Comparison

SpendMate vs Finance and Expense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendMate

Features
Read full description

SpendMate: Expense Tracker & Budget Take control of your money with SpendMate, a simple and powerful personal finance app designed to help you track expenses, manage budgets, monitor accounts and understand your net worth. Whether you want to track daily spending, manage multiple bank accounts, plan your monthly budget or keep an eye on your overall finances, SpendMate puts everything in one place. Track Expenses & Income Record your everyday financial activity in seconds. • Add expenses quickly • Record income • Categorize transactions • Track spending over time • Transfer money between accounts • Keep your account balances organized • View your financial activity in one place SpendMate makes it easy to know where your money goes. Plan Your Budget Create budgets and keep your spending under control. • Create budgets for different categories • Monitor budget usage • Track your remaining budget • Understand your spending patterns • Stay aware of your monthly expenses Turn your spending history into a clearer financial picture. Manage All Your Accounts Keep your financial accounts organized in one app. Manage: • Cash & wallets • Bank accounts • Savings accounts • Credit cards • Investment accounts Track balances and transactions across your accounts and get a clearer view of your finances. Multi-Currency Support Manage money in multiple currencies. SpendMate helps you track accounts and transactions across different currencies, making it useful for international spending, travel and managing finances across countries. Understand Your Net Worth See the bigger picture, not just individual transactions. Track your assets, liabilities and overall net worth to understand how your financial position changes over time. Stay on Top of Your Money Notifications help you stay aware of important financial activity and keep your money management routine on track. SpendMate on Your Home Screen Use Apple Widgets to access important financial information without opening the app. Get quick access to your money and financial insights right from your Home Screen. Faster with Apple Shortcuts & Siri Manage your finances faster with Apple Shortcuts and Siri. For example: “Add an expense in SpendMate” “Log an expense in SpendMate” “Add income in SpendMate” “Log income in SpendMate” “Transfer money in SpendMate” “Move money between accounts in SpendMate” “What’s my net worth in SpendMate” Create your own workflows and make everyday money tracking faster. Your Finances, Your Data SpendMate is designed for personal finance management with your financial information stored locally on your device. No complicated setup. No financial accounts to connect. Just a simple way to understand and manage your money. Everything You Need to Manage Your Money Track expenses. Manage income. Plan budgets. Manage accounts. Monitor spending. Track investments. Understand net worth. Use multiple currencies. Get quick access with Widgets. Automate actions with Shortcuts and Siri. SpendMate makes personal finance simpler.

About

Finance and Expense

Features
Read full description

Transform your financial life with Finance and Expense – the beautifully designed expense tracker that makes managing money a visual delight. STUNNING GLASSMORPHISM DESIGN Experience finance tracking like never before with our signature glass design language. Every card, button, and interface element features elegant frosted glass effects with subtle gradients and soft shadows that create depth and sophistication. The translucent materials and layered visual hierarchy make data exploration feel effortless and premium. VISUAL EXCELLENCE Modern glassmorphism UI with translucent cards and frosted backgrounds Dynamic color-coded categories with beautiful gradient overlays Smooth animations and micro-interactions throughout Premium glass materials with subtle transparency effects Elegant typography and carefully crafted spacing POWERFUL FINANCIAL FEATURES Smart Dashboard: View monthly balance, income, and expenses at a glance Flexible Time Views: Switch between current month, previous periods, quarters, and year-to-date Category Breakdown: Visual spending analysis with color-coded categories Transaction Management: Easy-to-use income and expense tracking Data Export: Professional CSV export for external analysis INTUITIVE EXPERIENCE Customizable Dashboard: Show or hide cards based on your preferences Quick Entry: Add transactions in seconds with smart category selection Month Navigation: Effortlessly browse through different time periods Clean Interface: Distraction-free design focused on your financial data YOUR DATA, YOUR CONTROL All data stored locally on your device Export your transactions anytime No cloud dependencies or privacy concerns Complete control over your financial information Perfect for anyone who appreciates beautiful design and wants to track expenses without compromising on aesthetics. Finance and Expense turns the mundane task of budget tracking into a visually pleasing experience. Download now and discover why beautiful design makes financial management actually enjoyable.

Screenshots

SpendMate4 screens
Finance and Expense4 screens

Verdict

The call

The clearest difference is ads: SpendMate at none against Finance and Expense's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
SpendMate versus Finance and Expense: the parameters behind the verdict, then further details
ParameterSpendMateFinance and Expense
PriceFreeFree
Update frequencyEvery 6 months—
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad — betteriPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size30 MB5 MB
Age rating4+4+
DeveloperShiv VaishnavAvi Shany

In-app purchases

None

SpendMate

No in-app purchases

None

Finance and Expense

No in-app purchases

Questions

Is SpendMate free?
SpendMate is free to download, with no in-app purchases.
Is Finance and Expense free?
Finance and Expense is free to download, with no in-app purchases.
Do SpendMate or Finance and Expense have ads?
Finance and Expense shows ads; SpendMate does not.

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