earners • Save and compare past calculations • No account, no sign-in — your numbers never leave your device Who it's for: job offers, raises, relocating to a new state, switching from salary to hourly (or back), or just wanting to know your real take-home pay before payday. Payfold is free to use and supported by ads. Remove all ads with a single one-time purchase — no subscriptions. Payfold is a free estimator. It is not tax advice — for anything that matters, double-check with your employer's payroll department or a tax professional. Questions or feedback: use the App Store's Report a Problem link, or leave a review — we read every one. Privacy policy: https://payfold-app.web.app/privacy.html

Screenshots

WealthRoots4 screens
Payfold4 screens

Verdict

The call

The clearest difference is ads: WealthRoots at none against Payfold's shown. Payfold's advantage is iOS requirement (15.0 vs 17.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WealthRoots sells 2 in-app purchases, starting at $1.99 per month and Payfold sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 8 level
WealthRoots versus Payfold: the parameters behind the verdict, then further details
ParameterWealthRootsPayfold
PriceFreeFree
Rating5.0 (12 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings12 — better—
Update frequencyWeekly—
AdsNo — betterYes
In-app purchasesYesYes
MonetizationSubscription—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size23 MB32 MB
Age rating4+4+
DeveloperPhoenix Digital, LLCmehmet atalan

In-app purchases

2 purchases

WealthRoots

Subscriptions2
  • WealthRoots Premium$1.991 Month
  • WealthRoots Premium Yearly$19.991 Year
1 purchases

Payfold

One-time1
  • Remove Ads$4.99

Questions

Is WealthRoots free?
WealthRoots is free to download, with in-app purchases available.
Is Payfold free?
Payfold is free to download, with in-app purchases available.
Do WealthRoots or Payfold have ads?
Payfold shows ads; WealthRoots does not.

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