RichCodeWorld Work (RichWork) vs BillHive

RichCodeWorld Work (RichWork) is the workers' version of the clients' App RichCodeWorld Card (RichCard) RichWork has a combination of Freelancing(remote work), on-demand service(onsite work) and Fintech features. RichWork is for onsite and remote service providers to offers their services to clients who post work opportunities and services they need via RichCard App FEATURES OF RICHWORK: FINTECH FEATURES: __Virtual Accounts: You can get virtual accounts on RichWork for funding your wallet for transactions, after completing your KYC if virtual account is supported for your currency. __USD Virtual Cards: You can create virtual USD Mastercard and USD Visa card on RichWork, and use it for card transactions, such as online purchase, payments and subscriptions. __Bank Transfers You can send money, from your wallet to a bank account, if the feature is available for your currency. __Bill Payments: You can make bill payments such as: Airtime purchase, Data bundle purchase, CableTV subscription, Electricity and other Utility bills payments. __Multicurrency Wallet: Your account automatically has 4 wallets for transactions, Your local currency wallet + USD, GBP, and EURO wallets. __Currency Conversion: You can convert money between any of the 4 currencies in your account, from one currency to another. WORK FEATURES: __Onsite Work: You can create an onsite work profile and the onsite services you offer for clients to order for your onsite service and hire you, and you can also apply for already posted onsite work opportunities on RichWork, inline with onsite services you offer. __Remote Work: You can create an remote work profile and the remote services you offer for clients to order for your remote service and hire you, and you can also apply for already posted remote work opportunities on RichWork, inline with remote services you offer. __Multi Currency Earning: For each work, you can earn in any of your 4 currencies, depending on the currency a client offered you a work, and you can also convert any payment received to any currency of your choice among your 4 currencies.

BillHive handles three kinds of splitting in one app: household bills, restaurant checks, and group trips. Long-press the Mode tab to switch between them. BILLS MODE Track recurring household bills month after month. Split by percentage or fixed dollar amounts, set "covered by" relationships, and auto-carry amounts that don't change. A monthly checklist tracks what's been emailed, paid, and collected. CHECKS MODE Split a restaurant check in seconds. Scan the receipt with on-device OCR to auto-populate line items, tax, and tip. Assign items to friends, calculate proportional shares, then send a no-account share link so friends can claim their own items from any device. TRIPS MODE Create a trip, add members, and log expenses as you go. Attach receipt photos, split costs between any subset of members, and handle multi-payer scenarios. When the trip ends, the debt simplification algorithm minimizes the number of transfers needed. Export a PDF or CSV summary. COLLECT WHAT YOU'RE OWED All three modes generate Zelle, Venmo, and Cash App deep-links with the exact amount pre-filled. Send a personalized HTML email summary with one tap, or share a link that lets friends claim items with no account required. KEY FEATURES - Three modes: Bills, Checks, and Trips - On-device receipt OCR (no cloud upload) - No-account share links for checks and trips - Zelle, Venmo, and Cash App payment deep-links - Debt simplification for trips - Multi-payer and multi-currency expense support - Month-over-month trend charts - iCloud sync across devices - Dark theme with amber accent - One-time purchase: no subscription, no ads, no tracking Your data stays on your device and syncs via iCloud. Nothing is sent to any third-party server.