Comparison

Recurring Payment Lists vs Finwatch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Recurring Payment Lists

Effortlessly manage and track your recurring bills. This app helps you organize payments with custom schedules and provides timely local reminders so you never miss a due date. Archive completed lists and access your payment history with a clean, distraction-free interface.

Highlights
  • Create recurring payment lists
  • Set custom monthly or weekly schedules
  • Receive timely local reminders
  • Mark payments as completed
  • Access archived payment history
  • Minimalist design
Features
Read full description

Stay on top of your bills effortlessly. With Recurring Payment List, you’ll never forget a due date again. Whether you pay bills each month following a custom schedule, this simple, elegant app helps you organize and track your payments with ease. Key Features: Create recurring payment lists Set up monthly or weekly payment lists that automatically repeat and adapt to your schedule. Get notified on time Receive friendly local reminders right when you need them like every 7th or 22nd at 9:00 AM. Mark payments as completed Easily check off each payment as you go. Once all are marked, your list is archived automatically. History at your fingertips Access completed payment lists in a clean, organized history tab. Minimal, distraction-free design Focus on what matters your financial peace of mind. Whether it’s rent, utilities, subscriptions, or personal commitments, Recurring Payment List is your trusted companion to manage payments stress-free.

About

Finwatch

Effortlessly track spending, monitor net worth, and manage budgets without complex features. Securely link bank accounts, visualize financial trends, and set smart goals. Get a clear overview of your money with intuitive tools.

Highlights
  • Secure bank account connections
  • Net worth tracking with charts
  • Spending insights and trends
  • Smart budgeting with suggestions
  • Transaction review and categorization
  • Customizable reminders and notifications
Features
Read full description

Finwatch is a simple expense tracker, budget planner, and net worth tracker in one app. Connect your bank accounts once, and Finwatch shows you exactly where your money goes each month. Your finances, beautifully simple. SECURE BANK CONNECTIONS Link checking, savings, credit card, loan, and investment accounts through Plaid, the trusted connection service used by 12,000+ banks and financial institutions. Transactions sync automatically throughout the day. Finwatch never sees or stores your bank credentials. NET WORTH TRACKING See your complete financial picture in one place. Finwatch calculates your net worth daily and charts your progress over time. Add custom assets like your home, car, or crypto to get the full picture. SPENDING INSIGHTS & TRENDS Understand your spending habits with clear breakdowns by category. Compare month over month, view income vs. expenses, and drill into any category to see every transaction behind the number. SMART BUDGETING Set a monthly budget and allocate it across your spending categories. Finwatch suggests budget amounts based on your real spending history, so your goals are realistic from day one. Progress indicators show exactly where you stand all month long. A TRANSACTION INBOX YOU CAN ACTUALLY CLEAR New transactions land in your inbox marked unread. Categorize them with a tap, catch unusual charges fast, and get to inbox zero on your schedule, daily or weekly. Never wonder "did I already look at this?" again. STREAKS & REMINDERS Build a habit of checking in. Finwatch tracks your review streak and sends a gentle nudge when unreviewed transactions pile up, so nothing slips through the cracks. PRIVACY & SECURITY - Face ID / Touch ID lock - Privacy mode to blur sensitive numbers - Tokens stored securely in your device keychain - Full data export any time - Delete your account and data any time, permanently FREE TO START Connect up to 3 accounts and use dashboards, budgets, trends, and every core feature, completely free. FINWATCH PRO - Unlimited linked accounts - Priority support - Plus every Pro feature we add Also on the web at finwatchapp.com, so your data is always with you on any device. Questions or feedback? Reach out any time from the in-app support page. We read every message. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finwatchapp.com/**privacy**

Screenshots

Recurring Payment Lists4 screens
Finwatch4 screens

Verdict

The call

The clearest difference is rating: Finwatch at 5.0 against Recurring Payment Lists's 1.0. Finwatch also leads on update cadence (every 3 days vs every 11 days) and ratings volume (9 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Recurring Payment Lists sells 1 one-off in-app purchase and Finwatch sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Finwatch holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: Finwatch has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Recurring Payment Lists ships an update every 11 days, Finwatch every 3 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Recurring Payment Lists versus Finwatch: the parameters behind the verdict, then further details
ParameterRecurring Payment ListsFinwatch
PriceFreeFree
Rating1.0 (1 ratings)5.0 (9 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings19 — better
Update frequencyEvery 11 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS18.216.4 — better
Further details — not scored
Size5 MB85 MB
Age rating4+17+
DeveloperCesar IbarraFinwatch LLC

Customer experience

Recurring Payment Lists

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Finwatch

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Recurring Payment Lists

One-time1
  • Buy me a coffee$2.99
2 purchases

Finwatch

Subscriptions2
  • Pro Monthly$5.991 Month
  • Pro Annual$54.991 Year

Questions

Is Recurring Payment Lists free?
Recurring Payment Lists is free to download, with in-app purchases available.
Is Finwatch free?
Finwatch is free to download, with in-app purchases available.
Which has better reviews, Recurring Payment Lists or Finwatch?
Finwatch is rated higher. Recurring Payment Lists averages 1.0 out of 5 from 1 ratings, while Finwatch averages 5.0 from 9 ratings.
Do Recurring Payment Lists or Finwatch have ads?
Neither Recurring Payment Lists nor Finwatch shows ads.
Which is updated more often, Recurring Payment Lists or Finwatch?
Recurring Payment Lists ships an update every 11 days, and Finwatch every 3 days. Most recently, Recurring Payment Lists was updated on October 30, 2026 and Finwatch on October 31, 2026.

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