Finzo vs Spendle
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Finzo
Manage your money effortlessly with this personal finance tracker. Monitor income and expenses, gain AI-powered insights into spending habits, and make informed financial decisions. Features custom categories, detailed reports, and budget tracking for a clear financial future.
- Track daily expenses and income
- Customizable expense and income categories
- AI-powered spending analysis
- Intelligent budget recommendations
- Financial runway visualization
- Secure on-device data storage
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Take control of your finances with Finzo! Track expenses, manage income effectively, and receive AI-powered insights. See your financial runway at a glance and make smarter money decisions powered by artificial intelligence today. Finzo is your all-in-one personal finance tracker that helps you monitor where your money goes. Create custom categories for both expenses and income, add transactions quickly, and get clear insights into your spending patterns. Our AI technology analyzes your financial habits to provide personalized recommendations and identify saving opportunities you might have missed. Key Features: β’ Track daily expenses and income with ease β’ Create custom categories with beautiful icons β’ View detailed financial reports and trends β’ AI-powered spending pattern analysis β’ Intelligent budget recommendations based on your habits β’ Smart anomaly detection to identify unusual expenses β’ Set budgets and track your progress β’ See a clear financial runway for your future β’ Secure and private - your data stays on your device β’ Clean, intuitive interface designed for everyone Stop wondering where your money went and start taking control of your financial future with Finzo's advanced AI insights today! Apple EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spendle
Effortlessly manage your budget and gain financial clarity with a sleek, user-friendly interface. Organize income and expenses with unlimited categories, detailed reports, and multi-currency support. All premium features are free, forever, with no ads or subscriptions.
- Unlimited expense categories
- Detailed monthly spending reports
- Multi-currency and multi-language support
- Import data from bank screenshots
- Siri Shortcuts for hands-free use
- Data export to CSV
- No login required, local data storage
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Tracking your expenses has never been easier. Spendle gives you the power to manage your budget and gain real financial clarity with a sleek, fast, and user-friendly interface. Best of all, every premium feature is completely free, forever. Whether you're a seasoned budgeter or just starting out, Spendle makes it effortless to stay on top of your income and expenses. Key Features: - Unlimited categories let you organize your money exactly how you want. - Dark Mode provides a clean, eye-friendly experience. - Detailed monthly reports help you understand your spending habits. - You can choose your own financial cycle start date to match your budgeting style. - Support for multiple languages, including Turkish, English, French, Spanish, Russian, Dutch, and Chinese, along with full multi-currency support. - Export your data anytime with simple CSV file generation. - Filter and search your transactions by date, category, or custom tags. - Scan bank screenshots to instantly import financial data from your banking app. - Use Siri Shortcuts to quickly add expenses or check your balance hands-free. - Get helpful notifications to stay on top of your financial goals. - No login required. All your data is stored securely on your device. Spendle is private, powerful, and built for real people. No subscriptions, no ads, and no trackingβjust better budgeting.
Screenshots
Verdict
The clearest difference is in-app purchases: Spendle at none against Finzo's 2. Spendle also leads on ads (none vs shown) and update cadence (fortnightly vs every 5 weeks). On price, review sentiment, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Finzo sells 2 in-app purchases, starting at $4.99 per month. Spendle asks for nothing beyond the download.
Finzo ships an update every 5 weeks, Spendle fortnightly. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.
| Parameter | Finzo | Spendle |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 5 weeks | Fortnightly β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | No β better |
| Monetization | Free with in-app purchases | Free β better |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 16.6 | 16.6 |
| Further details β not scored | ||
| Size | 27 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Dogukan Ardic | Fikret Emre Ocal |
Customer experience
Finzo
Spendle
In-app purchases
Finzo
- Finzo Monthly Pro$4.991 Month
- Finzo Yearly Pro$29.991 Year
Spendle
No in-app purchases









