MaxDividends vs Pony Up
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MaxDividends
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MaxDividends App is a powerful investment tool designed for dividend investors. It helps users identify and analyze top dividend-paying stocks by providing key financial data, including dividend yield, growth history, payout ratios, and overall reliability. The app simplifies the research process by offering intuitive screening tools, real-time updates, and in-depth insights into dividend sustainability. Whether you're a beginner or an experienced investor, MaxDividends App makes it easier to build and manage a high-quality dividend portfolio for long-term financial growth. For full terms of use, please refer to the End User License Agreement https://maxdividends.app/policies/eula
Pony Up
This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.
- Split bills with friends
- Build private budgets
- Track subscriptions and bills
- Create debt payoff plans
- Customizable dashboard
- Private data storage
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Finance apps want a monthly subscription, all your data and drown you with ads for just one app. Pony Up doesn't. Add modules to your own customizable dashboard to do what you'd previously need four separate apps for. Pony Up is a private money toolkit you actually own. Split bills with friends, build a budget, track your subscriptions, and pay off debt — all on your phone, for no monthly fees or premium tiers. Pick the tools you need, pay once, and keep them forever. YOUR FIRST MODULE IS FREE Try any tool free for 7 days. Keep one free forever. Add more for 99¢ each — or get a bundle of 3 for $1.99. No subscriptions, ever. More finance and productivity modules coming out every month! — SPLIT BILLS — Settle up with roommates, trips, and group dinners in seconds. Scan a receipt, split it any way you want (evenly, by item, by percentage), and see exactly who owes what. No more chasing people over text. — BUDGET PRIVATELY — See what's actually safe to spend after bills and goals. Track spending by category, set budgets that roll over, manage multiple accounts, and watch your net worth grow — without ever linking a bank account. — TRACK BILLS & SUBSCRIPTIONS — Never get surprise-charged again. Pony Up reminds you before bills are due and warns you before a free trial converts to a paid plan. Catch silent price hikes and see exactly what your subscriptions cost per year. — CRUSH DEBT — Get a clear payoff plan and your real debt-free date. Compare the snowball and avalanche methods, see how much interest you'll save, and run "what if I paid extra" scenarios. Watch your progress and celebrate every debt you clear. — IT ALL WORKS TOGETHER — Pony Up is the only app that connects your splits, budget, bills, and debt. Through the dashboard any combination of modules can seamlessly combine. Scan one receipt and it splits with friends AND logs to your budget. Your upcoming bills shape what's safe to spend. It's a complete money picture nothing else can give you. WHY PONY UP IS DIFFERENT - Private by design — no bank login, no servers, your data never leaves your phone and your iCloud. - Pay once — 99¢ per tool, or your first one free. No $10/month subscription draining your account. - Built around real life — splitting with friends, not just spreadsheets. - Syncs across your devices with iCloud, automatically. No accounts. No ads. No selling your data. Just the money tools you need, that you actually own. Download Pony Up and build your money toolkit today. — Pony Up provides informational tools only and does not offer financial, tax, investment, or legal advice. Figures and projections are estimates.
Screenshots
Verdict
MaxDividends and Pony Up are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MaxDividends sells 1 in-app purchase, starting at $24.99 per month and Pony Up sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
MaxDividends ships an update monthly, Pony Up every 3 weeks. The most recent releases landed on September 10, 2026 and September 8, 2026 respectively.
| Parameter | MaxDividends | Pony Up |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (6 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 6 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 3 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | BeatMarket Oy | Nathan Hintz |
In-app purchases
MaxDividends
- Dividends$24.991 Month
Pony Up
- Bill Splitter Module$0.99
- Budgeting Module$0.99
- Bills & Subscriptions Module$0.99
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- Debt Planner Module$0.99
- 3 Modules Bundle$1.99









