Comparison

SPCB mBanking vs AssetKhata

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SPCB mBanking

Manage your bank accounts, transfer funds, and pay bills on the go. This mobile banking app offers features like account statements, scheduled transfers, and debit card controls. It also includes tools for loan payments and tax filings.

Highlights
  • Account details and statements
  • Fund transfers (own, third-party, NEFT, RTGS, IMPS)
  • Scheduled fund transfers
  • Utility bill payments
  • Debit card controls
  • Loan payments
  • ATM and branch locator
Read full description

The Surat People's Co-Op. Bank Ltd. is introducing the New Mobile Banking Application. Following Facilities are available in the Mobile Application:- Banking Transactions-Account Details and Statement Fund Transfer-Own Account, Third Party Transfer within Bank Fund Transfer-Transfer to other Bank's Account-NEFT, RTGS, IMPS Transfer using Account number and IFSC. Scheduled Fund Transfers, Term Deposit Opening and Closing, Utility Bill Payment, ASBA , Debit Card Controller, Cheque Operations, ATM and Branch Locator, Loan payment, E Mandate cancellation Positive Pay Request Interest Certificate GST and ITD payment RD Opening Loan Interest Certificate

About

AssetKhata

Features
Read full description

AssetKhata — Your family's wealth, all in one private vault. KEY FEATURES • Document Vault: AES-256 encrypted locker for your insurance policies, property papers, PAN, Aadhaar, will, and more. Only you and the family members you invite can read them. • AI Document Summarizer: Snap a photo of any financial document. AI extracts key facts, expiry dates, premiums, and account numbers — and saves them where you can find them. • Asset Tracker: Properties, mutual funds, equities, bank accounts, insurance, retirement, personal loans. See net worth at a glance with India-aware formatting (₹ Lakh / Crore). • Family Sharing: Invite your spouse or parents. They see what you choose to share, nothing more. Built so your family always knows where everything lives — even when you can't tell them. • Nominees & Estate Planning: Track who's nominated on every account. Generate a Family Letter so your loved ones know what to do. • Reminders: Insurance renewals, PPF top-ups, EMI dates, document expiries. AssetKhata reminds you so nothing lapses. • Health Score: AI grades your portfolio's resilience — debt ratio, emergency fund, nominee coverage, document readiness. PRIVACY FIRST • Bank-grade end-to-end encryption. Your vault key never leaves your device. • Biometric unlock (Face ID / Touch ID / fingerprint). • Your family's data is visible only to members you invite — not to us, not to anyone else. • No ads. No selling of data. Ever. LANGUAGES English · हिन्दी · ગુજરાતી PERFECT FOR Indian families who want one calm place for all their wealth — the kind of place where you can hand a phone to your spouse and they'll know where everything is.

Screenshots

SPCB mBanking4 screens
AssetKhata4 screens

Verdict

The call

The clearest difference is update cadence: AssetKhata at weekly against SPCB mBanking's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SPCB mBanking ships an update every 2 months, AssetKhata weekly. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 8 level
SPCB mBanking versus AssetKhata: the parameters behind the verdict, then further details
ParameterSPCB mBankingAssetKhata
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS1716.0 — better
Further details — not scored
Size55 MB37 MB
Age rating4+4+
DeveloperTHE SURAT PEOPLES COOPERATIVE BANK LIMITEDStocks AI Technologies Inc.

In-app purchases

None

SPCB mBanking

No in-app purchases

None

AssetKhata

No in-app purchases

Questions

Is SPCB mBanking free?
SPCB mBanking is free to download, with no in-app purchases.
Is AssetKhata free?
AssetKhata is free to download, with no in-app purchases.
Do SPCB mBanking or AssetKhata have ads?
Neither SPCB mBanking nor AssetKhata shows ads.
Which is updated more often, SPCB mBanking or AssetKhata?
SPCB mBanking ships an update every 2 months, and AssetKhata weekly. Most recently, SPCB mBanking was updated on October 16, 2026 and AssetKhata on October 24, 2026.

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