Comparison

Neela mBank vs Utkrishta iSmart

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Neela mBank

Features
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Neela mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Neela mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Neela mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Neela mBank accounts faster and securely via internet. Neela mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Neela mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Neela mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Neela mBank, and you need to subscribe to the Neela mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Neela mBank Neela mBank is leading Payment Service Provider. Neela mBank is leading fin-tech company in Nepal.

About

Utkrishta iSmart

Features
Read full description

Utkrishta iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

Neela mBank4 screens
Utkrishta iSmart4 screens

Verdict

The call

The clearest difference is iOS requirement: Neela mBank at 13.7 against Utkrishta iSmart's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Neela mBank ships an update every 6 weeks, Utkrishta iSmart every 3 months. Both last shipped on October 30, 2026.

Scorecard1 real difference ยท 5 level
Neela mBank versus Utkrishta iSmart: the parameters behind the verdict, then further details
ParameterNeela mBankUtkrishta iSmart
PriceFreeFree
Update frequencyEvery 6 weeks โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS13.7 โ€” better15.6
Further details โ€” not scored
Size239 MB79 MB
Age rating17+17+
DevelopermBank TechnologiesDevanasoft Pvt Ltd

In-app purchases

None

Neela mBank

No in-app purchases

None

Utkrishta iSmart

No in-app purchases

Questions

Is Neela mBank free?
Neela mBank is free to download, with no in-app purchases.
Is Utkrishta iSmart free?
Utkrishta iSmart is free to download, with no in-app purchases.
Do Neela mBank or Utkrishta iSmart have ads?
Neither Neela mBank nor Utkrishta iSmart shows ads.
Which is updated more often, Neela mBank or Utkrishta iSmart?
Neela mBank ships an update every 6 weeks, and Utkrishta iSmart every 3 months. Most recently, Neela mBank was updated on October 30, 2026 and Utkrishta iSmart on October 30, 2026.

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