轻账 vs Flower

轻账是一款轻量、清晰的个人记账工具。 记录收入与支出，选择类别、账户、日期和备注；金额支持加减乘除，记账时不用再切换计算器。 你还可以： - 查看消费结构、支出趋势和分类明细 - 按类别设置月度预算，随时了解剩余金额 - 管理现金、银行卡、资产和负债，查看净资产 - 使用桌面组件查看今日支出、本月趋势、预算和结余 - 按月份、最近周期或自定义时间范围复盘账单 - 导出 CSV，在 Numbers、Excel 中继续整理 - 选择开启 iCloud 同步，或仅保存到本地 免费开始记账；Pro 可解锁高级筛选、导出、提醒、更多组件与个性化能力。

Flower brings your expenses, budgets, and wallets together in a personal space. Keep everyday records clear, then revisit the places and moments behind the numbers. RECORD YOUR WAY Add expenses and income, organize categories and subcategories, and attach photos or places. Review CSV/XLSX records before importing them; with Flower Plus you can also scan receipts, read payment screenshots, or record by voice. Suggestions based on your own history help with familiar purchases. MULTIPLE LEDGERS, A CLEARER VIEW Flower Plus lets you create additional ledgers for different purposes, each with a name and a Flower library icon. Switch between one ledger and all ledgers; records, maps, statistics, and recaps follow your selection. Wallet and account balances belong to you across all ledgers. SEE WHERE YOU SPENT Explore saved locations on your Spending Map, from familiar streets to places visited further afield. Search for a place and look through records nearby. Photos and locations are free to add, and this week’s map is free to view. REMEMBER YOUR MONTH A completed month becomes a Monthly recap with photos, places, spending patterns, and changes. Explore your monthly imprint and revisit a Story with a few words to remember the month by. Every finished month also becomes a page in your Flower yearbook. Turn through the year like a book: each day’s photos sit on a calendar, days without photos are shaded by what you spent, and a map marks the new and familiar areas you visited. When something you buy becomes a habit, Flower notices. Your profile shows each spending habit’s rhythm, its usual places, and about how much it costs in a usual month. Records with similar names can be merged into one. Your first month’s recap and yearbook page are free, and basic weekly, monthly, and yearly statistics remain free. ORGANIZE YOUR MONEY Bring cash, bank accounts, credit accounts, and multi-currency wallets together. Track transfers, recurring items, split expenses, and repayment records. Investment accounts are for keeping your own records. PLAN AND PERSONALIZE Set an overall budget or a separate budget for each saved ledger and see what remains. Choose Card Holder styles, arrange embossings, and give categories a little personality with miniature, felt, and other icon collections. FLOWER PLUS Flower Plus lets you create additional ledgers; add reimbursement details, installment schedules, or discounts to records; record refunds; add transfer fees; and create or extend shared credit accounts. Shared credit groups cards under one limit while keeping each card’s debt separate. Other benefits include receipt and screenshot scanning, voice entry, split and multi-currency records, private iCloud sync, full-ledger PDF/CSV export, historical Spending Maps, every month’s recap and yearbook page, spending habits and places, hidden balances, account archiving, and expanded asset and Card Holder capacity. Some appearances are sold separately. See the in-app offer for current plans and included features. If a subscription expires, your saved data stays. You can keep using saved ledgers, record in active ones, rename or archive them, correct or remove saved premium details, receive reimbursements, and stop existing installment plans. Due installments from existing plans continue to create records. You can correct saved transfer fees and shared limits, remove cards from a shared group, or record repayments. Recorded refunds and archived accounts stay, and balance hiding can be turned off at any time. Creating new paid configurations requires Flower Plus. Settings → Feature display controls which tools are shown. It does not unlock paid features. A locked action opens Flower Plus; a verified purchase or restore returns you to that action. Cancelling keeps your draft. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/