CheckMaker vs Payroll by Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CheckMaker
Easily write and print bank-ready checks directly from your iPhone. This app offers smart templates, automatic amount-to-words conversion, and a digital checkbook register for tracking payments. It provides insights into spending patterns and supports bulk operations for efficient financial management.
- Write and print real checks
- Smart templates for frequent payees
- Auto-convert amounts to words
- Advanced search and filtering
- Bulk operations and export
- Analytics dashboard with spending insights
- Digital checkbook register
Read full descriptionHide full description
CheckMaker: The Ultimate Check Writer & Digital Checkbook Write and print professional, bank-ready checks instantly from your iPhone. No banking login required — your financial information stays completely private and secure on your device. Perfect for business owners, freelancers, and anyone who needs reliable check printing without the hassle of ordering expensive bank checks. INSTANT CHECK CREATION WITH SMART TEMPLATES Create checks in seconds with our guided form and automatic amount-to-words conversion. Save frequently used payees as templates for one-tap check creation. Simply enter payee, amount, and memo — we handle the rest. REAL BANK CHECKS Print authentic checks using AirPrint or export to PDF. Supports blank check stock with proper MICR formatting that banks accept without question. ADVANCED DIGITAL CHECKBOOK REGISTER Track all your payments with our comprehensive digital checkbook register. Smart search across payee names, amounts, and memos. Advanced filtering by date range, amount, and check status. Never lose track of your finances again. POWERFUL ANALYTICS & INSIGHTS Get detailed insights into your spending with our new analytics dashboard. View monthly trends, top payees, check statistics, and personalized financial insights to better understand your payment patterns. BULK OPERATIONS & EXPORT Select multiple checks for bulk actions — void, export, or delete several checks at once. Export your data to CSV or JSON formats with flexible filtering options. Create complete backups for peace of mind. BUSINESS & PERSONAL USE Whether paying rent, contractor payments, gifts, or business expenses — CheckMaker handles all your check writing needs professionally with enterprise-grade features. KEY FEATURES: - Write & print real checks from your phone - Smart templates for frequent payees - Auto-convert amounts to words (no math errors) - Advanced search and filtering - Bulk operations and multi-format export - Analytics dashboard with spending insights - Digital checkbook register with smart search - PIN protection for security - Works completely offline — no internet required - Compatible with standard check paper - Photo attachments for receipts (coming soon) PRO UPGRADE (One-time purchase): - Unlimited check printing - Add your signature & company logo - Custom check layouts - Multiple account support - Advanced export options - Priority customer support PERFORMANCE & RELIABILITY: Completely redesigned for speed and reliability. Enhanced offline support, intelligent caching, and seamless sync when connected. Enterprise-grade error handling ensures your data is always safe. PRINTER COMPATIBILITY: Works with virtually all home printers via AirPrint. Compatible with standard 8.5" x 11" blank check stock available at office supply stores. Save money on bank fees and expensive pre-printed checks. Join thousands of users who've upgraded to CheckMaker v2.0 — the most powerful check writing app ever created! Privacy Policy: https://checkwriterapp.com/privacy Terms: https://checkwriterapp.com/terms
Payroll by Card
Read full descriptionHide full description
Pay your employees with a credit card and turn every payroll into rewards. Payroll by Card is the smart payroll app for small businesses that need flexible funding options. Use your business credit card to fund payroll, earn cashback and points, while managing cash flow effectively. SHORT ON CASH? NO PROBLEM. Run payroll even when cash is tight. Fund your payroll with a credit card and get instant access to funds. Keep your team happy and your business running smoothly with flexible payment options that work around your cash flow challenges. EARN REWARDS ON EVERY PAYROLL Turn payroll expenses into valuable rewards. Earn cashback, credit card points, and travel rewards on every employee payment. Business credit cards like Capital One Spark offer up to 2% cash back, helping offset processing fees while building rewards for your business. KEY FEATURES • Credit Card Payroll Funding - Use your business credit card to fund payroll instantly • Instant Transfers - Funds transferred to your business account • Earn Cashback & Rewards - Get credit card points on every payroll transaction • Extended Payment Window - 30-45 day payment terms for better cash flow control • Tax-Deductible Fees - Processing fees may be recorded as business expenses • Easy Integration - Connect with QuickBooks, Xero, Zoho, and Bill.com • Mobile Payroll App - Run payroll anywhere, anytime from your phone PERFECT FOR SMALL BUSINESSES Whether you're a startup, small business, or entrepreneur, Payroll by Card helps you manage employee payments efficiently. Pay hourly workers, salaried employees, contractors, and freelancers with ease. Perfect for retail, restaurants, construction, agencies, and service businesses. HOW IT WORKS 1. Connect your business credit card 2. Import payroll data from your accounting software 3. Choose payment method (ACH/Wire) 4. Approve and process payments 5. Earn rewards and manage cash flow effectively SOLVE CASH FLOW CHALLENGES Emergency payroll funding when you need it most. Bridge temporary cash shortages while maintaining employee satisfaction. Use the 30-45 day credit card payment window to keep working capital available for other business needs. MAXIMIZE YOUR BUSINESS CREDIT CARD Strategic use of business credit cards for payroll helps you maximize rewards, extend payment terms, and maintain financial flexibility. Processing fees are tax-deductible, and cashback rewards help offset costs. INTEGRATIONS Seamlessly integrate with your existing tools: • QuickBooks Payroll • Xero Payroll • Zoho Payroll • Bill.com • Zapier • Accounting software WHY CHOOSE PAYROLL BY CARD? . Only app that funds payroll via credit card . Earn rewards on payroll expenses . Solve cash flow issues instantly . Flexible payment methods . Easy accounting integration . Mobile-first design . Bank-level security SUPPORT 24/7 customer support available. Contact us anytime for assistance with payroll processing, credit card setup, or integration questions. Download Payroll by Card today and transform how you manage business payroll. Pay employees on time, earn rewards, and maintain healthy cash flow - all in one powerful app.
Screenshots
Verdict
The clearest difference is in-app purchases: Payroll by Card at none against CheckMaker's 1. Payroll by Card also leads on update cadence (every 11 days vs every 3 months) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CheckMaker sells 1 one-off in-app purchase. Payroll by Card asks for nothing beyond the download.
CheckMaker ships an update every 3 months, Payroll by Card every 11 days. Both last shipped on October 30, 2026.
| Parameter | CheckMaker | Payroll by Card |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Appgen LTD | onlinecheckwriter |
In-app purchases
CheckMaker
- Pro Plan$4.99
Payroll by Card
No in-app purchases
Questions
Is CheckMaker free?
Is Payroll by Card free?
Do CheckMaker or Payroll by Card have ads?
Which is updated more often, CheckMaker or Payroll by Card?
Other comparisons















