Comparison

SpendLimit vs walletYa

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendLimit

Manage your finances offline with this expense tracker. It uses AI-powered OCR to scan receipts, automatically extracting details like amounts and categories. Set budget limits and monitor spending trends without needing an internet connection.

Highlights
  • Offline expense tracking
  • AI-powered OCR receipt scanning
  • Smart budget setting and monitoring
  • Spending summaries and trends
  • No sign-up required
Features
Read full description

Take control of your budget with SpendLimit, a privacy-first spending tracker that helps you stay on top of expenses. Snap a receipt and smart scanning helps extract the details, or add spending manually. Why Choose SpendLimit? 1. Privacy-First Records - Your budgets and transactions are stored locally on your device. 2. Smart Receipt Scanning - Detect amounts, dates, merchants, and categories. 3. Budget Tracking - Set limits and monitor your spending. 4. Optional AI Assistance - Get smarter receipt extraction and spending insights when enabled. 5. No Sign-Up Required - Just install and start tracking. Core expense tracking works offline. Optional AI features require internet access and process the content needed to provide the requested result. Terms of service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

walletYa

Features
Read full description

Track your expenses in seconds. Ideal for: - ADHD and neurodivergent users who prefer intuitive, simple tools - Busy students, workers, and professionals with no time to manage finances - Beginners who want to start budgeting without stress No ads. Free. Minimal. Worldwide. walletYa is a free budgeting app designed for people who want clarity, not complexity. We focus only on essential features โ€” so budgeting feels easy and manageable. What You Can Do: - Track expenses in 2 clicks Share or capture a receipt and let AI handle it, or type your expense as easily as sending a text. - Only essential analytics No overwhelming charts or unused data. See where your money goes at a glance and understand your cash flow clearly. - Split bills with friends Eating out or traveling together? Automatically split bills and avoid confusion. - Import from spreadsheets Already tracking your finances in Sheets? Import your data and continue seamlessly. Other Features: - Budget reset options: daily, weekly, or monthly - Multiple currency support - Data export - Transaction list and detailed views - Spending category breakdown - Number display format settings Learn more: https://www.walletya.id/ Privacy Policy: https://www.walletya.id/privacy-policy

Screenshots

SpendLimit4 screens
walletYa4 screens

Verdict

The call

The clearest difference is in-app purchases: walletYa at none against SpendLimit's 4. walletYa also leads on iOS requirement (16.4 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendLimit sells 2 in-app purchases, starting at $4.99 per month. walletYa asks for nothing beyond the download.

UpkeepUpdate frequency

SpendLimit ships an update every 11 days, walletYa weekly. The most recent releases landed on September 18, 2026 and September 21, 2026 respectively.

Scorecard2 real differences ยท 6 level
SpendLimit versus walletYa: the parameters behind the verdict, then further details
ParameterSpendLimitwalletYa
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 11 daysWeekly โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
MonetizationFree with in-app purchasesโ€”
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS18.016.4 โ€” better
Further details โ€” not scored
Size28 MB90 MB
Age rating4+4+
DeveloperRobihamanto RobihamantoDavid Johan

In-app purchases

2 purchases

SpendLimit

Subscriptions2
  • Monthly2 variants$4.991 Month
  • Yearly2 variants$49.991 Year
None

walletYa

No in-app purchases

Questions

Is SpendLimit free?
SpendLimit is free to download, with in-app purchases available.
Is walletYa free?
walletYa is free to download, with no in-app purchases.
Do SpendLimit or walletYa have ads?
Neither SpendLimit nor walletYa shows ads.
Which is updated more often, SpendLimit or walletYa?
SpendLimit ships an update every 11 days, and walletYa weekly. Most recently, SpendLimit was updated on September 18, 2026 and walletYa on September 21, 2026.

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