Debt Payoff Planner vs RENTIQ

Debt Payoff Planner is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. No account and no bank connection: your data stays on your device. WHO IT IS FOR People paying off one or several debts who want one clear plan: which debt gets the extra money first, when each debt is paid off, and how much interest the plan saves. It works both ways: track loans, credit cards and mortgages you owe, plus money friends or family owe you. WHAT YOU CAN DO - Add debts with balance, interest rate, monthly payment and due date - Track debts you owe and debts owed to you - Categorize debts (credit card, auto loan, student loan, mortgage or custom) - Log payments; balances and progress update automatically - See the principal vs interest breakdown of each payment - Get reminders before due dates and see which debts are overdue PAYOFF STRATEGIES - Snowball: smallest balance first, for quick wins - Avalanche: highest interest rate first, to pay less interest Enter an extra monthly amount and compare both methods: debt-free date, months to go and estimated interest. When one debt is paid off, its payment moves to the next one. STATISTICS - Total debt overview for debts you owe and debts owed to you - Debt-free date countdown - Payment breakdown charts and monthly payment trends - Average monthly payment ACHIEVEMENTS - Progress badges at 25%, 50%, 75% and 100% - Streaks for on-time payments - Celebration screens when you reach a goal FREE AND PREMIUM Free: up to 3 debts, payment logging, reminders, the debt-free estimate and basic statistics. Premium adds: - Unlimited debts - Strategy comparison with the exact payoff order - Advanced statistics and charts - Debt-free date forecast - Payment streak tracking and global achievement badges - PDF report export ALSO INCLUDED - Loan calculator to estimate a new loan - Works offline - No account required - 13 languages PRIVACY Debt Payoff Planner does not connect to your bank and does not access financial accounts. You enter debts manually and track payments yourself. Your records are stored on your device. SUBSCRIPTION Monthly: $4.99/month. Yearly: 7-day free trial, then $29.99/year. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://debtpayoff.app/privacy Terms of Use: https://debtpayoff.app/terms

Your rentals. Clearer numbers. Completely free. RENTIQ helps small, independent landlords keep rental finances organized without another subscription. Manage one property or a growing portfolio with unlimited properties and transactions, no paid upgrades, and no spreadsheets to maintain. Keep income, expenses, receipts, and property details together. See how your rentals are performing and find the records you need when you need them. SEE THE BIGGER PICTURE Review income, expenses, and cash flow by month or year. Compare properties side by side and understand how each rental is performing. KEEP EVERY TRANSACTION ORGANIZED Track rent, repairs, and other activity by property, category, vendor, or income source. MAKE RECURRING ENTRIES EASY Add recurring income and expenses together, or choose just a few. Review previous months and manage your recurring transactions in one place. KEEP RECEIPTS CLOSE Scan or attach receipts directly to the transactions they support. FOLLOW YOUR MORTGAGE PROGRESS Keep mortgage details and record dated balances to see how they change over time. CREATE CLEAR STATEMENTS Generate property-specific PDF statements and share them when you choose. PRIVATE BY DESIGN Your records stay on your devices and sync automatically through your own private iCloud account across iPhone and iPad. No separate RENTIQ account, no third-party tracking, and no RENTIQ server storing your rental records. COMPLETELY FREE Unlimited properties. Unlimited transactions. No subscriptions or paid feature tiers. Built for small landlords who want useful tools, clear numbers, and control over their data—without a monthly fee.