Comparison

RichCodeWorld Work (RichWork) vs OwnKey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RichCodeWorld Work (RichWork)

Features
Read full description

RichCodeWorld Work (RichWork) is the workers' version of the clients' App RichCodeWorld Card (RichCard) RichWork has a combination of Freelancing(remote work), on-demand service(onsite work) and Fintech features. RichWork is for onsite and remote service providers to offers their services to clients who post work opportunities and services they need via RichCard App FEATURES OF RICHWORK: FINTECH FEATURES: __Virtual Accounts: You can get virtual accounts on RichWork for funding your wallet for transactions, after completing your KYC if virtual account is supported for your currency. __USD Virtual Cards: You can create virtual USD Mastercard and USD Visa card on RichWork, and use it for card transactions, such as online purchase, payments and subscriptions. __Bank Transfers You can send money, from your wallet to a bank account, if the feature is available for your currency. __Bill Payments: You can make bill payments such as: Airtime purchase, Data bundle purchase, CableTV subscription, Electricity and other Utility bills payments. __Multicurrency Wallet: Your account automatically has 4 wallets for transactions, Your local currency wallet + USD, GBP, and EURO wallets. __Currency Conversion: You can convert money between any of the 4 currencies in your account, from one currency to another. WORK FEATURES: __Onsite Work: You can create an onsite work profile and the onsite services you offer for clients to order for your onsite service and hire you, and you can also apply for already posted onsite work opportunities on RichWork, inline with onsite services you offer. __Remote Work: You can create an remote work profile and the remote services you offer for clients to order for your remote service and hire you, and you can also apply for already posted remote work opportunities on RichWork, inline with remote services you offer. __Multi Currency Earning: For each work, you can earn in any of your 4 currencies, depending on the currency a client offered you a work, and you can also convert any payment received to any currency of your choice among your 4 currencies.

About

OwnKey

Manage your cryptocurrency with a self-custodial wallet and a built-in debit card. Easily buy crypto with a credit card and spend digital assets anywhere Visa or Mastercard is accepted. Pay gas fees across all networks using a single native coin.

Highlights
  • Self-custodial crypto wallet
  • Crypto debit card with Apple Pay
  • Instant crypto-to-fiat conversion
  • Buy crypto with credit card
  • Pay gas fees in native coin
  • Biometric wallet protection
  • Crypto cashback rewards
Features
Read full description

OwnKey is a secure self-custodial crypto wallet featuring a built-in debit crypto card and an instant On-Ramp gateway to buy cryptocurrency with a credit card. Spend Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and other tokens on everyday purchases in shops, cafes, and online anywhere Visa and Mastercard are accepted. Download the OwnKey crypto wallet, pass a quick verification, and issue a virtual or plastic crypto card right inside the app. Our debit crypto card supports contactless payments via Apple Pay. Simply tap your phone at any POS terminal: the system instantly performs a crypto-to-fiat conversion at favorable rates. The merchant receives regular fiat money, and the equivalent is deducted from your crypto balance. The main feature of our ecosystem is paying gas fees in our native coin. Forget about the confusion with network fees across different blockchains. To transfer USDT or make a payment, you no longer need to buy and hold Ethereum, BNB, or Solana just to cover network fees. In OwnKey, all transaction fees across any blockchain (EVM, Solana, Bitcoin) are automatically paid in our native coin. This makes Web3 transfers and transactions simple for everyone. OwnKey is a fully self-custodial wallet. The private keys and backup recovery phrase (seed phrase) belong exclusively to you and are stored only on your device. No bank, exchange, or third-party service has access to your funds. Protect your wallet using biometrics (Face ID / Touch ID) and forget about the risk of account freezes often experienced on centralized crypto exchanges. Your cryptocurrency is under your full and absolute control. The built-in On-Ramp gateway allows you to buy cryptocurrency (Bitcoin, stablecoins, altcoins) with fiat in one click. Top up your balance using debit cards, credit cards, SEPA, SWIFT, or instant payment systems. Fast crypto exchange and instant cash-out to your card make managing your finances completely seamless. Use your OwnKey debit card to pay for goods and services and earn crypto cashback on every transaction. Accumulate bonuses, unlock new loyalty program levels, and lower your fees for swapping and sending tokens. The app features a simple user interface where you can easily track your balance, view transaction history, and manage your crypto cards. Our customer support team is available 24/7 to quickly resolve any questions regarding the wallet or card. Key features of OwnKey: Secure self-custodial crypto wallet (Self-custody Web3 Wallet) Debit crypto card (Crypto Card Visa/Mastercard) with Apple Pay support Instant crypto-to-fiat conversion at checkout Buy crypto with card Pay gas fees for all networks in our native coin Absolute control over your private keys and recovery phrase (Seed Phrase) Wallet protection powered by biometrics (Face ID / Touch ID) High crypto cashback rewards for everyday payments Secure storage for Bitcoin, USDT, USDC, ETH, and hundreds of other tokens in one place 24/7 customer support Install OwnKey to securely store, profitably buy, and easily spend cryptocurrency every day!

Screenshots

RichCodeWorld Work (RichWork)4 screens
OwnKey4 screens

Verdict

The call

The clearest difference is update cadence: OwnKey at every 2 days against RichCodeWorld Work (RichWork)'s every 3 weeks. RichCodeWorld Work (RichWork)'s advantage is iOS requirement (13.4 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

RichCodeWorld Work (RichWork) ships an update every 3 weeks, OwnKey every 2 days. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
RichCodeWorld Work (RichWork) versus OwnKey: the parameters behind the verdict, then further details
ParameterRichCodeWorld Work (RichWork)OwnKey
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size38 MB56 MB
Age rating4+12+
DeveloperRICHCODEWORLD COMPANY LTDOWNKEY LTD

In-app purchases

None

RichCodeWorld Work (RichWork)

No in-app purchases

None

OwnKey

No in-app purchases

Questions

Is RichCodeWorld Work (RichWork) free?
RichCodeWorld Work (RichWork) is free to download, with no in-app purchases.
Is OwnKey free?
OwnKey is free to download, with no in-app purchases.
Do RichCodeWorld Work (RichWork) or OwnKey have ads?
Neither RichCodeWorld Work (RichWork) nor OwnKey shows ads.
Which is updated more often, RichCodeWorld Work (RichWork) or OwnKey?
RichCodeWorld Work (RichWork) ships an update every 3 weeks, and OwnKey every 2 days. Most recently, RichCodeWorld Work (RichWork) was updated on October 14, 2026 and OwnKey on October 15, 2026.

Other comparisons