MSIL Chits vs EnvelopePay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
MSIL Chits
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Take control of your chit fund investments with our all-in-one mobile app. Whether you're tracking your active chits, making secure payments, or joining new schemes, our app ensures a hassle-free experience. Β Experience seamless chit fund management with our feature-packed mobile application. Designed for convenience and security, our app allows you to effortlessly manage your chits, track payments, and stay updated with auctionsβall in one place. 1. Easy Login β Secure access with User ID & Password or Access PIN. 2. Customer Registration - Sign up quickly by providing Personal Details, Address, Nominee, and Other Information. 3. Signup & Profile Management - Register new customers and manage your details. 4. Chit Dashboard β Track active chits, applied chits, and auction status. 5. Hassle-Free Payments - Pay installments securely via the integrated payment gateway. 6. Chit Enrollment β Join available chits within your branch or explore options in others. 7. Chit Transfers & Substitutes β Easily transfer or substitute your chit as needed. 8. KYC & Verification β Complete your KYC and upload necessary documents. 9. Statements & Repayment Schedules β Stay updated on your chit transactions. Download now and simplify your chit fund experience!
EnvelopePay
Easily transfer funds from your credit card to your bank account with low fees. Settle utility bills and mobile recharges conveniently within a single application.
- Credit card to bank transfer
- Low processing charges
- No hidden fees
- Utility bill payments
- Mobile recharges
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Envelope Pay - Credit Card to Bank Transfer, Bills & Recharges Transfer money from credit card to bank account easily with Envelope Pay. Enjoy low processing charges, no hidden fees, and a smooth user experience. Pay utility bills, mobile recharges, and moreβall in one app.
Screenshots
Verdict
The clearest difference is update cadence: EnvelopePay at weekly against MSIL Chits's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MSIL Chits ships an update fortnightly, EnvelopePay weekly. The most recent releases landed on October 30, 2026 and November 6, 2026 respectively.
| Parameter | MSIL Chits | EnvelopePay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 57.1% of reviews |
| Update frequency | Fortnightly | Weekly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | β | Free |
| Devices | iPhone | iPhone, iPod β better |
| Requires iOS | 16.6 | 15.0 β better |
| Further details β not scored | ||
| Size | 16 MB | 73 MB |
| Age rating | 17+ | 4+ |
| Developer | Processware Systems | SHANVITH GAURAV SOFTWARE (OPC) PRIVATE LIMITED |
In-app purchases
MSIL Chits
No in-app purchases
EnvelopePay
No in-app purchases
Questions
Is MSIL Chits free?
Is EnvelopePay free?
Do MSIL Chits or EnvelopePay have ads?
Which is updated more often, MSIL Chits or EnvelopePay?
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