SPCB mBanking vs M2M Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SPCB mBanking
Manage your bank accounts, transfer funds, and pay bills on the go. This mobile banking app offers features like account statements, scheduled transfers, and debit card controls. It also includes tools for loan payments and tax filings.
- Account details and statements
- Fund transfers (own, third-party, NEFT, RTGS, IMPS)
- Scheduled fund transfers
- Utility bill payments
- Debit card controls
- Loan payments
- ATM and branch locator
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The Surat People's Co-Op. Bank Ltd. is introducing the New Mobile Banking Application. Following Facilities are available in the Mobile Application:- Banking Transactions-Account Details and Statement Fund Transfer-Own Account, Third Party Transfer within Bank Fund Transfer-Transfer to other Bank's Account-NEFT, RTGS, IMPS Transfer using Account number and IFSC. Scheduled Fund Transfers, Term Deposit Opening and Closing, Utility Bill Payment, ASBA , Debit Card Controller, Cheque Operations, ATM and Branch Locator, Loan payment, E Mandate cancellation Positive Pay Request Interest Certificate GST and ITD payment RD Opening Loan Interest Certificate
M2M Wealth
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a) Net Worth Status b) Asset Allocation c) Daily updated NAV & PL d) Mutual Fund Analysis - By Individual and Family - By Fund & Scheme - By Sector - By Type (Debt, Equity)
Screenshots
Verdict
The clearest difference is update cadence: M2M Wealth at weekly against SPCB mBanking's every 2 months. M2M Wealth also leads on device support (3 vs 1) and iOS requirement (15.6 vs 17). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SPCB mBanking ships an update every 2 months, M2M Wealth weekly. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.
| Parameter | SPCB mBanking | M2M Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17 | 15.6 — better |
| Further details — not scored | ||
| Size | 55 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | THE SURAT PEOPLES COOPERATIVE BANK LIMITED | M2M TECHNOLOGIES |
In-app purchases
SPCB mBanking
No in-app purchases
M2M Wealth
No in-app purchases
