Comparison

SPCB mBanking vs Vittalekha

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SPCB mBanking

Manage your bank accounts, transfer funds, and pay bills on the go. This mobile banking app offers features like account statements, scheduled transfers, and debit card controls. It also includes tools for loan payments and tax filings.

Highlights
  • Account details and statements
  • Fund transfers (own, third-party, NEFT, RTGS, IMPS)
  • Scheduled fund transfers
  • Utility bill payments
  • Debit card controls
  • Loan payments
  • ATM and branch locator
Read full description

The Surat People's Co-Op. Bank Ltd. is introducing the New Mobile Banking Application. Following Facilities are available in the Mobile Application:- Banking Transactions-Account Details and Statement Fund Transfer-Own Account, Third Party Transfer within Bank Fund Transfer-Transfer to other Bank's Account-NEFT, RTGS, IMPS Transfer using Account number and IFSC. Scheduled Fund Transfers, Term Deposit Opening and Closing, Utility Bill Payment, ASBA , Debit Card Controller, Cheque Operations, ATM and Branch Locator, Loan payment, E Mandate cancellation Positive Pay Request Interest Certificate GST and ITD payment RD Opening Loan Interest Certificate

About

Vittalekha

Features
Read full description

VittaLekha is the simple, AI-powered way for small business owners, freelancers, and self-employed professionals to keep their financial records organized — without spreadsheets or accounting jargon. Just snap a photo of any invoice, bill, or receipt, and VittaLekha's AI instantly reads the details and creates a record for you. No more manual data entry. WHY YOU'LL LOVE VITTALEKHA AI Invoice Scanning Take a photo of an invoice or receipt and let AI extract the vendor, date, amount, tax, and line items automatically. Multi-page invoices are fully supported. Track Everything in One Place Record your sales, purchases, and expenses with ease. See what's paid, unpaid, and overdue at a glance. Clear Financial Overview Your dashboard shows income, expenses, and profit instantly — so you always know where your business stands. Organized Records Categorize expenses, manage customer and vendor contacts, and keep all your documents attached to each entry. Export Anytime Export your records to Excel or CSV whenever you need them — for your accountant, taxes, or your own files. AI Assistant Ask questions about your own business records and get instant answers from your built-in AI assistant. Private & Secure Your data is encrypted and protected. Only you can access your records, and you can permanently delete your account and data anytime from within the app. BUILT FOR • Small business owners • Freelancers & consultants • Shop owners & traders • Self-employed professionals • Anyone who wants simple, organized financial records SUBSCRIPTIONS VittaLekha offers a free trial plus optional Basic and Pro plans for higher monthly limits. Subscriptions are billed through your Apple account and can be managed or cancelled anytime in your App Store settings. VittaLekha is a recordkeeping tool and does not provide financial, accounting, or tax advice. Always review AI-extracted data before saving. Start keeping your business records the smart way — download VittaLekha today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SPCB mBanking4 screens
Vittalekha4 screens

Verdict

The call

The clearest difference is in-app purchases: SPCB mBanking at none against Vittalekha's 2. Vittalekha's advantage is update cadence (every 3 days vs every 2 months) and iOS requirement (15.1 vs 17). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Vittalekha sells 2 in-app purchases, starting at $8.99 per month. SPCB mBanking asks for nothing beyond the download.

UpkeepUpdate frequency

SPCB mBanking ships an update every 2 months, Vittalekha every 3 days. The most recent releases landed on October 28, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 6 level
SPCB mBanking versus Vittalekha: the parameters behind the verdict, then further details
ParameterSPCB mBankingVittalekha
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS1715.1 — better
Further details — not scored
Size55 MB42 MB
Age rating4+4+
DeveloperTHE SURAT PEOPLES COOPERATIVE BANK LIMITEDNarayan Kapadia

In-app purchases

None

SPCB mBanking

No in-app purchases

2 purchases

Vittalekha

Subscriptions2
  • Basic Plan$8.991 Month
  • Pro Plan$14.991 Month

Questions

Is SPCB mBanking free?
SPCB mBanking is free to download, with no in-app purchases.
Is Vittalekha free?
Vittalekha is free to download, with in-app purchases available.
Do SPCB mBanking or Vittalekha have ads?
Neither SPCB mBanking nor Vittalekha shows ads.
Which is updated more often, SPCB mBanking or Vittalekha?
SPCB mBanking ships an update every 2 months, and Vittalekha every 3 days. Most recently, SPCB mBanking was updated on October 28, 2026 and Vittalekha on October 4, 2026.

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