Comparison

Mercantile Trust vs MHC Transaction Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Mercantile Trust

Features
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The Mercantile Trust (MT) App gives you a secure, easy, and efficient way to manage your mortgage application on your mobile. With the MT App, you can: โ€ข Quickly complete identity and facial recognition checks โ€ข Upload documents securely โ€ข Message directly with our expert team through encrypted messaging *Please note, this app is available only to existing customers who have received a download link. If you're interested in applying for Bridging or Buy-to-Let Mortgages, visit our website at https://www.mercantiletrust.co.uk/.

About

MHC Transaction Tracker

Features
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MHC Transaction Tracker helps small business owners capture and manage their income and expenses anytime, anywhere, directly from their iPhone. Designed for busy business owners and their accountants, the app makes financial record-keeping simple and accurate. KEY FEATURES: Log Transactions Instantly Record income and expenses on the go, wherever you are. Categorise with Ease Organise transactions by category for clear financial visibility. Accountant Access Your accountant can view your data in real time, reducing admin and improving accuracy at tax time. Transaction History Browse and search your full transaction log at any time. Simple and Intuitive Design Built to be fast and easy for non-accountants. Whether you are a sole trader, freelancer, or small business owner, MHC Transaction Tracker keeps your books up to date without the hassle. Share live data with your accountant and stay on top of your finances all year round.

Screenshots

Mercantile Trust3 screens
MHC Transaction Tracker4 screens

Verdict

The call

The clearest difference is update cadence: MHC Transaction Tracker at every 3 days against Mercantile Trust's every 2 months. MHC Transaction Tracker also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mercantile Trust ships an update every 2 months, MHC Transaction Tracker every 3 days. The most recent releases landed on September 22, 2026 and October 28, 2026 respectively.

Scorecard2 real differences ยท 4 level
Mercantile Trust versus MHC Transaction Tracker: the parameters behind the verdict, then further details
ParameterMercantile TrustMHC Transaction Tracker
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS16.615.1 โ€” better
Further details โ€” not scored
Size51 MB39 MB
Age rating4+4+
DeveloperMERCANTILE TRUST LIMITEDMHC ACCOUNTANTS LTD

In-app purchases

None

Mercantile Trust

No in-app purchases

None

MHC Transaction Tracker

No in-app purchases

Questions

Is Mercantile Trust free?
Mercantile Trust is free to download, with no in-app purchases.
Is MHC Transaction Tracker free?
MHC Transaction Tracker is free to download, with no in-app purchases.
Do Mercantile Trust or MHC Transaction Tracker have ads?
Neither Mercantile Trust nor MHC Transaction Tracker shows ads.
Which is updated more often, Mercantile Trust or MHC Transaction Tracker?
Mercantile Trust ships an update every 2 months, and MHC Transaction Tracker every 3 days. Most recently, Mercantile Trust was updated on September 22, 2026 and MHC Transaction Tracker on October 28, 2026.

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