Budget Nerd vs FXRate Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Nerd
Manually track income and expenses to gain clear control over your finances. Organize spending by category and monitor your net worth. Build healthy financial habits with a private-first approach and optional collaboration for household planning.
- Manual transaction tracking
- Expense and income organization
- Net worth management
- Yearly savings goals
- Recurring transaction automation
- Collaborative budget sharing
- End-to-end encryption
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Budget Nerd is a private-first money app for people who want clear control over their finances. Track income and expenses manually, organize by category, and see where your money goes in real time. Build healthy habits with a clean workflow designed for consistency. What you can do in Budget Nerd: Track transactions across multiple time ranges (month, year, all time) Manage net worth with assets and liabilities in one view Set yearly savings goals and monitor monthly progress Use recurring transactions to automate routine entries Share budget sheets with collaborators for household planning Get timely notifications for important shared-sheet updates Privacy by design: Sensitive budget content is protected with end-to-end encryption Sign in with Apple or Google You control your data and your budget structure Budget Nerd is ideal for users who prefer intentional, manual tracking over noisy bank-feed automation. Some features may require a Budget Nerd Gold subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FXRate Pro
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The currency converter that doesn't bombard you with ads or lock currencies behind a paywall. All 31 currencies free, offline rates cached, conversion history saved. FXRate: convert with confidence. WHAT'S FREE (FOREVER): - All 31 ECB currencies — USD, EUR, GBP, JPY, and 27 more - Unlimited conversions — no daily limits, no watching ads first - Currency favorites — swipe to save your most-used pairs - Persistent defaults — your last currencies remembered on every launch - Offline cached rates — convert on planes, abroad, anywhere - Rate transparency — see ECB source, update timestamp, offline indicator - Swap currencies with one tap FXRATE PREMIUM ($9.99 ONE-TIME): - Full conversion history (200 entries, searchable) - Multi-currency comparison — compare one amount across many currencies - Support independent development - All future features included WHY TRAVELERS CHOOSE FXRATE: - No ads. No interruptions. Ever. - No subscription. One price, yours forever. - Rates from the European Central Bank — transparent and trustworthy - Works offline — cached rates available without internet - Remembers your currencies — never reset your pair again - Lightweight — won't drain your battery COMPARE FXRATE TO COMPETITORS: Most currency converters show ads every conversion, lock currency switching behind a paywall, or charge monthly subscriptions. FXRate charges $9.99 once for premium features, keeps all currencies free, and never shows a single ad. Ever. BUILT FOR REAL USE: Whether you're checking prices while shopping abroad, sending money home, tracking exchange rates for business, or just curious about conversion rates — FXRate gives you accurate results instantly without the frustration of paywalled basics. Select your currencies. Enter an amount. See the result. That's it. Privacy: No account required. Your conversions stay on your device.
Screenshots
Verdict
Budget Nerd and FXRate Pro are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Nerd sells 2 in-app purchases, starting at $7.99 per month and FXRate Pro sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Budget Nerd | FXRate Pro |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 9 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 7 MB |
| Age rating | 12+ | 4+ |
| Developer | Aleks Borisov | CuprBot Labs Inc. |
In-app purchases
Budget Nerd
- Budget Nerd Gold7 Days trial$7.991 Month
- Budget Nerd Gold7 Days trial$79.991 Year
FXRate Pro
- FXRate Premium$9.99






