Comparison

Payment Calendar vs FluxNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Calendar

This app helps you manage recurring expenses and subscriptions with a visual calendar. Get smart notifications for upcoming bills and track spending patterns with detailed statistics. Organize expenses by category and enjoy a clean, intuitive interface.

Highlights
  • Calendar view for expenses
  • Subscription tracking
  • Smart budget monitoring
  • Detailed spending statistics
  • Expense grouping
  • Bill due date notifications
  • Home screen widgets
Features
Read full description

See every bill and subscription at a glance, on a calendar and right on your home screen widget. Rent, phone, streaming, insurance, that one gym membership: every due date in one place, plus a reminder the day before each payment. Payment Calendar is a simple bill tracker and subscription tracker built around a calendar. You add your recurring payments once, and the app shows you what is due, when, and how much is still left to pay this month. YOUR MONTH AT A GLANCE • Every bill and subscription on a calendar by due date • Monthly total plus the remaining amount still to pay • Tap to check off a payment as paid, and it drops out of "remaining" • A reminder the day before each payment is due • Home screen widgets that show what is due next without opening the app (Premium) NO BANK LOGIN NEEDED You enter each bill yourself. No linking cards or bank accounts, nothing to hand over. It takes a few seconds per payment, and your financial accounts stay out of it. BUILT FOR REAL BILLS • Amounts that change every month, like a credit card bill or electricity, can be logged with a different amount each month • Free trial reminders: enter the trial start date and get reminded before billing kicks in • Monthly, yearly and weekly schedules • Groups to keep home, work or personal payments apart • 40 currencies with automatic exchange-rate conversion, handy for services billed in USD or EUR • Statistics: a monthly trend chart of your recurring spending and a breakdown by group • Choose the day your calendar week starts • Sign in to sync across your devices SHARE WITH YOUR HOUSEHOLD Keep rent, utilities and shared subscriptions on one calendar with a partner, family or roommates. Invite them with a code. Invited members can view for free. PREMIUM Payment Calendar is free to use for up to 20 recurring payments and 3 groups. Premium comes with a 3-day free trial and adds: • Unlimited payments and groups • Home screen widgets on your iPhone • Installment tracking (see which payment you are on, like 3 of 12) • More intervals, such as every two weeks • Billing-cycle start day, so your month can start on payday • Create and edit shared calendars • No ads Great for tracking things like Netflix and Spotify, rent, car payments, insurance, loans, phone and internet, utilities and memberships. Stop getting surprised by charges. Add your first bill and see your month clearly. Privacy Policy: https://spice-second-eb3.notion.site/Privacy-Policy-1c7273bd4f5480298425dfb01b4f9508 Terms of Service: https://spice-second-eb3.notion.site/Terms-Conditions-1c7273bd4f54808c9955dd1c7bfcbab1

About

FluxNote

Easily track and manage your daily expenses with this app. Visualize spending patterns through charts and graphs, and categorize your purchases to understand where your money goes. Manage your finances without stress.

Highlights
  • Record daily spending
  • Log purchases and expenses
  • View spending trends
  • Easy-to-read charts and graphs
  • Check spending by category
  • Visualize daily spending
Read full description

Track your daily spending easily! FluxNote lets you record and manage your daily expenses effortlessly. Record daily spending Quickly log your purchases and expenses every day. View daily trends at a glance See your spending patterns with easy-to-read charts and graphs. Check spending by category Track expenses in categories like food, transportation, and hobbies. Visualize your daily spending and manage your money without stress. Privacy Policy: https://www.shcsoft.com/en/privacy/fluxnote Standard Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Payment Calendar4 screens
FluxNote4 screens

Verdict

The call

The clearest difference is review sentiment: FluxNote at 100% against Payment Calendar's 80%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $1.99 per month and FluxNote sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Payment Calendar ships an update every 9 days, FluxNote fortnightly. The most recent releases landed on October 30, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
Payment Calendar versus FluxNote: the parameters behind the verdict, then further details
ParameterPayment CalendarFluxNote
PriceFreeFree
Rating5.0 (6 ratings) — better—
Positive reviews80.0% of reviews100.0% of reviews — better
Number of ratings6 — better—
Update frequencyEvery 9 days — betterFortnightly
AdsYesYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size60 MB9 MB
Age rating4+4+
DeveloperZERO CODESDCoporation

Customer experience

Payment Calendar

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

FluxNote

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Payment Calendar

Subscriptions3
  • Cost Calendar Premium3 Days trial$1.991 Month
  • Premium Monthly3 Days trial$2.991 Month
  • Premium Yearly3 Days trial$23.991 Year
2 purchases

FluxNote

Subscriptions1
  • Premium 1 Month$0.991 Month
One-time1
  • Premium Lifetime$1.99

Questions

Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Is FluxNote free?
FluxNote is free to download, with in-app purchases available.
Do Payment Calendar or FluxNote have ads?
Both Payment Calendar and FluxNote show ads.
Which is updated more often, Payment Calendar or FluxNote?
Payment Calendar ships an update every 9 days, and FluxNote fortnightly. Most recently, Payment Calendar was updated on October 30, 2026 and FluxNote on October 16, 2026.

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