Superform vs Creasti
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Superform
Access your money instantly, earn high APY on USD, trade major cryptocurrencies, and send funds globally—all from a single, self-custodial account. Manage your finances with control and flexibility.
- Earn up to 8.5% APY on USD
- Trade Bitcoin and Ethereum
- Send money globally
- Self-custodial account control
- Integrated finance management
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Superform lets you access money at the speed of the internet. Earn up to 8.5% APY on US dollars, trade crypto, and send money without restrictions—all from one account you control. YOUR MONEY, WORKING HARDER Put your USD to work and earn up to 8.5% APY. See your balance and earnings in one place, with the freedom to move your money when you want. Rates may vary. TRADE CRYPTO, SIMPLY Explore and trade crypto like Bitcoin and Ethereum without jumping between apps. Superform supports all the major chains in one cohesive experience. SEND MONEY WITHOUT RESTRICTIONS Move money from the same account you use to invest, earn, and trade. No fragmented accounts. No unnecessary complexity. ONE ACCOUNT YOU CONTROL Superform keeps you in control of your money. Make your own decisions, move between products, and manage everything from one self-custodial account. SECURED AND TRUSTED Superform has served over 200,000 users and processed over $1 billion in volume. Superform’s codebase has undergone numerous security audits from top cybersecurity firms. Disclaimer APY is variable and not guaranteed. Investing and crypto involve risk, including possible loss of principal. Features, eligibility, and availability vary by region. Superform does not provide exchange, trading, purchasing, or selling services of any assets, digital or otherwise.
Creasti
This app gamifies saving money, turning it into a daily habit with streaks, levels, and an AI coach. It helps users set goals, make deposits, and learn financial literacy through interactive lessons and challenges.
- Goals & Streaks
- AI Coach
- Family & Group Savings Circles
- Learn & Earn Financial Literacy
- Savings Health Score
- Spending Analytics
- Weekly Challenges
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Creasti turns saving money into a daily habit — like Duolingo, but for your wallet. Award-winning app recognized with the Impact Award at the 2026 CSU I4E Showcase and the Excellence in Social Innovation Award at CSU Demo Day 2026. Most finance apps track your money. Creasti changes your habits. Creasti is a behavioral savings app that turns financial wellness into a daily habit — not a chore. Think streaks, levels, and an AI coach that remembers you. HOW IT WORKS Set savings goals. Make small deposits. Build a streak. Level up. That's it. KEY FEATURES - Goals & Streaks — Set targets, log deposits, watch your streak grow. Miss a day, lose your streak. - AI Coach — Powered by advanced language models. Ask anything about saving, budgeting, or your goals. Remembers your context across conversations. - Family Circles — Save together with family or friends toward shared goals. Leaderboards, shared progress, celebrations when the circle hits its target. - Learn & Earn — 15 short financial literacy lessons, quiz after each, earn XP. Built like Duolingo, focused on real-world money skills. - Savings Health Score — A composite score of your saving health, updated in real-time from deposits, streak, diversification, and consistency. - Insights Dashboard — Weekly recap, spending trend analysis, goal pace forecasts, and personalized nudges. - Smart Notifications — Gentle reminders that adapt to your behavior. Day 1 welcome, streak protection, Sunday recap. - Virtual Savings Vault — After every deposit, confirm you moved the money. Track the gap between logged and confirmed savings. - Milestone Sharing — Share your streaks and wins as beautiful cards designed for Instagram Stories. - Spending Analytics — 3-month trend charts, smart budget alerts, and day-of-week spending patterns to help you see where your money actually goes. - Group Savings Circles — Pool savings with friends for specific events. Spring break, apartments, birthday gifts, and custom events. Track contributions, invite members, and celebrate when the goal hits. - Weekly Challenges — Five auto-refreshing challenges every Monday, including Save $25 this week, Scan 3 receipts, Hit a 5-day streak. Earn XP for completion. - Referral Program — Invite friends with your unique code. When they join, both of you unlock 14 days of Premium free. - Coach Memory — Your AI coach remembers your conversations across sessions, making advice increasingly personal over time. WHY CREASTI Behavioral science is built into every pixel. We don't just track your money — we help you build the habit of saving it. Streaks, celebrations, social accountability, and positive reinforcement work together to make saving money feel as good as any other habit you're proud of. BUILT BY A STUDENT, FOR EVERYONE Creasti was built by Dieulin Napoleon, a finance student at Colorado State University, as a response to a simple truth: knowing how to save is not the same as actually saving. Awarded Impact Award (CSU I4E 2026) and Excellence in Social Innovation (CSU Demo Day 2026) for solving a real societal problem. PRICING Free to use with 2 goals. Creasti Premium ($9.99/month) unlocks unlimited goals, unlimited AI coach, family circles, boosts, and the full Learn & Earn library. Subscription auto-renews monthly unless canceled. Cancel anytime in App Store settings. No refunds for unused time. Terms: creasti.com/terms Privacy: creasti.com/privacy Questions? creasti.saving@gmail.com
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Verdict
The clearest difference is rating: Creasti at 5.0 against Superform's 4.4. Creasti also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Superform's advantage is ratings volume (20 vs 2) and update cadence (every 6 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Creasti holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Superform has 20 ratings behind it against 2, so its average is the more settled of the two.
Superform ships an update every 6 days, Creasti fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Superform | Creasti |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (20 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 81.8% of reviews | — |
| Number of ratings | 20 — better | 2 |
| Update frequency | Every 6 days — better | Fortnightly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 | 16.0 — better |
| Further details — not scored | ||
| Size | 107 MB | 127 MB |
| Age rating | 17+ | 4+ |
| Developer | Superform Labs Inc. | Dieulin Napoleon |
In-app purchases
Superform
No in-app purchases
Creasti
No in-app purchases









