RichCodeWorld Card (RichCard) vs EX financial
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
RichCodeWorld Card (RichCard)
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RichCodeWorld Card (RichCard) is the clients' version of the workers' App: RichCodeWorld Work (RichWork). RichCard has a combination of Freelancers(remote workers) and on-demand service providers(onsite workers) hiring and Fintech features. RichCard is for clients to hire onsite and remote service providers who applied for a work they posted and clients can also order the service a richworker posted if he needs such service. FEATURES OF RICHCARD: FINTECH FEATURES: __Virtual Accounts: You can get virtual accounts on RichCard for funding your wallet for transactions, after completing your KYC if virtual account is supported for your currency. __USD Virtual Cards: You can create virtual USD Mastercard and USD Visa card on RichCard, and use it for card transactions, such as online purchase, payments and subscriptions. __Bank Transfers You can send money, from your wallet to a bank account, if the feature is available for your currency. __Bill Payments: You can make bill payments such as: Airtime purchase, Data bundle purchase, CableTV subscription, Electricity and other Utility bills payments. __Multicurrency Wallet: Your account automatically has 4 wallets for transactions, Your local currency wallet + USD, GBP, and EURO wallets. __Currency Conversion: You can convert money between any of the 4 currencies in your account, from one currency to another. HIRING FEATURES: __Onsite Hiring: You can post onsite work and the services you need for richworkers to apply for your onsite work and you can hire your richworker of choice, and you can also order for already posted onsite service on RichCard, if it is an onsite service you need. __Remote Hiring: You can post remote work and the services you need for richworkers to apply for your remote work, you can hire your richworker of choice, and you can also order for already posted remote service on RichCard, if it is a remote service you need. __Multi Currency Payment: For each work you need done, you can pay in any of your 4 currencies, depending on the currency you want to pay for the work with.
EX financial
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EX.financial is a multi-currency wallet and stablecoin payment app for individuals and businesses. WHAT YOU CAN DO - Hold balance in USDC, USDT, and other major stablecoins - Convert crypto to fiat (USD, EUR, GBP, MXN, BRL) and withdraw via ACH, SEPA, Wire, SPEI, or PIX - Receive USD via bank transfer through a virtual account (business mode) - Track every transaction with on-chain receipt and explorer links - Send funds out via PIX QR scan - Save favorite withdrawal addresses with email confirmation WHO IT IS FOR - Freelancers receiving payments in stablecoins - Small businesses doing cross-border payments - Anyone bridging crypto and traditional finance SECURITY - Sign in with Apple or email OTP (no passwords) - All payment processing through licensed financial partners over HTTPS - No card or seed data stored on the device This is the official mobile app for the platform at https://ex.financial.
Screenshots
Verdict
The clearest difference is update cadence: EX financial at every 2 days against RichCodeWorld Card (RichCard)'s every 3 weeks. RichCodeWorld Card (RichCard)'s advantage is iOS requirement (13.4 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RichCodeWorld Card (RichCard) ships an update every 3 weeks, EX financial every 2 days. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.
| Parameter | RichCodeWorld Card (RichCard) | EX financial |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 2 days โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod โ better | iPhone |
| Requires iOS | 13.4 โ better | 16.4 |
| Further details โ not scored | ||
| Size | 37 MB | 33 MB |
| Age rating | 4+ | 17+ |
| Developer | RICHCODEWORLD COMPANY LTD | iBRO.ia LTDA |
In-app purchases
RichCodeWorld Card (RichCard)
No in-app purchases
EX financial
No in-app purchases
Questions
Is RichCodeWorld Card (RichCard) free?
Is EX financial free?
Do RichCodeWorld Card (RichCard) or EX financial have ads?
Which is updated more often, RichCodeWorld Card (RichCard) or EX financial?
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