FiChecks vs Purpose Payment
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FiChecks
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Effortlessly manage your payments with FiChecks. Write, print, email, and mail checks, and process ACH transactions online seamlessly from anywhere, at any time. Fast, secure, and convenient—experience the future of check processing today.
Purpose Payment
This app facilitates secure, bank-linked QR code payments, reducing merchant fees and enabling automatic, merchant-funded donations to chosen charities. Users also earn reward points redeemable for exclusive local perks.
- Secure bank-linked QR code payments
- Lower merchant processing fees
- Automatic merchant-funded charity donations
- Earn and redeem reward points
- Exclusive local and university-related rewards
- Secure bank connection via Plaid
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Purpose Payment – A New Way to Pay and Give Back Purpose Payment helps you make every purchase more meaningful. Instead of costly credit cards, we use secure bank-linked QR code payments (ACH) to lower fees for merchants — and turn everyday transactions into opportunities to give back. Each time you pay with Purpose Payment, the merchant’s processing fee is split: one portion supports our platform, and another portion goes to a charity you choose. The donation is always merchant-funded — never from the user — and automatically triggered by the transaction. To make it even more rewarding, you’ll earn points on every payment. Redeem them for exclusive rewards connected to Athens, GA, and the University of Georgia, like UGA merchandise and local experiences. Key Features -Pay merchants instantly with QR codes linked directly to your bank account -Lower-cost payments for merchants compared to credit cards -Automatically support charities, student athletes, and local causes (merchant-funded donations) -Earn reward points and redeem them for Athens & UGA perks -Secure bank connection powered by Plaid, and ACH settlement through Synovus -Purpose Payment: Faster payments. Lower fees. Real impact.
Screenshots
Verdict
The clearest difference is update cadence: FiChecks at every 5 days against Purpose Payment's every 2 weeks. FiChecks also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FiChecks ships an update every 5 days, Purpose Payment every 2 weeks. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.
| Parameter | FiChecks | Purpose Payment |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Every 5 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 61 MB | 43 MB |
| Age rating | 17+ | 4+ |
| Developer | Paywint | Purpose Payment |
In-app purchases
FiChecks
No in-app purchases
Purpose Payment
No in-app purchases









