Comparison

Payment Calendar vs Subscro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Calendar

This app helps you manage recurring expenses and subscriptions with a visual calendar. Get smart notifications for upcoming bills and track spending patterns with detailed statistics. Organize expenses by category and enjoy a clean, intuitive interface.

Highlights
  • Calendar view for expenses
  • Subscription tracking
  • Smart budget monitoring
  • Detailed spending statistics
  • Expense grouping
  • Bill due date notifications
  • Home screen widgets
Features
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See every bill and subscription at a glance, on a calendar and right on your home screen widget. Rent, phone, streaming, insurance, that one gym membership: every due date in one place, plus a reminder the day before each payment. Payment Calendar is a simple bill tracker and subscription tracker built around a calendar. You add your recurring payments once, and the app shows you what is due, when, and how much is still left to pay this month. YOUR MONTH AT A GLANCE • Every bill and subscription on a calendar by due date • Monthly total plus the remaining amount still to pay • Tap to check off a payment as paid, and it drops out of "remaining" • A reminder the day before each payment is due • Home screen widgets that show what is due next without opening the app (Premium) NO BANK LOGIN NEEDED You enter each bill yourself. No linking cards or bank accounts, nothing to hand over. It takes a few seconds per payment, and your financial accounts stay out of it. BUILT FOR REAL BILLS • Amounts that change every month, like a credit card bill or electricity, can be logged with a different amount each month • Free trial reminders: enter the trial start date and get reminded before billing kicks in • Monthly, yearly and weekly schedules • Groups to keep home, work or personal payments apart • 40 currencies with automatic exchange-rate conversion, handy for services billed in USD or EUR • Statistics: a monthly trend chart of your recurring spending and a breakdown by group • Choose the day your calendar week starts • Sign in to sync across your devices SHARE WITH YOUR HOUSEHOLD Keep rent, utilities and shared subscriptions on one calendar with a partner, family or roommates. Invite them with a code. Invited members can view for free. PREMIUM Payment Calendar is free to use for up to 20 recurring payments and 3 groups. Premium comes with a 3-day free trial and adds: • Unlimited payments and groups • Home screen widgets on your iPhone • Installment tracking (see which payment you are on, like 3 of 12) • More intervals, such as every two weeks • Billing-cycle start day, so your month can start on payday • Create and edit shared calendars • No ads Great for tracking things like Netflix and Spotify, rent, car payments, insurance, loans, phone and internet, utilities and memberships. Stop getting surprised by charges. Add your first bill and see your month clearly. Privacy Policy: https://spice-second-eb3.notion.site/Privacy-Policy-1c7273bd4f5480298425dfb01b4f9508 Terms of Service: https://spice-second-eb3.notion.site/Terms-Conditions-1c7273bd4f54808c9955dd1c7bfcbab1

About

Subscro

Read full description

Subscro – Your personal subscription manager Netflix, Spotify, iCloud, gym memberships, insurance… Subscriptions add up quickly, and it is easy to lose control. Subscro helps you manage all your recurring payments in one place, with a visual calendar that shows you exactly when and how much you will pay. VISUAL CALENDAR View all your renewals in an intuitive monthly calendar. Tap any day to see which subscriptions renew and their exact amounts. DETAILED STATISTICS Understand where your money goes with clear charts: • Spending by month, category, and payment method • Analysis by groups and members, ideal for families • Spending projections for the next 12 months • Expense history for the last 12 months REAL MULTI-CURRENCY SUPPORT Do you have subscriptions in different currencies? Subscro automatically converts amounts to your main currency using daily updated exchange rates. SMART REMINDERS Set custom notifications for each subscription. Choose how many days in advance you want to be notified and at what time. Avoid unexpected charges. GROUP MANAGEMENT Perfect for shared subscriptions. Create groups such as Family, Friends, or Work and add members to see exactly how much each person or household spends. FLEXIBLE ORGANIZATION • Customizable categories with colors • Tags for advanced classification • Payment methods to know which card or account is charged OPTIONAL ICLOUD SYNC Keep your data synced across all your Apple devices. The app works fully offline, and synchronization only happens when you choose. PRIVACY AND SECURITY • Protection with PIN or Face ID / Touch ID • Data stored locally on your device • No mandatory account or registration • Optional and encrypted iCloud synchronization OTHER FEATURES • Trial period tracking • Price history for subscriptions • Pause and reactivate subscriptions • Light, dark, or automatic theme • Available in Spanish, English, German, French, Italian, Portuguese, Japanese, Korean, Chinese, and Hindi FREE TO START Try Subscro with up to 3 subscriptions for free. Unlock unlimited subscriptions with a one-time purchase, no subscriptions and no renewals. Download Subscro and start controlling your recurring expenses today.

Screenshots

Payment Calendar4 screens
Subscro4 screens

Verdict

The call

The clearest difference is ads: Subscro at none against Payment Calendar's shown. Subscro also leads on update cadence (every 4 days vs every 9 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $1.99 per month and Subscro sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Payment Calendar ships an update every 9 days, Subscro every 4 days. The most recent releases landed on October 25, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Payment Calendar versus Subscro: the parameters behind the verdict, then further details
ParameterPayment CalendarSubscro
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 9 daysEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS16.6 — better17.6
Further details — not scored
Size60 MB8 MB
Age rating4+4+
DeveloperZERO CODEJose David Navarro Rubio

In-app purchases

3 purchases

Payment Calendar

Subscriptions3
  • Cost Calendar Premium3 Days trial$1.991 Month
  • Premium Monthly3 Days trial$2.991 Month
  • Premium Yearly3 Days trial$23.991 Year
1 purchases

Subscro

One-time1
  • Premium Lifetime$4.99

Questions

Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Is Subscro free?
Subscro is free to download, with in-app purchases available.
Do Payment Calendar or Subscro have ads?
Payment Calendar shows ads; Subscro does not.
Which is updated more often, Payment Calendar or Subscro?
Payment Calendar ships an update every 9 days, and Subscro every 4 days. Most recently, Payment Calendar was updated on October 25, 2026 and Subscro on October 12, 2026.

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