MSIL Chits vs EnvelopePay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
MSIL Chits
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Take control of your chit fund investments with our all-in-one mobile app. Whether you're tracking your active chits, making secure payments, or joining new schemes, our app ensures a hassle-free experience. Β Experience seamless chit fund management with our feature-packed mobile application. Designed for convenience and security, our app allows you to effortlessly manage your chits, track payments, and stay updated with auctionsβall in one place. 1. Easy Login β Secure access with User ID & Password or Access PIN. 2. Customer Registration - Sign up quickly by providing Personal Details, Address, Nominee, and Other Information. 3. Signup & Profile Management - Register new customers and manage your details. 4. Chit Dashboard β Track active chits, applied chits, and auction status. 5. Hassle-Free Payments - Pay installments securely via the integrated payment gateway. 6. Chit Enrollment β Join available chits within your branch or explore options in others. 7. Chit Transfers & Substitutes β Easily transfer or substitute your chit as needed. 8. KYC & Verification β Complete your KYC and upload necessary documents. 9. Statements & Repayment Schedules β Stay updated on your chit transactions. Download now and simplify your chit fund experience!
EnvelopePay
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Envelope Pay - Credit Card to Bank Transfer, Bills & Recharges Transfer money from credit card to bank account easily with Envelope Pay. Enjoy low processing charges, no hidden fees, and a smooth user experience. Pay utility bills, mobile recharges, and moreβall in one app.
Screenshots
Verdict
The clearest difference is update cadence: EnvelopePay at weekly against MSIL Chits's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MSIL Chits ships an update fortnightly, EnvelopePay weekly. Both last shipped on October 14, 2026.
| Parameter | MSIL Chits | EnvelopePay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Weekly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPod β better |
| Requires iOS | 16.6 | 15.0 β better |
| Further details β not scored | ||
| Size | 16 MB | 68 MB |
| Age rating | 17+ | 4+ |
| Developer | Processware Systems | SHANVITH GAURAV SOFTWARE (OPC) PRIVATE LIMITED |
In-app purchases
MSIL Chits
No in-app purchases
EnvelopePay
No in-app purchases







