Comparison

Recurring Payment Lists vs Smart Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Recurring Payment Lists

Effortlessly manage and track your recurring bills. This app helps you organize payments with custom schedules and provides timely local reminders so you never miss a due date. Archive completed lists and access your payment history with a clean, distraction-free interface.

Highlights
  • Create recurring payment lists
  • Set custom monthly or weekly schedules
  • Receive timely local reminders
  • Mark payments as completed
  • Access archived payment history
  • Minimalist design
Features
Read full description

Stay on top of your bills effortlessly. With Recurring Payment List, you’ll never forget a due date again. Whether you pay bills each month following a custom schedule, this simple, elegant app helps you organize and track your payments with ease. Key Features: Create recurring payment lists Set up monthly or weekly payment lists that automatically repeat and adapt to your schedule. Get notified on time Receive friendly local reminders right when you need them like every 7th or 22nd at 9:00 AM. Mark payments as completed Easily check off each payment as you go. Once all are marked, your list is archived automatically. History at your fingertips Access completed payment lists in a clean, organized history tab. Minimal, distraction-free design Focus on what matters your financial peace of mind. Whether it’s rent, utilities, subscriptions, or personal commitments, Recurring Payment List is your trusted companion to manage payments stress-free.

About

Smart Tracker

Manage your finances effortlessly by tracking bills, subscriptions, and shared expenses. Set visual savings goals with 'Savings Jars' and monitor your progress. The app offers real-time sync, payment reminders, and multi-currency support.

Highlights
  • Track bills and subscriptions
  • Savings goals with visual jars
  • Split shared expenses
  • Overdue payment alerts
  • Multi-currency support
  • Export data to CSV
  • Face ID lock
Features
Read full description

Smart Tracker keeps every bill, subscription and savings goal in one calm place, so you always know what's due, what's paid and what you really spend. BILLS - Add rent, utilities, subscriptions and one-time costs in seconds - Tick bills off as you pay and see each month at a glance - Spot overdue bills and catch up on payments missed in earlier months - Bills that vary? Enter the amount when you pay - Reminders before a bill is due, with Mark as Paid right from the notification INSIGHTS - What you spend per month and per year - Spending by category and your biggest bills - See when a price goes up SAVINGS JARS - Create goals with a target and an optional date - Add or take out money and watch the jar fill - A full history of every deposit and withdrawal PRIVATE AND YOURS - Use it without an account, kept on your iPhone only - Or create a free account to back up and sync - Lock the app with Face ID or Touch ID ALSO - Monthly budget and budget alerts - Light and dark mode - Choose your currency symbol - PDF report, CSV export and CSV import

Screenshots

Recurring Payment Lists4 screens
Smart Tracker4 screens

Verdict

The call

The clearest difference is rating: Smart Tracker at 5.0 against Recurring Payment Lists's 1.0. Smart Tracker also leads on in-app purchases (none vs 1) and iOS requirement (15.1 vs 18.2). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Recurring Payment Lists sells 1 one-off in-app purchase. Smart Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Smart Tracker holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Recurring Payment Lists ships an update every 11 days, Smart Tracker fortnightly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 5 level
Recurring Payment Lists versus Smart Tracker: the parameters behind the verdict, then further details
ParameterRecurring Payment ListsSmart Tracker
PriceFreeFree
Rating1.0 (1 ratings)5.0 (1 ratings) — better
Number of ratings11
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.215.1 — better
Further details — not scored
Size5 MB30 MB
Age rating4+4+
DeveloperCesar IbarraMohammad Abdallah

Customer experience

Recurring Payment Lists

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Smart Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Recurring Payment Lists

One-time1
  • Buy me a coffee$2.99
None

Smart Tracker

No in-app purchases

Questions

Is Recurring Payment Lists free?
Recurring Payment Lists is free to download, with in-app purchases available.
Is Smart Tracker free?
Smart Tracker is free to download, with no in-app purchases.
Which has better reviews, Recurring Payment Lists or Smart Tracker?
Smart Tracker is rated higher. Recurring Payment Lists averages 1.0 out of 5 from 1 ratings, while Smart Tracker averages 5.0 from 1 ratings.
Do Recurring Payment Lists or Smart Tracker have ads?
Neither Recurring Payment Lists nor Smart Tracker shows ads.
Which is updated more often, Recurring Payment Lists or Smart Tracker?
Recurring Payment Lists ships an update every 11 days, and Smart Tracker fortnightly. Most recently, Recurring Payment Lists was updated on October 30, 2026 and Smart Tracker on October 31, 2026.

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