SpendMate vs PocketTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendMate
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SpendMate: Expense Tracker & Budget Take control of your money with SpendMate, a simple and powerful personal finance app designed to help you track expenses, manage budgets, monitor accounts and understand your net worth. Whether you want to track daily spending, manage multiple bank accounts, plan your monthly budget or keep an eye on your overall finances, SpendMate puts everything in one place. Track Expenses & Income Record your everyday financial activity in seconds. • Add expenses quickly • Record income • Categorize transactions • Track spending over time • Transfer money between accounts • Keep your account balances organized • View your financial activity in one place SpendMate makes it easy to know where your money goes. Plan Your Budget Create budgets and keep your spending under control. • Create budgets for different categories • Monitor budget usage • Track your remaining budget • Understand your spending patterns • Stay aware of your monthly expenses Turn your spending history into a clearer financial picture. Manage All Your Accounts Keep your financial accounts organized in one app. Manage: • Cash & wallets • Bank accounts • Savings accounts • Credit cards • Investment accounts Track balances and transactions across your accounts and get a clearer view of your finances. Multi-Currency Support Manage money in multiple currencies. SpendMate helps you track accounts and transactions across different currencies, making it useful for international spending, travel and managing finances across countries. Understand Your Net Worth See the bigger picture, not just individual transactions. Track your assets, liabilities and overall net worth to understand how your financial position changes over time. Stay on Top of Your Money Notifications help you stay aware of important financial activity and keep your money management routine on track. SpendMate on Your Home Screen Use Apple Widgets to access important financial information without opening the app. Get quick access to your money and financial insights right from your Home Screen. Faster with Apple Shortcuts & Siri Manage your finances faster with Apple Shortcuts and Siri. For example: “Add an expense in SpendMate” “Log an expense in SpendMate” “Add income in SpendMate” “Log income in SpendMate” “Transfer money in SpendMate” “Move money between accounts in SpendMate” “What’s my net worth in SpendMate” Create your own workflows and make everyday money tracking faster. Your Finances, Your Data SpendMate is designed for personal finance management with your financial information stored locally on your device. No complicated setup. No financial accounts to connect. Just a simple way to understand and manage your money. Everything You Need to Manage Your Money Track expenses. Manage income. Plan budgets. Manage accounts. Monitor spending. Track investments. Understand net worth. Use multiple currencies. Get quick access with Widgets. Automate actions with Shortcuts and Siri. SpendMate makes personal finance simpler.
PocketTracker
Easily log everyday spending in seconds with this intuitive expense tracker. Visualize your spending habits, manage budgets, and organize expenses with customizable categories and profiles. Your financial data is kept private and stored locally on your device.
- Quick expense entry
- Spending overview dashboard
- Customizable categories
- Recurring payment tracking
- Simple monthly budgeting
- Local data storage
- Data export/import
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Expense tracking should take seconds—not minutes. Pocket Tracker is designed around one simple goal: making it incredibly quick and easy to record everyday spending. ADD EXPENSES IN SECONDS Open the quick-add screen from anywhere, enter the amount and merchant, choose a category, and you’re done. No complicated forms or unnecessary steps. SEE YOUR SPENDING AT A GLANCE Your overview instantly shows recent expenses, budget progress, spending trends, and top categories—without digging through menus. STAY ORGANIZED EFFORTLESSLY Use customizable categories and separate profiles to keep personal, business, travel, or household expenses organized. NEVER LOSE TRACK OF A BILL Add recurring payments and subscriptions with weekly, monthly, or yearly schedules. SIMPLE BUDGETING Set a monthly budget and quickly see how much you have spent and how much remains. PRIVATE BY DESIGN No account or bank connection is required. Your expense records stay locally on your device, and you can export or import a JSON backup whenever needed. Get in, record your expense, and get on with your day. POCKET TRACKER PREMIUM An auto-renewable subscription unlocks full app access. Available subscription options and localized prices are displayed before purchase. Payment is charged to your Apple Account after confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription through your App Store account settings. Privacy Policy: https://pockettracker.replit.app/privacy Terms of Use: https://pockettracker.replit.app/terms Support: https://pockettracker.replit.app/support
Screenshots
Verdict
The clearest difference is in-app purchases: SpendMate at none against PocketTracker's 2. PocketTracker's advantage is update cadence (every 3 days vs every 6 months) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PocketTracker sells 2 in-app purchases, starting at $2.99 per month. SpendMate asks for nothing beyond the download.
SpendMate ships an update every 6 months, PocketTracker every 3 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.
| Parameter | SpendMate | PocketTracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (9 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 9 — better |
| Update frequency | Every 6 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 30 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Shiv Vaishnav | Malik Mohamad |
In-app purchases
SpendMate
No in-app purchases
PocketTracker
- PocketTracker Monthly7 Days trial$2.991 Month
- PocketTracker Lifetime$23.99









