Comparison

BULL BITCOIN vs XpenSense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BULL BITCOIN

This Bitcoin wallet offers secure, private, and efficient management of Bitcoin, Lightning, and Liquid Network transactions. It supports everyday payments and long-term storage, empowering users with self-custody and open-source transparency.

Highlights
  • Self-custodial Bitcoin wallet
  • Supports Bitcoin, Lightning, and Liquid Networks
  • Secure and private transactions
  • Instant payments and long-term storage
  • Open-source and trustless operation
  • PayJoin and confidential transactions
Features
Read full description

BULL by Bull Bitcoin is a self-custodial Bitcoin wallet for iOS, designed for secure, private, and efficient management of Bitcoin, Lightning, and Liquid Network transactions. Ideal for both everyday payments and long-term storage, it empowers users to get paid, buy Bitcoin, spend Bitcoin, manage wallets, and securely hold assets with ease. Built on cypherpunk principles, BULL prioritizes user sovereignty, open-source transparency, and trustless operation, integrating cutting-edge technologies to make self-custody safer and simpler without compromising privacy or security. From a single BIP39 seed backup, it creates two interoperable wallets: an Instant Payments Wallet on the Liquid Network for seamless daily Lightning transactions and a Secure Bitcoin Wallet for on-chain payments and robust long-term storage.BULL is Bitcoin-only, segwit-native, and optimized for performance, with no clutter or distractions. It leverages cutting-edge technologies like PayJoin, Liquid’s confidential transactions, and atomic transfers to make self-custody accessible and secure while upholding cypherpunk values of privacy, sovereignty, and decentralization. Free and open-source, BULL is the ultimate platform for managing Bitcoin payments and securing assets for the long haul.

About

XpenSense

Features
Read full description

XpenSense helps you understand your money month by month with a focused personal finance dashboard. Track income and expenses, organize spending into budget categories, review monthly progress, and spot patterns before they become problems. XpenSense keeps the core workflow simple: add a transaction, choose a category, review your remaining budget, and see where your money is going. Key features: - Monthly income, expense, and budget tracking - Category budgets with progress indicators - Searchable transaction history - Recurring transaction support - Spending-by-category charts - AI-generated insight widgets for savings, budget health, cashflow momentum, forecasts, and overspending alerts - AI Advisor for asking questions about your spending and goals - Household support for shared financial visibility - Account deletion and privacy controls AI features provide general informational guidance based on your financial data. XpenSense is not a bank, broker, tax advisor, investment advisor, or substitute for professional financial advice. Whether you are trying to stay inside a monthly budget, understand spending habits, or build more financial awareness, XpenSense gives you a clearer view of your money without clutter. Included free: • Manual income and expense tracking • Monthly dashboard • Budget categories and progress • Transaction history • Recurring transactions Optional XpenSense Pro: • AI Voice Entry • AI Advisor • AI Insights • Smart Categorization • Household Accounts XpenSense Pro is an optional auto-renewable monthly subscription. Eligible new subscribers receive a 3-day free trial. The subscription renews automatically unless canceled. Terms of Use (EULA): https://xpensense.com/terms Privacy Policy: https://xpensense.com/privacy

Screenshots

BULL BITCOIN4 screens
XpenSense4 screens

Verdict

The call

The clearest difference is in-app purchases: BULL BITCOIN at none against XpenSense's 2. BULL BITCOIN also leads on iOS requirement (14.0 vs 18.6). XpenSense's advantage is update cadence (every 2 days vs every 6 days). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. XpenSense sells 2 in-app purchases, starting at $3.99 per month. BULL BITCOIN asks for nothing beyond the download.

UpkeepUpdate frequency

BULL BITCOIN ships an update every 6 days, XpenSense every 2 days. The most recent releases landed on September 8, 2026 and September 11, 2026 respectively.

Scorecard3 real differences · 7 level
BULL BITCOIN versus XpenSense: the parameters behind the verdict, then further details
ParameterBULL BITCOINXpenSense
PriceFreeFree
Rating4.5 (21 ratings) — better—
Positive reviews76.9% of reviews—
Number of ratings21 — better—
Update frequencyEvery 6 daysEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.6
Further details — not scored
Size126 MB10 MB
Age rating4+4+
DeveloperSatoshi Portal IncBehzad Behnamfar

In-app purchases

None

BULL BITCOIN

No in-app purchases

2 purchases

XpenSense

Subscriptions2
  • XpenSense Pro3 Days trial$3.991 Month
  • XpenSense Pro Annual3 Days trial$49.991 Year

Questions

Is BULL BITCOIN free?
BULL BITCOIN is free to download, with no in-app purchases.
Is XpenSense free?
XpenSense is free to download, with in-app purchases available.
Do BULL BITCOIN or XpenSense have ads?
Neither BULL BITCOIN nor XpenSense shows ads.
Which is updated more often, BULL BITCOIN or XpenSense?
BULL BITCOIN ships an update every 6 days, and XpenSense every 2 days. Most recently, BULL BITCOIN was updated on September 8, 2026 and XpenSense on September 11, 2026.

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