Comparison

WealthyMe vs Wealthio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WealthyMe

This personal finance app helps you track, analyze, and grow your wealth. Visualize your net worth, get personalized insights, and build confidence with stress-free financial management tools and educational resources.

Highlights
  • Dynamic wealth dashboard
  • Personalized financial insights
  • Stress-free financial confidence
  • Wealth-building plans
  • Financial literacy education
  • Real-time asset and debt tracking
Features
Read full description

WealthyMe is your all-in-one personal finance app designed to dynamically track, analyze, and accelerate your wealth growth. Effortlessly visualize your net worth, gain personalized financial insights, reduce stress around money, and celebrate your financial wins — all within a relaxing, stress-free experience. Why Choose WealthyMe? * Dynamic Wealth Tracking Clearly visualize your total net worth and dynamically track assets, debts, and investments in real-time. * Personalized Financial Insights and Analytics Receive deep, personalized analytics tailored specifically to your financial situation, offering actionable hints to boost your financial growth. * Stress-Free Financial Confidence Ease financial anxiety (your #1 stress) by gaining full clarity and control over your finances through intuitive, calming visuals and simple tools. * Celebrate Your Financial Wins Stay motivated by clearly recognizing and celebrating each financial milestone, fostering continuous progress and financial empowerment. * Financial Literacy Education Gain access to practical, insightful educational resources designed to enhance your financial literacy, ensuring long-term financial success. ——————— ### Budgeting Alone Isn’t Enough — You Need Wealth Tracking "67% of people who only budget still struggle with financial security. But those who track net worth alongside budgeting report 42% higher financial confidence." — FINRA Investor Education Foundation ——————— Main Features: • Dynamic Wealth Dashboard: Clearly visualize your net worth and monitor categorized assets in real-time. • Personalized Wealth Analytics: Receive tailored financial insights and actionable advice to accelerate your growth. • Wealth-Building Plans: Follow step-by-step, personalized plans designed to achieve your financial goals through incremental progress. Small wins = huge long-term financial success • Financial Literacy and Education: Access practical guides and tips seamlessly integrated to enhance your financial knowledge and confidence. ——————— Backed by Powerful Research Insights: • 68% report money as their top stress — net worth tracking reduces anxiety by 60%. (APA “Stress in America”) • People who actively track finances save 21% more annually. (U.S. Bureau of Economic Analysis) • Households tracking net worth grow wealth 2.5x faster. (National Bureau of Economic Research) • Recognizing small financial wins boosts motivation by 45%. (Journal of Behavioral Finance) ——————— WealthyMe: Your Personal Wealth Tracker and Financial Growth App Chill and Cozy WealthyMe is built to reduce financial anxiety, foster healthy financial habits, and create an approachable and calming money-management experience. Stop stressing. Start thriving. Download WealthyMe today and effortlessly take control of your financial future. ——————— The WealthyMe Premium subscription renews automatically at the end of each period (each week, month, 6 months, year, or otherwise, depending on the selected option) until you cancel. Canceling your subscription means the automatic renewal will be disabled. However, you will still have access to all your subscription features for the remaining time of your then-current period. Note that deleting the app does not cancel your subscriptions. Terms of Use:https://www.wealthyme.world/terms-of-service Privacy Policy:https://www.wealthyme.world/privacy-policy

About

Wealthio

Features
Read full description

See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. With Wealthio Premium, Balance Sheet Insights gives you a deeper view of how your financial position is composed and how it changes over time. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for deeper insights and additional tools to keep your financial picture current and available across your devices: • Balance Sheet Insights with net worth composition, asset allocation, largest holdings, liability composition, and currency exposure • Compare Net Worth, Assets, Liabilities, and Debt-to-Assets over time • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

WealthyMe4 screens
Wealthio4 screens

Verdict

The call

The clearest difference is update cadence: Wealthio at every 10 days against WealthyMe's every 4 months. WealthyMe's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WealthyMe sells 2 in-app purchases, starting at $7.99 per month and Wealthio sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

WealthyMe ships an update every 4 months, Wealthio every 10 days. The most recent releases landed on October 7, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
WealthyMe versus Wealthio: the parameters behind the verdict, then further details
ParameterWealthyMeWealthio
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 4 monthsEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.0
Further details — not scored
Size48 MB5 MB
Age rating4+4+
DeveloperOleksandr ZaitsevMarcelo Vitoria

In-app purchases

2 purchases

WealthyMe

Subscriptions2
  • WealthyMe Premium Monthly$7.991 Month
  • WealthyMe Premium Annual$69.991 Year
1 purchases

Wealthio

One-time1
  • Home Screen Widget Access$0.99

Questions

Is WealthyMe free?
WealthyMe is free to download, with in-app purchases available.
Is Wealthio free?
Wealthio is free to download, with in-app purchases available.
Do WealthyMe or Wealthio have ads?
Neither WealthyMe nor Wealthio shows ads.
Which is updated more often, WealthyMe or Wealthio?
WealthyMe ships an update every 4 months, and Wealthio every 10 days. Most recently, WealthyMe was updated on October 7, 2026 and Wealthio on October 21, 2026.

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