Comparison

Budget Nerd vs Asseta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Nerd

Manually track income and expenses to gain clear control over your finances. Organize spending by category and monitor your net worth. Build healthy financial habits with a private-first approach and optional collaboration for household planning.

Highlights
  • Manual transaction tracking
  • Expense and income organization
  • Net worth management
  • Yearly savings goals
  • Recurring transaction automation
  • Collaborative budget sharing
  • End-to-end encryption
Features
Read full description

Budget Nerd is a private-first money app for people who want clear control over their finances. Track income and expenses manually, organize by category, and see where your money goes in real time. Build healthy habits with a clean workflow designed for consistency. What you can do in Budget Nerd: Track transactions across multiple time ranges (month, year, all time) Manage net worth with assets and liabilities in one view Set yearly savings goals and monitor monthly progress Use recurring transactions to automate routine entries Share budget sheets with collaborators for household planning Get timely notifications for important shared-sheet updates Privacy by design: Sensitive budget content is protected with end-to-end encryption Sign in with Apple or Google You control your data and your budget structure Budget Nerd is ideal for users who prefer intentional, manual tracking over noisy bank-feed automation. Some features may require a Budget Nerd Gold subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Asseta

Features
Read full description

Asseta is a beautiful and privacy-focused net worth tracking app that helps you monitor your financial growth over time. KEY FEATURES: • Track Multiple Assets - Add and manage unlimited assets with custom names • Net Worth Calculation - Automatically calculate your total net worth across all assets • Historical Tracking - Record value changes over time to see your financial journey • Interactive Charts - Beautiful visualizations showing your net worth trends • Detailed Analytics - Get insights on your growth including: Total change since you started tracking, Year-over-year comparisons, Average yearly growth rates • Home Screen Widget - View your net worth at a glance without opening the app • Multi-Currency Support - Track in 15+ currencies including USD, EUR, GBP, JPY, and more • Privacy First - All data is stored locally on your device, never transmitted to servers • Anonymize Mode - Hide actual values while still seeing trends and percentages • Clean Interface - Modern, intuitive design that makes tracking your finances effortless Perfect for anyone looking to: • Monitor investment portfolio growth • Track real estate values • Follow savings account balances • Visualize overall financial progress Your financial data is yours and yours alone. Asseta stores everything locally using iOS's secure storage, ensuring complete privacy and offline functionality. Download Asseta today and start your journey to better financial awareness.

Screenshots

Budget Nerd4 screens
Asseta4 screens

Verdict

The call

The clearest difference is in-app purchases: Asseta at none against Budget Nerd's 2. Budget Nerd's advantage is iOS requirement (18.6 vs 26). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Nerd sells 2 in-app purchases, starting at $7.99 per month. Asseta asks for nothing beyond the download.

Scorecard2 real differences · 7 level
Budget Nerd versus Asseta: the parameters behind the verdict, then further details
ParameterBudget NerdAsseta
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 9 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.6 — better26
Further details — not scored
Size15 MB3 MB
Age rating12+4+
DeveloperAleks BorisovSteven Mi

In-app purchases

2 purchases

Budget Nerd

Subscriptions2
  • Budget Nerd Gold7 Days trial$7.991 Month
  • Budget Nerd Gold7 Days trial$79.991 Year
None

Asseta

No in-app purchases

Questions

Is Budget Nerd free?
Budget Nerd is free to download, with in-app purchases available.
Is Asseta free?
Asseta is free to download, with no in-app purchases.
Do Budget Nerd or Asseta have ads?
Neither Budget Nerd nor Asseta shows ads.

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