Comparison

一目记账 vs 财记Folio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

一目记账

Simplify your financial tracking by updating balances instead of logging every transaction. Visualize your assets, liabilities, and net worth with clear charts and set financial goals to stay on track. Your data is private and locally stored.

Highlights
  • Balance-based tracking
  • Asset and liability overview
  • Financial goal setting
  • Visual financial charts
  • Local data storage
  • Ad-free experience
Features
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告别琐碎的记账方式,记账不应该成为负担。 「一目记账」提供一种更简单的方式——不用记录每一笔,只需更新余额,也能清晰掌握资产变化。 —— 「只记录余额 」 跳过繁琐记账,只保留真实的资产变化。你看到的,不是流水,而是格局。 「资产与负债,一览无遗 」 现金、卡片、房产、投资、负债……资产全貌,一目了然,净资产随时可见。 「目标,不止是数字 」 设一个目标,也许是存款,也许是还贷。它将成为你与生活和解的节奏感。 「图表,是生活的痕迹 」 净资产趋势、收支对比、资产结构……这些图,不是数据,是你的人生轨迹。 「数据,自主掌握 」 无需登录、无广告干扰,数据本地保存。你的账本,只属于你。 —— 我们不认为记账应该成为负担。 「一目」,为不想逐笔记账,却想轻松掌握资产状况的人而存在。 一目了然,简单一点,反而更容易坚持。 —— 服务条款:https://s0ne9ux26rw.feishu.cn/wiki/QP4WwPu0ii4VmlkauLucSLhentg?from=from_copylink 隐私政策:https://s0ne9ux26rw.feishu.cn/wiki/UwtNwipapiQ9eskhYQ8cZHJ7nme?from=from_copylink

About

财记Folio

Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.

Highlights
  • Automatic price updates
  • Screenshot import for holdings
  • Multi-asset dashboard
  • Dollar-cost averaging tracking
  • Dividend record display
  • Multi-currency support
Features
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【为什么选择财记】 ◎ 价格自动更新:打开即是最新行情与净值,市值一眼看清,不用一个个去查价。 ◎ 截图导入,告别手抄:把券商、基金 App 的持仓页截图拖进来,自动识别代码、名称、数量、成本;交易记录也支持截图导入,自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完:A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账:自己设定频率与金额,到期自动提醒并记账,不再漏单,成本曲线一目了然。 ◎ 分红记录:A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持:选择主币种,汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产,想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据,一切只在你的设备与你的 iCloud 之间。 个人资产记账工具,不提供任何投资建议、交易撮合或收益预测。 使用条款(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

一目记账4 screens
财记Folio4 screens

Verdict

The call

The clearest difference is review sentiment: 财记Folio at 89% against 一目记账's 50%. 财记Folio also leads on update cadence (weekly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 一目记账 sells 3 in-app purchases, starting at $0.99 per month and 财记Folio sells 3 in-app purchases, starting at $1.99 per 3 months. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

一目记账 ships an update every 2 months, 财记Folio weekly. The most recent releases landed on September 5, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 8 level
一目记账 versus 财记Folio: the parameters behind the verdict, then further details
Parameter一目记账财记Folio
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews50.0% of reviews88.9% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size60 MB21 MB
Age rating4+4+
DeveloperHangzhou Sensewild Technology Co., Ltd沥翔 柳

Customer experience

一目记账

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

财记Folio

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

In-app purchases

3 purchases

一目记账

Subscriptions2
  • 月度会员订阅$0.991 Month
  • 年度会员订阅$9.991 Year
One-time1
  • 终身会员$14.99
3 purchases

财记Folio

Subscriptions2
  • 财记Folio 季度$1.993 Months
  • 财记Folio 年付7 Days trial$4.991 Year
One-time1
  • 财记Folio · 永久买断$19.99

Questions

Is 一目记账 free?
一目记账 is free to download, with in-app purchases available.
Is 财记Folio free?
财记Folio is free to download, with in-app purchases available.
Do 一目记账 or 财记Folio have ads?
Neither 一目记账 nor 财记Folio shows ads.
Which is updated more often, 一目记账 or 财记Folio?
一目记账 ships an update every 2 months, and 财记Folio weekly. Most recently, 一目记账 was updated on September 5, 2026 and 财记Folio on September 25, 2026.

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