Comparison

FiChecks vs Purpose Payment

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FiChecks

Features
Read full description

Effortlessly manage your payments with FiChecks. Write, print, email, and mail checks, and process ACH transactions online seamlessly from anywhere, at any time. Fast, secure, and convenient—experience the future of check processing today.

About

Purpose Payment

This app facilitates secure, bank-linked QR code payments, reducing merchant fees and enabling automatic, merchant-funded donations to chosen charities. Users also earn reward points redeemable for exclusive local perks.

Highlights
  • Secure bank-linked QR code payments
  • Lower merchant processing fees
  • Automatic merchant-funded charity donations
  • Earn and redeem reward points
  • Exclusive local and university-related rewards
  • Secure bank connection via Plaid
Features
Read full description

Purpose Payment – A New Way to Pay and Give Back Purpose Payment helps you make every purchase more meaningful. Instead of costly credit cards, we use secure bank-linked QR code payments (ACH) to lower fees for merchants — and turn everyday transactions into opportunities to give back. Each time you pay with Purpose Payment, the merchant’s processing fee is split: one portion supports our platform, and another portion goes to a charity you choose. The donation is always merchant-funded — never from the user — and automatically triggered by the transaction. To make it even more rewarding, you’ll earn points on every payment. Redeem them for exclusive rewards connected to Athens, GA, and the University of Georgia, like UGA merchandise and local experiences. Key Features -Pay merchants instantly with QR codes linked directly to your bank account -Lower-cost payments for merchants compared to credit cards -Automatically support charities, student athletes, and local causes (merchant-funded donations) -Earn reward points and redeem them for Athens & UGA perks -Secure bank connection powered by Plaid, and ACH settlement through Synovus -Purpose Payment: Faster payments. Lower fees. Real impact.

Screenshots

FiChecks4 screens
Purpose Payment4 screens

Verdict

The call

The clearest difference is update cadence: FiChecks at every 5 days against Purpose Payment's every 2 weeks. FiChecks also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FiChecks ships an update every 5 days, Purpose Payment every 2 weeks. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 8 level
FiChecks versus Purpose Payment: the parameters behind the verdict, then further details
ParameterFiChecksPurpose Payment
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size61 MB43 MB
Age rating17+4+
DeveloperPaywintPurpose Payment

In-app purchases

None

FiChecks

No in-app purchases

None

Purpose Payment

No in-app purchases

Questions

Is FiChecks free?
FiChecks is free to download, with no in-app purchases.
Is Purpose Payment free?
Purpose Payment is free to download, with no in-app purchases.
Do FiChecks or Purpose Payment have ads?
Neither FiChecks nor Purpose Payment shows ads.
Which is updated more often, FiChecks or Purpose Payment?
FiChecks ships an update every 5 days, and Purpose Payment every 2 weeks. Most recently, FiChecks was updated on September 30, 2026 and Purpose Payment on October 1, 2026.

Other comparisons