Debt Payoff Planner vs GestorRD

Debt Payoff Planner is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. No account and no bank connection: your data stays on your device. WHO IT IS FOR People paying off one or several debts who want one clear plan: which debt gets the extra money first, when each debt is paid off, and how much interest the plan saves. It works both ways: track loans, credit cards and mortgages you owe, plus money friends or family owe you. WHAT YOU CAN DO - Add debts with balance, interest rate, monthly payment and due date - Track debts you owe and debts owed to you - Categorize debts (credit card, auto loan, student loan, mortgage or custom) - Log payments; balances and progress update automatically - See the principal vs interest breakdown of each payment - Get reminders before due dates and see which debts are overdue PAYOFF STRATEGIES - Snowball: smallest balance first, for quick wins - Avalanche: highest interest rate first, to pay less interest Enter an extra monthly amount and compare both methods: debt-free date, months to go and estimated interest. When one debt is paid off, its payment moves to the next one. STATISTICS - Total debt overview for debts you owe and debts owed to you - Debt-free date countdown - Payment breakdown charts and monthly payment trends - Average monthly payment ACHIEVEMENTS - Progress badges at 25%, 50%, 75% and 100% - Streaks for on-time payments - Celebration screens when you reach a goal FREE AND PREMIUM Free: up to 3 debts, payment logging, reminders, the debt-free estimate and basic statistics. Premium adds: - Unlimited debts - Strategy comparison with the exact payoff order - Advanced statistics and charts - Debt-free date forecast - Payment streak tracking and global achievement badges - PDF report export ALSO INCLUDED - Loan calculator to estimate a new loan - Works offline - No account required - 13 languages PRIVACY Debt Payoff Planner does not connect to your bank and does not access financial accounts. You enter debts manually and track payments yourself. Your records are stored on your device. SUBSCRIPTION Monthly: $4.99/month. Yearly: 7-day free trial, then $29.99/year. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://debtpayoff.app/privacy Terms of Use: https://debtpayoff.app/terms

GestorRD es tu centro de control financiero personal, diseñado para quienes manejan sus finanzas entre pesos dominicanos (DOP) y dólares (USD). Con GestorRD puedes administrar múltiples cuentas en ambas monedas, registrar ingresos y gastos, y ver tu balance y patrimonio neto actualizados al instante. Define un presupuesto mensual por categoría, crea alertas cuando te acerques al límite, y automatiza tus gastos fijos para que no se te olvide ningún pago. Da seguimiento a tus deudas y tarjetas de crédito (préstamos personales, hipotecarios o de negocio), con fechas de pago y montos en ambas monedas. Crea metas de ahorro con fecha objetivo y monitorea tu progreso. El Centro de Inteligencia de GestorRD usa IA para analizar tus patrones de gasto y responder tus preguntas sobre tu propia situación financiera en lenguaje natural. Otras funciones incluyen importación de transacciones vía CSV, exportación de reportes en PDF, categorías personalizadas y protección con PIN de seguridad para tu información financiera. Gestiona tus gastos. Controla tu futuro.