Comparison

nesti vs Cloud9 Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

nesti

Features
Read full description

Your rent should count for something. nesti turns your on-time rent payments into a trusted financial asset — your RentScore, helping gig workers, freelancers and entrepreneurs access credit, affordable loans, and a real path to homeownership.

About

Cloud9 Money

A digital banking app designed for Africa's youth to manage local and global finances. It offers tools for smarter banking, better spending, and financial elevation for freelancers, creators, students, and travelers.

Highlights
  • Send and receive money
  • Manage local and global funds
  • Tools for financial elevation
  • Designed for a global African lifestyle
  • Security, simplicity, and freedom focused
Features
Read full description

Cloud9 Money offers borderless banking; with multi-currency accounts, savings, investments, instant global payments and modern financial tools for a new generation of consumers and businesses. Cloud9 is more than just a company - it's a movement. We're here to make banking simple, rewarding, and built around how we actually live. No matter where you are, we understand that a new generation of entrepreneurs, freelancers, and professionals need to ● move money locally and globally ● save towards your goals ● build wealth in real time ● access credit ● scale businesses faster and ● spend with freedom You deserve more than just a place to store money. Thatʼs why we are building a banking platform that goes beyond processing transactions but powers ambition, strengthens community, fuels culture, and grows alongside Africaʼs 500 million+ youth. #ElevateYourself Hereʼs how it works: 1. Download the Cloud9 Money App & create your account 2. Verify your identity and voila! Youʼre in! 3. Fund your wallet and explore our different products 4. Send & Receive Money. Spend globally. Pay. Save. Invest. Repeat Incase your wondering: Is my money safe? Absolutely! Deposits are protected by KDIC through our banking partners who are regulated by the Central Bank of Kenya Which currencies does Cloud9 support? Receive and send money in major global currencies, including USD, GBP, EUR and CNY. Cloud9 also supports local currencies such as KES, UGX, TZS, and

Screenshots

nesti4 screens
Cloud9 Money4 screens

Verdict

The call

The clearest difference is update cadence: nesti at every 9 days against Cloud9 Money's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

nesti ships an update every 9 days, Cloud9 Money monthly. Both last shipped on October 30, 2026.

Scorecard1 real difference · 8 level
nesti versus Cloud9 Money: the parameters behind the verdict, then further details
ParameternestiCloud9 Money
PriceFreeFree
Rating—3.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.5 — better
Further details — not scored
Size79 MB92 MB
Age rating4+4+
DeveloperRENTSCORE AFRICA LIMITEDCloud Nine Payments Ltd

In-app purchases

None

nesti

No in-app purchases

None

Cloud9 Money

No in-app purchases

Questions

Is nesti free?
nesti is free to download, with no in-app purchases.
Is Cloud9 Money free?
Cloud9 Money is free to download, with no in-app purchases.
Do nesti or Cloud9 Money have ads?
Neither nesti nor Cloud9 Money shows ads.
Which is updated more often, nesti or Cloud9 Money?
nesti ships an update every 9 days, and Cloud9 Money monthly. Most recently, nesti was updated on October 30, 2026 and Cloud9 Money on October 30, 2026.

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