TMB PAY vs KVB
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
TMB PAY
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TMB Pay is designed to empower shop owners and businesses with seamless digital payment features. With TMB Pay, managing your daily UPI transactions is effortless, secure, and smart. Key Features: ⢠Quick Merchant Registration Register instantly using your mobile number linked with your TMB account. ⢠Real-Time Transaction Tracking View all UPI payments received ā by date and time for easy tracking. ⢠Transaction Voice Alerts Receive instant voice notifications for every incoming transaction in your preferred language you're most comfortable with. ⢠QR Code Generator Easily generate and share: Static QR / Dynamic QR ⢠Verify QR Ownership Scan your QR code to verify whether it belongs to your TMB merchant account. ⢠Download Transaction Statements Download daily/weekly/monthly UPI transaction statements directly from the app. ⢠Wearable Device Integration Connect your smartwatch to: ⢠Get real-time voice notifications. ⢠Get instant transaction alerts. ⢠Generate and display static/dynamic QR codes on your watch screen. ⢠RRN-based Transaction Search Find and verify transactions using UPI Reference Number with ease. Please note: TMB PAY doesn't work in jailbroken devices!
KVB
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KVB - Netshield app is an authenticator app which can be used as an additional authentication factor for KVB Internet Banking application. KVB - Netshield is an OTP generation app for approving transactions done through KVB Internet Banking Application. To avail this functionality, Customer must approach the nearest Bank branch for enabling this application as an additional authentication factor for their INB transactions. Once Bank approves the request, Customer can be able to register successfully. User can generate online OTP only after successful completion of Registration process and Login into the KVB - Netshield Application with Active internet connection. The user can use the below other options present in the application. i)Alternate Login Methods. ii)Un-Register. iii)Logout.
Screenshots
Verdict
TMB PAY and KVB are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TMB PAY ships an update every 3 months, KVB every 4 months. The most recent releases landed on September 16, 2026 and September 15, 2026 respectively.
| Parameter | TMB PAY | KVB |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months ā better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPod |
| Requires iOS | 15.5 | 14.0 ā better |
| Further details ā not scored | ||
| Size | 74 MB | 210 MB |
| Age rating | 4+ | 17+ |
| Developer | Tamilnad Mercantile Bank | THE KARUR VYSYA BANK LIMITED |
In-app purchases
TMB PAY
No in-app purchases
KVB
No in-app purchases









