Expense Tracker vs Bitkru

Track expenses in seconds. Stay on top of every account. All without ever sharing your data. Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no account, no compromise. It's the expense tracker, budget planner, and money manager for people who want full control of their finances and full ownership of their data. LOG EXPENSES IN SECONDS Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single tap. The fastest way to log spending we've seen on iOS. YOUR DATA STAYS ON YOUR PHONE Everything is stored locally on your device. No cloud sync. No account required. Works completely offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours alone — we never see it, and we never want to. TRACK EVERY ACCOUNT Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP, JPY, CAD, AUD, BRL, COP, and ARS. STAY ON YOUR BUDGETS Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet needed. SMART INSIGHTS The built-in intelligence layer catches what you'd miss on your own: • Unusual expenses flagged automatically (50× your typical spend? we'll tell you) • "Spending more than you earn" alerts • Top categories with month-over-month trends • Peak spending day patterns • Auto-detected recurring charges from your transactions TRACK SUBSCRIPTIONS Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7 days before each renewal. The built-in calendar shows everything renewing this month. DAILY REMINDER Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking up to date. Toggle on or off anytime in Settings. MAKE IT YOURS Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen. Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and Spanish, ready for global use. BUILT FOR iOS • Back Tap shortcut for fastest-in-class expense entry • Apple Pay logging via Shortcuts automation • Cloud-free, on-device storage only • Bilingual: English and Spanish • iOS 16+ supported NO ADS. NO CLOUD. NO COMPROMISE Cashflow is a real expense tracker, budget planner, and money manager that respects you. No third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core features. Just a clean tool that does its job and stays out of your way. Built by an independent developer who uses it every day. #SUBSCRIPTION & AUTOMATIC RENEWAL The payment will be charged to your Apple ID Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours before the end of your selected subscription. Subscriptions can be managed, and auto-renewal turned off in your App Store Account Settings. Prices: Monthly $5.99 – Yearly $39.99 #ACCESS CONTENT To access the full content, you’ll need to start a subscription. A free option is also available. Legal Privacy Policy: https://rodrigoibarra.dev/privacy-policy Terms of Use: https://rodrigoibarra.dev/terms-of-service

A Bitcoin wallet that allows you to store, send Bitcoin, receive Bitcoin and secure Bitcoin with focus on self-custody and simplicity. On Bitkru, a Bitcoin wallet you own, you hold your private keys. A Bitcoin wallet made for Bitcoin users who want real control of their coins. You can instantly transact with anyone in the world, straight from your pocket — no account, no email, no middleman. Create for free an unlimited number of Bitcoin wallets, import any wallet you already have, or build a multisig vault. It's simple and fast. Here's what you get: 1 - Security by design Open Source MIT licensed, you can build it and run it on your own! Made with React Native. You hold the keys Private keys never leave your device. We never see your seed, your keys, or your balance. Biometric app lock Face ID or Touch ID seals the app until you authenticate. Off by default, on with one tap. Screen capture protection Screenshots and screen recording are blocked on every screen that surfaces a recovery phrase, private key, or xpub. Custom Electrum server Connect the wallet to your own Electrum node for full sovereignty over how it learns about the chain. 2 - Focused on your experience Multisig vaults Build M-of-N Bitcoin vaults — 2-of-3, 3-of-5, anything — with BIP48 P2WSH cosigners you create or import. Full HD support Legacy (BIP44), Wrapped SegWit (BIP49), and Native SegWit (BIP84) addresses derived from a single seed and rolled into one balance. Coin Control Pick the exact UTXOs you spend, freeze the ones you don't, and label them. The wallet honors your selection every time. Replace-By-Fee (RBF) Speed-up your transactions by increasing the fee (BIP125). Every send is RBF-enabled by default. Sign & Verify messages Sign Bitcoin messages with any wallet address and verify signatures from others — Electrum and Bitcoin Core compatible.