SPCB mBanking vs AssetKhata
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SPCB mBanking
Manage your bank accounts, transfer funds, and pay bills on the go. This mobile banking app offers features like account statements, scheduled transfers, and debit card controls. It also includes tools for loan payments and tax filings.
- Account details and statements
- Fund transfers (own, third-party, NEFT, RTGS, IMPS)
- Scheduled fund transfers
- Utility bill payments
- Debit card controls
- Loan payments
- ATM and branch locator
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The Surat People's Co-Op. Bank Ltd. is introducing the New Mobile Banking Application. Following Facilities are available in the Mobile Application:- Banking Transactions-Account Details and Statement Fund Transfer-Own Account, Third Party Transfer within Bank Fund Transfer-Transfer to other Bank's Account-NEFT, RTGS, IMPS Transfer using Account number and IFSC. Scheduled Fund Transfers, Term Deposit Opening and Closing, Utility Bill Payment, ASBA , Debit Card Controller, Cheque Operations, ATM and Branch Locator, Loan payment, E Mandate cancellation Positive Pay Request Interest Certificate GST and ITD payment RD Opening Loan Interest Certificate
AssetKhata
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AssetKhata — Your family's wealth, all in one private vault. KEY FEATURES • Document Vault: AES-256 encrypted locker for your insurance policies, property papers, PAN, Aadhaar, will, and more. Only you and the family members you invite can read them. • AI Document Summarizer: Snap a photo of any financial document. AI extracts key facts, expiry dates, premiums, and account numbers — and saves them where you can find them. • Asset Tracker: Properties, mutual funds, equities, bank accounts, insurance, retirement, personal loans. See net worth at a glance with India-aware formatting (₹ Lakh / Crore). • Family Sharing: Invite your spouse or parents. They see what you choose to share, nothing more. Built so your family always knows where everything lives — even when you can't tell them. • Nominees & Estate Planning: Track who's nominated on every account. Generate a Family Letter so your loved ones know what to do. • Reminders: Insurance renewals, PPF top-ups, EMI dates, document expiries. AssetKhata reminds you so nothing lapses. • Health Score: AI grades your portfolio's resilience — debt ratio, emergency fund, nominee coverage, document readiness. PRIVACY FIRST • Bank-grade end-to-end encryption. Your vault key never leaves your device. • Biometric unlock (Face ID / Touch ID / fingerprint). • Your family's data is visible only to members you invite — not to us, not to anyone else. • No ads. No selling of data. Ever. LANGUAGES English · हिन्दी · ગુજરાતી PERFECT FOR Indian families who want one calm place for all their wealth — the kind of place where you can hand a phone to your spouse and they'll know where everything is.
Screenshots
Verdict
The clearest difference is update cadence: AssetKhata at weekly against SPCB mBanking's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SPCB mBanking ships an update every 2 months, AssetKhata weekly. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.
| Parameter | SPCB mBanking | AssetKhata |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17 | 16.0 — better |
| Further details — not scored | ||
| Size | 55 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | THE SURAT PEOPLES COOPERATIVE BANK LIMITED | Stocks AI Technologies Inc. |
In-app purchases
SPCB mBanking
No in-app purchases
AssetKhata
No in-app purchases
Questions
Is SPCB mBanking free?
Is AssetKhata free?
Do SPCB mBanking or AssetKhata have ads?
Which is updated more often, SPCB mBanking or AssetKhata?
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