Comparison

MultiKnip vs DecentWealth Portfolio Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MultiKnip

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Do you receive a subsidy, allowance, or budget via a QR code? With MultiKnip, claiming it is easier than ever! Simply scan the QR code from your letter and your credit is instantly loaded into the app. Discover local stores and services participating in the program directly within the app. Choose your product or service, scan the retailer’s QR code, and pay immediately using your credit. Pay directly with your credit—no need to advance money yourself. No more saving or sending receipts. Save time and effort with a fast, user-friendly app. Get instant access to products and services covered by the scheme.

About

DecentWealth Portfolio Tracker

Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on data privacy. Your financial information stays securely on your device, with no account creation or server storage required. Offers comprehensive tracking and dividend insights.

Highlights
  • Track stocks, ETFs, crypto, commodities, real estate, vehicles, retirement, cash, and loans
  • Data stays on your device, no account or server needed
  • Automatic crypto balance fetching via public address
  • Dividend tracking with calendar and income projections
  • Multi-currency cash account tracking
  • Detailed analytics including asset and sector allocation
  • Apple Watch app and widgets
Features
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Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum, and Palladium — live spot prices in troy oz, grams, or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy

Screenshots

MultiKnip4 screens
DecentWealth Portfolio Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: MultiKnip at none against DecentWealth Portfolio Tracker's 3. MultiKnip also leads on iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $5.99 per month. MultiKnip asks for nothing beyond the download.

UpkeepUpdate frequency

MultiKnip ships an update every 3 weeks, DecentWealth Portfolio Tracker every 2 weeks. The most recent releases landed on September 8, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
MultiKnip versus DecentWealth Portfolio Tracker: the parameters behind the verdict, then further details
ParameterMultiKnipDecentWealth Portfolio Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS15.1 — better18.0
Further details — not scored
Size38 MB14 MB
Age rating4+4+
DeveloperJaad Intelligent Investment Solutions B.V.ANDRII BONDAR

In-app purchases

None

MultiKnip

No in-app purchases

3 purchases

DecentWealth Portfolio Tracker

Subscriptions3
  • Monthly$5.991 Month
  • Yearly$29.991 Year
  • Family$49.991 Year

Questions

Is MultiKnip free?
MultiKnip is free to download, with no in-app purchases.
Is DecentWealth Portfolio Tracker free?
DecentWealth Portfolio Tracker is free to download, with in-app purchases available.
Do MultiKnip or DecentWealth Portfolio Tracker have ads?
Neither MultiKnip nor DecentWealth Portfolio Tracker shows ads.
Which is updated more often, MultiKnip or DecentWealth Portfolio Tracker?
MultiKnip ships an update every 3 weeks, and DecentWealth Portfolio Tracker every 2 weeks. Most recently, MultiKnip was updated on September 8, 2026 and DecentWealth Portfolio Tracker on September 14, 2026.

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