Finzee vs PayTime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finzee
This app helps you manage your money using the zero-based budgeting method. Assign every euro to a category, track spending in real-time, and set savings goals. It offers shared budgeting for couples or roommates and a clear overview of your finances.
- Zero-based budgeting
- Budget envelopes
- Savings goals tracking
- Real-time disposable income
- Shared budgeting
- Financial overview
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Finzee helps you track your daily spending using the zero-based budgeting method. Every euro is assigned to a specific category, so you never spend more than you earn. The result: a clear view of your finances, more control, and real, measurable progress. Here’s what you’ll find in this budgeting app: BUDGET ENVELOPES Distribute your budget into envelopes (groceries, housing, leisure, etc.) and track in real-time how much you have left to spend in each category. SAVINGS GOALS Set clear goals (vacations, emergency fund, personal projects…) and visualize your progress step by step. REAL-TIME DISPOSABLE INCOME Finzee automatically calculates your disposable income after essential expenses and bills. Perfect for knowing how much you can safely spend without going into the red. You can track your spending in real time by logging each transaction. SHARED BUDGET Want to manage money as a couple without the headache? With Finzee, you can create a shared budget with your partner, roommate, or loved one. Everyone can track expenses, contribute to budget envelopes, and see real-time updates on family spending. A CLEAR OVERVIEW Income, expenses, savings, debt—everything is centralized in the analysis tab to help you understand exactly where your money is going. Finzee Premium is available for £3.99/month or £29.99/year to unlock all advanced features. Payment is charged to your iTunes account. You can manage or cancel your subscription anytime in your account settings. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Terms of Use: https://www.budget-power.fr/support/cgu Privacy Policy: https://www.budget-power.fr/support/confidentialite
PayTime
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PayTime shows you what your time is really worth. TIME CLOCK Clock in and watch your earnings grow live, right on the home screen — down to the second. Take a break, resume, clock out: your shift is saved automatically. PURCHASE CHECK Enter a price and instantly see how many hours of work stand behind it. Handy presets for coffee, a sandwich, movie tickets, sneakers, and more make the check a single tap. SHIFTS Log your work hours including weekend, holiday, and night shift bonuses. Grouped clearly by month, with one tap to repeat your last shift. OVERVIEW Track your monthly goal, see your earnings by weekday, and discover your personal records: best day, best month, longest shift. WISHLIST Save wishes straight from the purchase check and track how close every shift brings you to them. JOBS Set hourly wage, tax rate, and bonuses separately for each job. PREMIUM (one-time purchase, no subscription) • No ads • Multiple jobs at once • Unlimited wishes • 12-month history instead of 6 • CSV export of all shifts PayTime runs fully offline — your data stays on your device.
Screenshots
Verdict
The clearest difference is ads: Finzee at none against PayTime's shown. Finzee also leads on iOS requirement (18.0 vs 26.2). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finzee sells 5 in-app purchases, starting at $3.99 per month and PayTime sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Finzee | PayTime |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (7 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 74 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | AJL Budget | Arthur Hardy Kotsch |
In-app purchases
Finzee
- Finzee Subscription$3.991 Month
- Annual Subscription$29.991 Year
- Annual Subscription$39.991 Year
- Budget Power Pro Course$24.99
- Finzee Lifetime$89.99
PayTime
- PayTime Premium$2.99









