SPCB mBanking vs Vittalekha
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SPCB mBanking
Manage your bank accounts, transfer funds, and pay bills on the go. This mobile banking app offers features like account statements, scheduled transfers, and debit card controls. It also includes tools for loan payments and tax filings.
- Account details and statements
- Fund transfers (own, third-party, NEFT, RTGS, IMPS)
- Scheduled fund transfers
- Utility bill payments
- Debit card controls
- Loan payments
- ATM and branch locator
Read full descriptionHide full description
The Surat People's Co-Op. Bank Ltd. is introducing the New Mobile Banking Application. Following Facilities are available in the Mobile Application:- Banking Transactions-Account Details and Statement Fund Transfer-Own Account, Third Party Transfer within Bank Fund Transfer-Transfer to other Bank's Account-NEFT, RTGS, IMPS Transfer using Account number and IFSC. Scheduled Fund Transfers, Term Deposit Opening and Closing, Utility Bill Payment, ASBA , Debit Card Controller, Cheque Operations, ATM and Branch Locator, Loan payment, E Mandate cancellation Positive Pay Request Interest Certificate GST and ITD payment RD Opening Loan Interest Certificate
Vittalekha
Read full descriptionHide full description
VittaLekha is the simple, AI-powered way for small business owners, freelancers, and self-employed professionals to keep their financial records organized — without spreadsheets or accounting jargon. Just snap a photo of any invoice, bill, or receipt, and VittaLekha's AI instantly reads the details and creates a record for you. No more manual data entry. WHY YOU'LL LOVE VITTALEKHA AI Invoice Scanning Take a photo of an invoice or receipt and let AI extract the vendor, date, amount, tax, and line items automatically. Multi-page invoices are fully supported. Track Everything in One Place Record your sales, purchases, and expenses with ease. See what's paid, unpaid, and overdue at a glance. Clear Financial Overview Your dashboard shows income, expenses, and profit instantly — so you always know where your business stands. Organized Records Categorize expenses, manage customer and vendor contacts, and keep all your documents attached to each entry. Export Anytime Export your records to Excel or CSV whenever you need them — for your accountant, taxes, or your own files. AI Assistant Ask questions about your own business records and get instant answers from your built-in AI assistant. Private & Secure Your data is encrypted and protected. Only you can access your records, and you can permanently delete your account and data anytime from within the app. BUILT FOR • Small business owners • Freelancers & consultants • Shop owners & traders • Self-employed professionals • Anyone who wants simple, organized financial records SUBSCRIPTIONS VittaLekha offers a free trial plus optional Basic and Pro plans for higher monthly limits. Subscriptions are billed through your Apple account and can be managed or cancelled anytime in your App Store settings. VittaLekha is a recordkeeping tool and does not provide financial, accounting, or tax advice. Always review AI-extracted data before saving. Start keeping your business records the smart way — download VittaLekha today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: SPCB mBanking at none against Vittalekha's 2. Vittalekha's advantage is update cadence (every 3 days vs every 2 months) and iOS requirement (15.1 vs 17). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Vittalekha sells 2 in-app purchases, starting at $8.99 per month. SPCB mBanking asks for nothing beyond the download.
SPCB mBanking ships an update every 2 months, Vittalekha every 3 days. The most recent releases landed on October 28, 2026 and October 4, 2026 respectively.
| Parameter | SPCB mBanking | Vittalekha |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17 | 15.1 — better |
| Further details — not scored | ||
| Size | 55 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | THE SURAT PEOPLES COOPERATIVE BANK LIMITED | Narayan Kapadia |
In-app purchases
SPCB mBanking
No in-app purchases
Vittalekha
- Basic Plan$8.991 Month
- Pro Plan$14.991 Month









